Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh
Access to transfers and credit, whether cash or in-kind, is a major source of poverty alleviation and income generation in many developing countries around the world. Women may especially benefit from transfers and credit in countries such as Bangladesh, where they often have few work alternatives....
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| Format: | Policy Research Working Paper |
| Language: | English en_US |
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World Bank, Washington, DC
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2005/01/5623838/use-formal-informal-financial-sectors-gender-matter-empirical-evidence-rural-bangladesh http://hdl.handle.net/10986/8911 |
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okr-10986-89112021-04-23T14:02:42Z Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh McKernan, Signe-Mary Pitt, Mark M. Moskowitz, David ACCOUNTING AGRICULTURAL DEVELOPMENT BANKS AID ASSETS BORROWING COMMERCIAL BANKS CONTROL OF WOMEN CREDIT MARKETS CREDIT PROGRAMS CROWDING OUT DEALERS DRAFTS ECONOMIC GROWTH EMPLOYMENT EXPENDITURE FINANCIAL ASSISTANCE FINANCIAL MECHANISMS FINANCIAL RESOURCES FINANCIAL SECTOR FINANCIAL SERVICES FISCAL YEAR FOOD PROGRAMS GENDER GENDER ANALYSIS GENDER EQUALITY GIRLS GRAMEEN BANK HOUSEHOLD INCOME INCOME INCOME DISTRIBUTION INFLATION INFORMAL TRANSFERS INSURANCE INTERHOUSEHOLD TRANSFERS LAWS LIQUIDITY LOAN REPAYMENT MICROCREDIT PROGRAMS MICROFINANCE OBLIGATION OLD AGE PENSIONS POOR POVERTY ALLEVIATION PRIVATE TRANSFERS PUBLIC POLICIES PUBLIC POLICY RESOURCE ALLOCATION RESOURCE ALLOCATIONS RURAL DEVELOPMENT RURAL POVERTY SMALL LOANS SOCIAL SECURITY SOCIAL SECURITY PROGRAMS TARGETING TRANSFER PROGRAMS WAGES WHO Access to transfers and credit, whether cash or in-kind, is a major source of poverty alleviation and income generation in many developing countries around the world. Women may especially benefit from transfers and credit in countries such as Bangladesh, where they often have few work alternatives. In this paper, the authors descriptively examine the formal and informal financial sectors of rural Bangladesh, placing special emphasis on differences between men and women. Their analysis uses unique data on the credit and transfer behaviors of 1,800 households in rural Bangladesh. The authors focus on five important questions: a) How important are the formal and informal financial sectors? b) What are the primary sources of gifts and loans within those sectors? c) Do men and women rely on different sources for finances (for example, formal versus informal) or different types of finances (for example, transfers versus loans)? d) How have the financial sectors evolved during the 1990s? e) What is the relationship between the formal and informal sectors? 2012-06-25T14:35:45Z 2012-06-25T14:35:45Z 2005-01 http://documents.worldbank.org/curated/en/2005/01/5623838/use-formal-informal-financial-sectors-gender-matter-empirical-evidence-rural-bangladesh http://hdl.handle.net/10986/8911 English en_US Policy Research Working Paper; No. 3491 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research South Asia Bangladesh |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCOUNTING AGRICULTURAL DEVELOPMENT BANKS AID ASSETS BORROWING COMMERCIAL BANKS CONTROL OF WOMEN CREDIT MARKETS CREDIT PROGRAMS CROWDING OUT DEALERS DRAFTS ECONOMIC GROWTH EMPLOYMENT EXPENDITURE FINANCIAL ASSISTANCE FINANCIAL MECHANISMS FINANCIAL RESOURCES FINANCIAL SECTOR FINANCIAL SERVICES FISCAL YEAR FOOD PROGRAMS GENDER GENDER ANALYSIS GENDER EQUALITY GIRLS GRAMEEN BANK HOUSEHOLD INCOME INCOME INCOME DISTRIBUTION INFLATION INFORMAL TRANSFERS INSURANCE INTERHOUSEHOLD TRANSFERS LAWS LIQUIDITY LOAN REPAYMENT MICROCREDIT PROGRAMS MICROFINANCE OBLIGATION OLD AGE PENSIONS POOR POVERTY ALLEVIATION PRIVATE TRANSFERS PUBLIC POLICIES PUBLIC POLICY RESOURCE ALLOCATION RESOURCE ALLOCATIONS RURAL DEVELOPMENT RURAL POVERTY SMALL LOANS SOCIAL SECURITY SOCIAL SECURITY PROGRAMS TARGETING TRANSFER PROGRAMS WAGES WHO |
| spellingShingle |
ACCOUNTING AGRICULTURAL DEVELOPMENT BANKS AID ASSETS BORROWING COMMERCIAL BANKS CONTROL OF WOMEN CREDIT MARKETS CREDIT PROGRAMS CROWDING OUT DEALERS DRAFTS ECONOMIC GROWTH EMPLOYMENT EXPENDITURE FINANCIAL ASSISTANCE FINANCIAL MECHANISMS FINANCIAL RESOURCES FINANCIAL SECTOR FINANCIAL SERVICES FISCAL YEAR FOOD PROGRAMS GENDER GENDER ANALYSIS GENDER EQUALITY GIRLS GRAMEEN BANK HOUSEHOLD INCOME INCOME INCOME DISTRIBUTION INFLATION INFORMAL TRANSFERS INSURANCE INTERHOUSEHOLD TRANSFERS LAWS LIQUIDITY LOAN REPAYMENT MICROCREDIT PROGRAMS MICROFINANCE OBLIGATION OLD AGE PENSIONS POOR POVERTY ALLEVIATION PRIVATE TRANSFERS PUBLIC POLICIES PUBLIC POLICY RESOURCE ALLOCATION RESOURCE ALLOCATIONS RURAL DEVELOPMENT RURAL POVERTY SMALL LOANS SOCIAL SECURITY SOCIAL SECURITY PROGRAMS TARGETING TRANSFER PROGRAMS WAGES WHO McKernan, Signe-Mary Pitt, Mark M. Moskowitz, David Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh |
| geographic_facet |
South Asia Bangladesh |
| relation |
Policy Research Working Paper; No. 3491 |
| description |
Access to transfers and credit, whether cash or in-kind, is a major source of poverty alleviation and income generation in many developing countries around the world. Women may especially benefit from transfers and credit in countries such as Bangladesh, where they often have few work alternatives. In this paper, the authors descriptively examine the formal and informal financial sectors of rural Bangladesh, placing special emphasis on differences between men and women. Their analysis uses unique data on the credit and transfer behaviors of 1,800 households in rural Bangladesh. The authors focus on five important questions: a) How important are the formal and informal financial sectors? b) What are the primary sources of gifts and loans within those sectors? c) Do men and women rely on different sources for finances (for example, formal versus informal) or different types of finances (for example, transfers versus loans)? d) How have the financial sectors evolved during the 1990s? e) What is the relationship between the formal and informal sectors? |
| format |
Publications & Research :: Policy Research Working Paper |
| author |
McKernan, Signe-Mary Pitt, Mark M. Moskowitz, David |
| author_facet |
McKernan, Signe-Mary Pitt, Mark M. Moskowitz, David |
| author_sort |
McKernan, Signe-Mary |
| title |
Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh |
| title_short |
Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh |
| title_full |
Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh |
| title_fullStr |
Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh |
| title_full_unstemmed |
Use of the Formal and Informal Financial Sectors: Does Gender Matter? Empirical Evidence from Rural Bangladesh |
| title_sort |
use of the formal and informal financial sectors: does gender matter? empirical evidence from rural bangladesh |
| publisher |
World Bank, Washington, DC |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2005/01/5623838/use-formal-informal-financial-sectors-gender-matter-empirical-evidence-rural-bangladesh http://hdl.handle.net/10986/8911 |
| _version_ |
1764407108172775424 |