Global Survey of Development Banks

Historically, development banks have been an important instrument of governments to promote economic growth by providing credit and a wide range of advisory and capacity building programs to households, small and medium enterprises, and even large...

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Bibliographic Details
Main Authors: de Luna-Martinez, José, Vicente, Carlos Leonardo
Format: Policy Research Working Paper
Language:English
Published: 2012
Subjects:
NPL
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20120215153214
http://hdl.handle.net/10986/3255
id okr-10986-3255
recordtype oai_dc
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic ACCESS TO FINANCE
ACCOUNTABILITY
ACCOUNTING
ADVANCED ECONOMIES
ADVISORY SERVICES
AGRICULTURAL BANK
AGRICULTURE BANK
ALLOCATION OF CREDIT
ASSET QUALITY
AUTONOMY
BALANCE SHEET
BANK CREDIT
BANK FOR INTERNATIONAL SETTLEMENTS
BANK OF CANADA
BANK OF LATVIA
BANK OF THAILAND
BANK SUPERVISION
BANKING SYSTEM
BANKING SYSTEMS
BANKRUPTCY
BORROWER
BORROWING
BORROWING COST
BRANCH NETWORKS
BUSINESS DEVELOPMENT
BUSINESS DEVELOPMENT BANK
BUSINESS PLAN
CAPACITY BUILDING
CAPITAL ADEQUACY
CAPITAL LOANS
CAPITAL MARKETS
CENTRAL BANK
COLLATERAL
COMMERCIAL BANK
COMMERCIAL BANKING
CONFLICTS OF INTEREST
CORPORATE GOVERNANCE
CREDIT BANK
CREDIT CRUNCH
CREDIT GROWTH
CREDIT GUARANTEE
CREDIT GUARANTEES
CREDIT POLICIES
CREDIT RISK
CREDIT RISKS
CREDITS
CREDITWORTHINESS
DEBT
DEBT COLLECTION
DEBT FORGIVENESS
DEFAULTS
DEPOSIT
DEPOSIT ACCOUNTS
DEPOSIT TAKING INSTITUTIONS
DEPOSITS
DEVELOPING COUNTRIES
DEVELOPMENT BANK
DEVELOPMENT BANKS
DEVELOPMENT CORPORATION
DEVELOPMENT FINANCE
DEVELOPMENT FINANCE INSTITUTIONS
DIVERSIFICATION
ECONOMIC DEVELOPMENT
ECONOMIC GROWTH
EMERGING ECONOMIES
EMERGING MARKET
EMERGING MARKET ECONOMIES
ENTERPRISE DEVELOPMENT
EQUIPMENT
EQUITY FUNDS
EXPORT FINANCING
FACTORING
FINANCIAL CRISIS
FINANCIAL INSTITUTION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIARIES
FINANCIAL INTERMEDIARY
FINANCIAL INTERMEDIATION
FINANCIAL MARKETS
FINANCIAL NEEDS
FINANCIAL PRODUCT
FINANCIAL PRODUCTS
FINANCIAL SERVICES
FINANCIAL STATEMENTS
FINANCIAL SUPPORT
FINANCIAL SUSTAINABILITY
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FIRST CREDIT
FOREIGN EXCHANGE
GOVERNANCE ISSUES
GOVERNANCE STANDARDS
GOVERNMENT GUARANTEE
GOVERNMENT OWNERSHIP
GOVERNMENT SUBSIDIES
GUARANTEE AGENCY
GUARANTEE FUNDS
GUARANTEE PRODUCTS
HOLDING
HOUSEHOLDS
HOUSING
INFLATION
INFLATION RATE
INITIAL PUBLIC OFFERINGS
INNOVATIVE FINANCIAL INSTRUMENTS
INSTRUMENT
INSURANCE
INSURANCE COMPANIES
INTANGIBLE
INTANGIBLE ASSETS
INTEREST RATE
INTEREST RATE SPREAD
INTEREST RATES
INTERNATIONAL BANK
INTERNATIONAL CAPITAL
INTERNATIONAL CAPITAL MARKETS
INTERNATIONAL FINANCIAL INSTITUTIONS
INTERNATIONAL FINANCIAL STATISTICS
INTERNATIONAL TRADE
INVESTMENT BANK
ISLAMIC INVESTMENT
KEY CHALLENGE
KEY CHALLENGES
LAND BANK
LEGAL FRAMEWORK
LEGISLATION
LENDERS
LENDING CYCLE
LENDING DECISIONS
LENDING PORTFOLIOS
LIABILITY
LINES OF CREDIT
LIQUIDITY
LOAN
LOAN AMOUNT
LOAN APPLICATIONS
LOAN CLASSIFICATION
LOAN GUARANTEE
LOAN GUARANTEES
LOAN PORTFOLIO
LOAN PORTFOLIOS
LOAN PROVISIONING
LOAN RECOVERY
LOAN TERM
LOCAL GOVERNMENTS
LOCAL MARKETS
LONG-TERM LOANS
LONG-TERM RESOURCES
MANDATES
MARKET INTEREST RATES
MARKET SHARE
MATURITY
MAXIMUM MATURITY
MICROFINANCE
MICROINSURANCE
MINISTRIES OF FINANCE
MINORITY SHAREHOLDER
MONEY TRANSFERS
MORTGAGE
MORTGAGE FINANCE
MULTINATIONALS
NEW BUSINESS
NON-PERFORMING LOAN
NON-PERFORMING LOANS
NPL
OPERATING COSTS
OPERATING EXPENSES
OWNERSHIP STRUCTURE
POSTAL BANKS
POSTAL SAVINGS
PRIVATE BANK
PRIVATE BANKS
PRIVATE COMMERCIAL BANKS
PRIVATE EQUITY
PRIVATE FINANCIAL INSTITUTION
PRIVATE FINANCIAL INSTITUTIONS
PRIVATE FINANCIAL INTERMEDIARIES
PRIVATE FINANCIAL INTERMEDIARY
PRIVATIZATIONS
PROFITABILITY
PROFITABLE BUSINESS
PROVISION OF CREDIT
PRUDENTIAL STANDARDS
PRUDENTIAL SUPERVISION
PUBLIC BANKS
RATE OF RETURN
REGIONAL DEVELOPMENT BANKS
REGULATORY SYSTEM
RETURN
RETURN ON ASSETS
RETURN ON EQUITY
RETURNS
RISK MANAGEMENT
RISK PROFILE
SAVINGS
SAVINGS ACCOUNTS
SAVINGS BANK
SMALLHOLDER
SMALLHOLDER FARMERS
SOLVENCY
START-UP
START-UPS
SUBSIDIARIES
SUBSIDIZATION
SUPERVISORY AGENCY
SUPPLY OF CREDIT
TERM CREDIT
TRANSPARENCY
UNFAIR COMPETITION
UNION
UNSECURED LOANS
VENTURE CAPITAL
VENTURE CAPITAL FUNDS
WORKING CAPITAL
spellingShingle ACCESS TO FINANCE
ACCOUNTABILITY
ACCOUNTING
ADVANCED ECONOMIES
ADVISORY SERVICES
AGRICULTURAL BANK
AGRICULTURE BANK
ALLOCATION OF CREDIT
ASSET QUALITY
AUTONOMY
BALANCE SHEET
BANK CREDIT
BANK FOR INTERNATIONAL SETTLEMENTS
BANK OF CANADA
BANK OF LATVIA
BANK OF THAILAND
BANK SUPERVISION
BANKING SYSTEM
BANKING SYSTEMS
BANKRUPTCY
BORROWER
BORROWING
BORROWING COST
BRANCH NETWORKS
BUSINESS DEVELOPMENT
BUSINESS DEVELOPMENT BANK
BUSINESS PLAN
CAPACITY BUILDING
CAPITAL ADEQUACY
CAPITAL LOANS
CAPITAL MARKETS
CENTRAL BANK
COLLATERAL
COMMERCIAL BANK
COMMERCIAL BANKING
CONFLICTS OF INTEREST
CORPORATE GOVERNANCE
CREDIT BANK
CREDIT CRUNCH
CREDIT GROWTH
CREDIT GUARANTEE
CREDIT GUARANTEES
CREDIT POLICIES
CREDIT RISK
CREDIT RISKS
CREDITS
CREDITWORTHINESS
DEBT
DEBT COLLECTION
DEBT FORGIVENESS
DEFAULTS
DEPOSIT
DEPOSIT ACCOUNTS
DEPOSIT TAKING INSTITUTIONS
DEPOSITS
DEVELOPING COUNTRIES
DEVELOPMENT BANK
DEVELOPMENT BANKS
DEVELOPMENT CORPORATION
DEVELOPMENT FINANCE
DEVELOPMENT FINANCE INSTITUTIONS
DIVERSIFICATION
ECONOMIC DEVELOPMENT
ECONOMIC GROWTH
EMERGING ECONOMIES
EMERGING MARKET
EMERGING MARKET ECONOMIES
ENTERPRISE DEVELOPMENT
EQUIPMENT
EQUITY FUNDS
EXPORT FINANCING
FACTORING
FINANCIAL CRISIS
FINANCIAL INSTITUTION
FINANCIAL INSTITUTIONS
FINANCIAL INTERMEDIARIES
FINANCIAL INTERMEDIARY
FINANCIAL INTERMEDIATION
FINANCIAL MARKETS
FINANCIAL NEEDS
FINANCIAL PRODUCT
FINANCIAL PRODUCTS
FINANCIAL SERVICES
FINANCIAL STATEMENTS
FINANCIAL SUPPORT
FINANCIAL SUSTAINABILITY
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FIRST CREDIT
FOREIGN EXCHANGE
GOVERNANCE ISSUES
GOVERNANCE STANDARDS
GOVERNMENT GUARANTEE
GOVERNMENT OWNERSHIP
GOVERNMENT SUBSIDIES
GUARANTEE AGENCY
GUARANTEE FUNDS
GUARANTEE PRODUCTS
HOLDING
HOUSEHOLDS
HOUSING
INFLATION
INFLATION RATE
INITIAL PUBLIC OFFERINGS
INNOVATIVE FINANCIAL INSTRUMENTS
INSTRUMENT
INSURANCE
INSURANCE COMPANIES
INTANGIBLE
INTANGIBLE ASSETS
INTEREST RATE
INTEREST RATE SPREAD
INTEREST RATES
INTERNATIONAL BANK
INTERNATIONAL CAPITAL
INTERNATIONAL CAPITAL MARKETS
INTERNATIONAL FINANCIAL INSTITUTIONS
INTERNATIONAL FINANCIAL STATISTICS
INTERNATIONAL TRADE
INVESTMENT BANK
ISLAMIC INVESTMENT
KEY CHALLENGE
KEY CHALLENGES
LAND BANK
LEGAL FRAMEWORK
LEGISLATION
LENDERS
LENDING CYCLE
LENDING DECISIONS
LENDING PORTFOLIOS
LIABILITY
LINES OF CREDIT
LIQUIDITY
LOAN
LOAN AMOUNT
LOAN APPLICATIONS
LOAN CLASSIFICATION
LOAN GUARANTEE
LOAN GUARANTEES
LOAN PORTFOLIO
LOAN PORTFOLIOS
LOAN PROVISIONING
LOAN RECOVERY
LOAN TERM
LOCAL GOVERNMENTS
LOCAL MARKETS
LONG-TERM LOANS
LONG-TERM RESOURCES
MANDATES
MARKET INTEREST RATES
MARKET SHARE
MATURITY
MAXIMUM MATURITY
MICROFINANCE
MICROINSURANCE
MINISTRIES OF FINANCE
MINORITY SHAREHOLDER
MONEY TRANSFERS
MORTGAGE
MORTGAGE FINANCE
MULTINATIONALS
NEW BUSINESS
NON-PERFORMING LOAN
NON-PERFORMING LOANS
NPL
OPERATING COSTS
OPERATING EXPENSES
OWNERSHIP STRUCTURE
POSTAL BANKS
POSTAL SAVINGS
PRIVATE BANK
PRIVATE BANKS
PRIVATE COMMERCIAL BANKS
PRIVATE EQUITY
PRIVATE FINANCIAL INSTITUTION
PRIVATE FINANCIAL INSTITUTIONS
PRIVATE FINANCIAL INTERMEDIARIES
PRIVATE FINANCIAL INTERMEDIARY
PRIVATIZATIONS
PROFITABILITY
PROFITABLE BUSINESS
PROVISION OF CREDIT
PRUDENTIAL STANDARDS
PRUDENTIAL SUPERVISION
PUBLIC BANKS
RATE OF RETURN
REGIONAL DEVELOPMENT BANKS
REGULATORY SYSTEM
RETURN
RETURN ON ASSETS
RETURN ON EQUITY
RETURNS
RISK MANAGEMENT
RISK PROFILE
SAVINGS
SAVINGS ACCOUNTS
SAVINGS BANK
SMALLHOLDER
SMALLHOLDER FARMERS
SOLVENCY
START-UP
START-UPS
SUBSIDIARIES
SUBSIDIZATION
SUPERVISORY AGENCY
SUPPLY OF CREDIT
TERM CREDIT
TRANSPARENCY
UNFAIR COMPETITION
UNION
UNSECURED LOANS
VENTURE CAPITAL
VENTURE CAPITAL FUNDS
WORKING CAPITAL
de Luna-Martinez, José
Vicente, Carlos Leonardo
Global Survey of Development Banks
geographic_facet The World Region
The World Region
relation Policy Research working paper ; no. WPS 5969
description Historically, development banks have been an important instrument of governments to promote economic growth by providing credit and a wide range of advisory and capacity building programs to households, small and medium enterprises, and even large private corporations, whose financial needs are not sufficiently served by private commercial banks or local capital markets. During the current financial crisis, most development banks in Latin America, followed by Asia, Africa, and Europe, have assumed a countercyclical role by scaling up their lending operations exactly when private banks experienced temporary difficulties in granting credit to the private sector. Despite the importance of development banks during crisis and non-crisis periods, little is known about them. This survey examines how development banks operate, what their policy mandates are, what financial services they offer, which type of clients they target, how they are regulated and supervised, what business models they have adopted, what governance framework they have, and what challenges they face. It also examines the countercyclical role played by development banks during the recent financial crisis. This survey is based on new data that have been collected from 90 national development banks in 61 countries.
format Publications & Research :: Policy Research Working Paper
author de Luna-Martinez, José
Vicente, Carlos Leonardo
author_facet de Luna-Martinez, José
Vicente, Carlos Leonardo
author_sort de Luna-Martinez, José
title Global Survey of Development Banks
title_short Global Survey of Development Banks
title_full Global Survey of Development Banks
title_fullStr Global Survey of Development Banks
title_full_unstemmed Global Survey of Development Banks
title_sort global survey of development banks
publishDate 2012
url http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20120215153214
http://hdl.handle.net/10986/3255
_version_ 1764386685479550976
spelling okr-10986-32552021-04-23T14:02:08Z Global Survey of Development Banks de Luna-Martinez, José Vicente, Carlos Leonardo ACCESS TO FINANCE ACCOUNTABILITY ACCOUNTING ADVANCED ECONOMIES ADVISORY SERVICES AGRICULTURAL BANK AGRICULTURE BANK ALLOCATION OF CREDIT ASSET QUALITY AUTONOMY BALANCE SHEET BANK CREDIT BANK FOR INTERNATIONAL SETTLEMENTS BANK OF CANADA BANK OF LATVIA BANK OF THAILAND BANK SUPERVISION BANKING SYSTEM BANKING SYSTEMS BANKRUPTCY BORROWER BORROWING BORROWING COST BRANCH NETWORKS BUSINESS DEVELOPMENT BUSINESS DEVELOPMENT BANK BUSINESS PLAN CAPACITY BUILDING CAPITAL ADEQUACY CAPITAL LOANS CAPITAL MARKETS CENTRAL BANK COLLATERAL COMMERCIAL BANK COMMERCIAL BANKING CONFLICTS OF INTEREST CORPORATE GOVERNANCE CREDIT BANK CREDIT CRUNCH CREDIT GROWTH CREDIT GUARANTEE CREDIT GUARANTEES CREDIT POLICIES CREDIT RISK CREDIT RISKS CREDITS CREDITWORTHINESS DEBT DEBT COLLECTION DEBT FORGIVENESS DEFAULTS DEPOSIT DEPOSIT ACCOUNTS DEPOSIT TAKING INSTITUTIONS DEPOSITS DEVELOPING COUNTRIES DEVELOPMENT BANK DEVELOPMENT BANKS DEVELOPMENT CORPORATION DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS DIVERSIFICATION ECONOMIC DEVELOPMENT ECONOMIC GROWTH EMERGING ECONOMIES EMERGING MARKET EMERGING MARKET ECONOMIES ENTERPRISE DEVELOPMENT EQUIPMENT EQUITY FUNDS EXPORT FINANCING FACTORING FINANCIAL CRISIS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIARY FINANCIAL INTERMEDIATION FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL PRODUCT FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCIAL STATEMENTS FINANCIAL SUPPORT FINANCIAL SUSTAINABILITY FINANCIAL SYSTEM FINANCIAL SYSTEMS FIRST CREDIT FOREIGN EXCHANGE GOVERNANCE ISSUES GOVERNANCE STANDARDS GOVERNMENT GUARANTEE GOVERNMENT OWNERSHIP GOVERNMENT SUBSIDIES GUARANTEE AGENCY GUARANTEE FUNDS GUARANTEE PRODUCTS HOLDING HOUSEHOLDS HOUSING INFLATION INFLATION RATE INITIAL PUBLIC OFFERINGS INNOVATIVE FINANCIAL INSTRUMENTS INSTRUMENT INSURANCE INSURANCE COMPANIES INTANGIBLE INTANGIBLE ASSETS INTEREST RATE INTEREST RATE SPREAD INTEREST RATES INTERNATIONAL BANK INTERNATIONAL CAPITAL INTERNATIONAL CAPITAL MARKETS INTERNATIONAL FINANCIAL INSTITUTIONS INTERNATIONAL FINANCIAL STATISTICS INTERNATIONAL TRADE INVESTMENT BANK ISLAMIC INVESTMENT KEY CHALLENGE KEY CHALLENGES LAND BANK LEGAL FRAMEWORK LEGISLATION LENDERS LENDING CYCLE LENDING DECISIONS LENDING PORTFOLIOS LIABILITY LINES OF CREDIT LIQUIDITY LOAN LOAN AMOUNT LOAN APPLICATIONS LOAN CLASSIFICATION LOAN GUARANTEE LOAN GUARANTEES LOAN PORTFOLIO LOAN PORTFOLIOS LOAN PROVISIONING LOAN RECOVERY LOAN TERM LOCAL GOVERNMENTS LOCAL MARKETS LONG-TERM LOANS LONG-TERM RESOURCES MANDATES MARKET INTEREST RATES MARKET SHARE MATURITY MAXIMUM MATURITY MICROFINANCE MICROINSURANCE MINISTRIES OF FINANCE MINORITY SHAREHOLDER MONEY TRANSFERS MORTGAGE MORTGAGE FINANCE MULTINATIONALS NEW BUSINESS NON-PERFORMING LOAN NON-PERFORMING LOANS NPL OPERATING COSTS OPERATING EXPENSES OWNERSHIP STRUCTURE POSTAL BANKS POSTAL SAVINGS PRIVATE BANK PRIVATE BANKS PRIVATE COMMERCIAL BANKS PRIVATE EQUITY PRIVATE FINANCIAL INSTITUTION PRIVATE FINANCIAL INSTITUTIONS PRIVATE FINANCIAL INTERMEDIARIES PRIVATE FINANCIAL INTERMEDIARY PRIVATIZATIONS PROFITABILITY PROFITABLE BUSINESS PROVISION OF CREDIT PRUDENTIAL STANDARDS PRUDENTIAL SUPERVISION PUBLIC BANKS RATE OF RETURN REGIONAL DEVELOPMENT BANKS REGULATORY SYSTEM RETURN RETURN ON ASSETS RETURN ON EQUITY RETURNS RISK MANAGEMENT RISK PROFILE SAVINGS SAVINGS ACCOUNTS SAVINGS BANK SMALLHOLDER SMALLHOLDER FARMERS SOLVENCY START-UP START-UPS SUBSIDIARIES SUBSIDIZATION SUPERVISORY AGENCY SUPPLY OF CREDIT TERM CREDIT TRANSPARENCY UNFAIR COMPETITION UNION UNSECURED LOANS VENTURE CAPITAL VENTURE CAPITAL FUNDS WORKING CAPITAL Historically, development banks have been an important instrument of governments to promote economic growth by providing credit and a wide range of advisory and capacity building programs to households, small and medium enterprises, and even large private corporations, whose financial needs are not sufficiently served by private commercial banks or local capital markets. During the current financial crisis, most development banks in Latin America, followed by Asia, Africa, and Europe, have assumed a countercyclical role by scaling up their lending operations exactly when private banks experienced temporary difficulties in granting credit to the private sector. Despite the importance of development banks during crisis and non-crisis periods, little is known about them. This survey examines how development banks operate, what their policy mandates are, what financial services they offer, which type of clients they target, how they are regulated and supervised, what business models they have adopted, what governance framework they have, and what challenges they face. It also examines the countercyclical role played by development banks during the recent financial crisis. This survey is based on new data that have been collected from 90 national development banks in 61 countries. 2012-03-19T17:29:12Z 2012-03-19T17:29:12Z 2012-02-01 http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20120215153214 http://hdl.handle.net/10986/3255 English Policy Research working paper ; no. WPS 5969 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Publications & Research :: Policy Research Working Paper The World Region The World Region