Access to Financial Services in Zambia

Despite the deep financial sector reforms undertaken in Zambia in the early 1990s, the expected benefits of establishing a market-based banking system has not materialized. In 2005 the banking system continued to be small and underdeveloped. Credit to the private sector by banks represented only 8 p...

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Bibliographic Details
Main Author:	de Luna Martínez, José
Format:	Policy Research Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2012
Subjects:	AUTONOMY BANK ACCOUNTS BANK ASSETS BANK BRANCHES BANK DEPOSITS BANK FAILURES BANK REGULATION BANK SUPERVISION BANKING LAWS BANKING REGULATION BANKING SECTOR BANKING SERVICES BANKING SYSTEM BANKS BORROWING CAPITAL ADEQUACY CAPITAL MARKETS CAPITAL REQUIREMENTS CENTRAL BANK COMMERCIAL BANK COMMERCIAL BANKS CONSOLIDATION CORPORATE GOVERNANCE CORPORATION CORPORATIONS CREDIT BOOM CREDIT RISK CREDIT RISK MANAGEMENT DEBT DEPOSIT ACCOUNTS DEPOSITORS DEPOSITS DISCLOSURE REQUIREMENTS DOMESTIC CREDIT DOMESTIC MARKETS ECONOMIC CONDITIONS ECONOMIC GROWTH ECONOMIC REFORMS EMPLOYMENT ESTATE EXCHANGE RATES FINANCIAL DISCLOSURE FINANCIAL INSTITUTIONS FINANCIAL MARKETS FINANCIAL SECTOR DEVELOPMENT FINANCIAL SECTOR LIBERALIZATION FINANCIAL SECTOR REFORM FINANCIAL SERVICES FISCAL REFORM FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE GOVERNMENT INTERVENTION GUIDELINES HOUSING INDIVIDUALS INFLATION INSOLVENT BANKS INSURANCE INTEREST RATES INTERNAL CONTROLS JOINT VENTURE LARGE COMPANIES LEASING LIMITED LIQUIDITY LOAN CLASSIFICATION MANAGERS MARKET DISCIPLINE MARKET INCENTIVES MARKET RISKS MERCHANT BANK MICROFINANCE MIGRATION MONEY SUPPLY MORAL HAZARD MORTGAGES NATIONALIZATION NEW ENTRANTS NONPERFORMING LOANS OPERATING COSTS PAYMENT SYSTEMS PERSONS PRODUCTIVITY PROFITABILITY PRUDENTIAL REQUIREMENTS PRUDENTIAL RULES REGULATORY FRAMEWORK REGULATORY REGIME RETURN ON ASSETS SAVINGS SAVINGS ACCOUNTS SECURITIES SMALL BANKS SOCIETIES SOLVENCY SPECIAL DRAWING RIGHTS STATE BANKS SUB-SAHARAN AFRICA SUPERVISORY FRAMEWORK TRADING TRANSACTION COSTS TRANSPARENCY TRANSPORT VOLATILITY
Online Access:	http://documents.worldbank.org/curated/en/2006/11/7186397/access-financial-services-zambia http://hdl.handle.net/10986/8993

Internet

http://documents.worldbank.org/curated/en/2006/11/7186397/access-financial-services-zambia
http://hdl.handle.net/10986/8993

Access to Financial Services in Zambia

Internet

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