Commitments to Save : A Field Experiment in Rural Malawi

Commitments to Save : A Field Experiment in Rural Malawi

This paper reports the results of a field experiment that randomly assigned smallholder cash crop farmers formal savings accounts. In collaboration with a microfinance institution in Malawi, the authors tested two primary treatments, offering eithe...

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Bibliographic Details
Main Authors: Brune, Lasse, Giné, Xavier, Goldberg, Jessica, Yang, Dean
Format: Policy Research Working Paper
Language:English
Published: 2012
Subjects:
ACCESS TO FUNDS
ACCOUNT HOLDERS
AGRICULTURAL INPUTS
AGRICULTURE
AUCTION
AUCTION FLOOR
BANK ACCOUNT
BANK ACCOUNTS
BANK OPERATIONS
BENEFICIARIES
BUDGETING
CASH-CROP
COST ANALYSIS
CREDIT ACCESS
CREDIT ASSOCIATIONS
CREDIT COOPERATIVES
CREDIT PRODUCTS
CROP VALUE
DEBT
DEPOSIT
DEPOSIT ACCOUNT
DEPOSIT ACCOUNTS
DEPOSIT MOBILIZATION
DEPOSITS
DEVELOPING COUNTRIES
DEVELOPING COUNTRY
DEVELOPMENT ECONOMICS
DEVELOPMENT POLICY
DISCOUNT RATE
DURABLE
DURABLE ASSETS
ECONOMETRICS
ECONOMIC DEVELOPMENT
ECONOMIC OUTCOMES
ECONOMIC RESEARCH
ECONOMICS RESEARCH
EXPENDITURE
EXPENDITURES
FARM OUTPUT
FARMERS
FEMALE EMPOWERMENT
FINANCIAL INSTITUTIONS
FINANCIAL PRODUCTS
FOREIGN EXCHANGE
FUTURE RESEARCH
FUTURE STUDIES
GOVERNMENT BUDGET
GOVERNMENT BUDGETS
GROUP LOAN
HOLDING
HOLDINGS
HOUSEHOLD COMPOSITION
HOUSEHOLD SIZE
HOUSEHOLD SURVEY
ILLITERACY
INCENTIVES TO SAVE
INCOME
INCOME LEVELS
INCOMES
INDIVIDUAL ACCOUNTS
INFORMAL INSURANCE
INSURANCE
INTEREST RATE
INTEREST RATES
INTERNATIONAL BANK
INVESTMENT BEHAVIOR
LACK OF KNOWLEDGE
LANDOWNERS
LENDER
LENDERS
LIABILITY
LOAN
LOAN RECOVERY
LOAN REPAYMENT
LOW-INCOME COUNTRIES
MARGINAL UTILITY
MARGINAL UTILITY OF CONSUMPTION
MICROCREDIT
MICROCREDIT PROGRAMS
MICROENTERPRISE CREDIT
MICROENTERPRISES
MICROFINANCE
MICROFINANCE INSTITUTION
MICROFINANCE INSTITUTIONS
OPTIMAL CONTRACTS
OUTPUT
PAYMENT SYSTEM
POLITICAL ECONOMY
POOR
PORTFOLIO
PORTFOLIOS
POSITIVE EFFECTS
PREMATURE WITHDRAWALS
PRIVATE SECTOR DEVELOPMENT
PUBLIC POLICY
RATES OF RETURN
RESOURCE ALLOCATION
RETURNS
ROSCAS
RURAL
RURAL BANKING
RURAL BANKS
RURAL COMMUNITIES
RURAL HOUSEHOLDS
SAVINGS
SAVINGS ACCOUNT
SAVINGS ACCOUNTS
SAVINGS BEHAVIOR
SAVINGS PROGRAMS
SMALL BUSINESSES
SMALLHOLDER FARMERS
SOCIAL NETWORKS
STOCKS
SURCHARGES
SUSTAINABLE FINANCE
SUSU
TIME DEPOSIT
TRANSACTION
TRANSACTION COSTS
TRANSACTIONS COSTS
TRANSPORT
VILLAGE ECONOMIES
WITHDRAWAL
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20110802154804
http://hdl.handle.net/10986/3510

Internet

http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20110802154804
http://hdl.handle.net/10986/3510

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