Behavior Revealed in Mobile Phone Usage Predicts Credit Repayment

Behavior Revealed in Mobile Phone Usage Predicts Credit Repayment

Many households in developing countries lack formal financial histories, making it difficult for firms to extend credit, and for potential borrowers to receive it. However, many of these households have mobile phones, which generate rich data about...

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Bibliographic Details
Main Authors: Bjorkegren, Daniel, Grissen, Darrell
Format: Working Paper
Language:English
Published: World Bank, Washington, DC 2019
Subjects:
CREDIT SCORING
MACHINE LEARNING
DIGITAL CREDIT
MOBILE PHONE
FINANCIAL INCLUSION
Online Access:http://documents.worldbank.org/curated/en/811881575657172759/Behavior-Revealed-in-Mobile-Phone-Usage-Predicts-Credit-Repayment
http://hdl.handle.net/10986/33018

Internet

http://documents.worldbank.org/curated/en/811881575657172759/Behavior-Revealed-in-Mobile-Phone-Usage-Predicts-Credit-Repayment
http://hdl.handle.net/10986/33018

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