Microfinance Tradeoffs : Regulation, Competition, and Financing

Microfinance Tradeoffs : Regulation, Competition, and Financing

This paper describes important trade-offs that microfinance practitioners, donors, and regulators navigate. Drawing evidence from large, global surveys of microfinance institutions, the authors find a basic tension between meeting social goals and...

Full description

Bibliographic Details
Main Authors: Cull, Robert, Demirgüç-Kunt, Asli, Morduch, Jonathan
Format: Policy Research Working Paper
Language:English
Published: 2012
Subjects:
ACCESS TO FINANCE
ACCOUNTING
ADMINISTRATIVE BURDENS
ADVERSE SELECTION
AFFILIATE
ALLOCATION OF CAPITAL
ASYMMETRIC INFORMATION
BANK BRANCHES
BANK POLICY
BANKING SECTOR
BANKING SERVICES
BANKS
BORROWER
BORROWING
CAPITAL COSTS
CAPITAL MARKETS
COLLATERAL
COMMERCIAL BANKS
COMMERCIAL FUNDING
COMMERCIAL LENDERS
COMMERCIAL LENDING
COMMERCIAL TERMS
CONFIDENTIALITY
COST OF CAPITAL
COST OF FUNDS
CREDIT BUREAUS
CREDIT MARKET
DELINQUENCY RATES
DEMAND FOR CREDIT
DEPOSIT
DEPOSIT ACCOUNTS
DEPOSIT RATE
DEPOSIT-TAKING INSTITUTIONS
DEPOSITS
DEVELOPING COUNTRIES
DOUBLE BOTTOM LINE
DUMMY VARIABLES
ENTREPRENEURS
FEMALE CLIENTS
FINANCIAL ACCESS
FINANCIAL DATA
FINANCIAL INFORMATION
FINANCIAL INSTITUTIONS
FINANCIAL PERFORMANCE
FINANCIAL RATIOS
FINANCIAL RETURNS
FINANCIAL SELF-SUFFICIENCY
FINANCIAL SELF-SUSTAINABILITY
FINANCIAL SERVICES
FINANCIAL SUSTAINABILITY
FUNDING SOURCES
GOVERNANCE INDICATORS
GRAMEEN BANK
GROWTH RATE
HOUSEHOLDS
IMPLICIT SUBSIDIES
INCOME
INCOME DISTRIBUTION
INCOME LEVELS
INFLATION
INFORMATION ASYMMETRIES
INSTITUTIONAL DEVELOPMENT
INSURANCE
INTEREST RATE
INTEREST RATES
INTEREST RATES ON LOANS
INTERNATIONAL BANK
INTERNATIONAL BANKING
INTERNATIONAL FINANCIAL STATISTICS
JOINT LIABILITY
LABOR COSTS
LENDER
LENDING AGREEMENTS
LOAN
LOAN DELINQUENCIES
LOAN DELINQUENCY
LOAN PORTFOLIO
LOAN PORTFOLIOS
LOAN QUALITY
LOAN REPAYMENT
LOAN REPAYMENT RATES
LOAN SIZE
LOAN SIZES
MARKET FAILURES
MARKET INFORMATION
MARKET MECHANISM
MEASURES OF PROFITABILITY
MFI
MICROBANKING
MICROCREDIT
MICROFINANCE
MICROFINANCE INSTITUTION
MICROFINANCE INSTITUTIONS
MICROFINANCE PRACTITIONERS
MICROFINANCE SECTOR
MOBILE BANKING
MONETARY FUND
MORAL HAZARD
NONBANK FINANCIAL INSTITUTIONS
OPEN MARKET
OPERATING COST
OPERATING COSTS
OPPORTUNITY COST
OUTREACH
OWNERSHIP STRUCTURE
POOR BORROWERS
POOR HOUSEHOLDS
PORTFOLIO QUALITY
PROFITABILITY
PRUDENTIAL REGULATION
PRUDENTIAL SUPERVISION
PUBLIC OFFERING
RATES OF INTEREST
REGULATOR
REGULATORS
REGULATORY AUTHORITY
REGULATORY ENVIRONMENT
REMITTANCE
REMITTANCE SERVICES
RETURN
RETURN ON ASSETS
RETURN ON EQUITY
RETURNS
RISK SHARING
SAVINGS
SMALL LOANS
SOURCE OF FUNDS
SUBSIDIZATION
TRANSACTION
TRANSACTION COSTS
TRANSACTIONS COSTS
VILLAGE
VILLAGE BANKS
WOMEN BORROWERS
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20091021111857
http://hdl.handle.net/10986/4278

Internet

http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20091021111857
http://hdl.handle.net/10986/4278

Similar Items