Latest Findings from Randomized Evaluations of Microfinance

This paper summarizes the latest research findings from a new body of empirical evidence that uses randomized evaluations, similar to those used in medical trials, to compare how one group responds to access to specific new financial services again...

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Bibliographic Details
Main Authors:	Bauchet, Jonathan, Marshall, Cristobal, Starita, Laura, Thomas, Jeanette, Yalouris, Anna
Format:	Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2017
Subjects:	ACCESS TO CAPITAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO FORMAL CREDIT ACCESS TO INSURANCE ACCESS TO LOANS ACCESS TO SAVINGS ACCOUNTING AMOUNT OF MONEY ANNUAL PERCENTAGE RATE APPLICATION PROCESS APR ASYMMETRIC INFORMATION AVAILABILITY OF CREDIT BANK ACCOUNT BANK ACCOUNTS BANKS BIASES BORROWER BORROWING BUSINESS ACTIVITIES BUSINESS ACUMEN BUSINESS FAILURE BUSINESS LOANS BUSINESS OPPORTUNITIES BUSINESS SCHOOL BUSINESS SUCCESS BUSINESS TRAINING CAPITAL STOCK CASH FLOW CHILD DEVELOPMENT CHILD-CARE CLEAN CREDIT COLLATERAL COMPOUND INTEREST CONSUMER CONSUMER CREDIT CONSUMER FINANCE CONTRIBUTION CREDIT ACCESS CREDIT HISTORY CREDIT MARKET CREDIT OFFICERS CREDIT PRODUCT CREDIT RELATIONSHIPS CREDIT RISK CREDIT SCORING CREDIT SCORING MODELS CREDIT WORTHINESS CREDIT-SCORING CROP FAILURE CROP INSURANCE CURRICULUM DEFAULTERS DEMOGRAPHIC CHARACTERISTICS DEPOSIT DEPOSIT INSURANCE DEVELOPING COUNTRIES DROUGHT DURABLE DURABLE GOODS EARNINGS ECONOMIC ACTIVITIES ECONOMIC POLICY EDUCATION LEVEL EMPOWERMENT ENROLLMENT ENTREPRENEUR ENTREPRENEURIAL BEHAVIOR ENTREPRENEURIAL SUCCESS EXISTING DEBT EXPENDITURE EXTRA CASH FAMILIES FAMILY MEMBERS FARM INCOME FARMER FEMALE ENTERPRISES FEMALE-OWNED BUSINESSES FINANCE COMPANY FINANCES FINANCIAL ACCESS FINANCIAL LITERACY FINANCIAL LITERACY TRAINING FINANCIAL MANAGEMENT FINANCIAL MARKET FINANCIAL NEEDS FINANCIAL OUTCOMES FINANCIAL PRODUCT FINANCIAL RESOURCES FINANCIAL SERVICE PROVIDERS FINANCIAL SERVICES FINANCIAL SUCCESS FINANCIAL_ACCESS FLEXIBLE REPAYMENT FORMAL FINANCIAL SERVICE FORMAL FINANCIAL SERVICES GENDER GENERAL POPULATION GOOD CREDIT GOOD CREDIT HISTORIES GRANTS TO WOMEN ENTREPRENEURS GROUP LENDING GROUP LOANS HIGH INTEREST RATE HOME IMPROVEMENTS HOUSEHOLD EXPENDITURE HOUSEHOLD INCOME HOUSEHOLD INVESTMENTS HOUSEHOLD WELFARE HOUSEHOLDS HUSBANDS INCOME STREAMS INCOMES INFORMAL CREDIT INFORMAL INSURANCE INFORMAL LOANS INFORMAL SAVINGS INFORMATION ASYMMETRY INFORMATION ON BUSINESS INSURANCE COMPANY INSURANCE POLICY INSURANCE SCHEME INVENTORY INVESTING INVESTMENT CAPITAL LACK OF ACCESS LENDER LENDING DECISION LIABILITY LIMITED ACCESS LOAN LOAN ACCESS LOAN AMOUNT LOAN APPLICANTS LOAN APPLICATION LOAN APPROVAL LOAN DISBURSEMENT LOAN REPAYMENT LOAN REPAYMENT RATES LOANS FROM FRIENDS LONG-TERM GOALS LOW-INCOME LOW-INCOME WORKERS MAINSTREAM BANK MARKETING MEDICAL EXPENSES MERCHANTS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROINSURANCE MONEY MANAGERS MONEYLENDER MONTHLY INCOME MORAL HAZARD NEW BUSINESS OUTREACH PENETRATION RATES PERSONAL INCOME POOR CLIENTS PROBABILITY PURCHASES RATES OF RETURN RECEIPT REPAYMENT REPAYMENT SCHEDULES RESOURCE ALLOCATION RETURNS RISK AVERSION RISK MANAGEMENT RISK MITIGATION RISK PROFILE RISKY LOANS RURAL BANK SAFETY NET SALES SAVER SAVERS SAVINGS SAVINGS ACCOUNT SAVINGS GOALS SAVINGS PRODUCT SCHOOL FINANCE SELF-EMPLOYMENT SMALL BUSINESS SMALL BUSINESS ENTREPRENEURS SMALL BUSINESS LOAN SMALL BUSINESS OWNERS SMALL ENTERPRISES SMALL LOANS SMART MONEY SOCIAL CAPITAL SOCIAL NETWORK SOUND FINANCIAL PRACTICES SUM OF MONEY TAKE-UP RATES TRAINING PROGRAM TUITION UNEMPLOYED UNEMPLOYED WOMEN USURY VALUABLE VENTURE CAPITAL VENTURE CAPITAL FIRMS VILLAGE VOUCHER WAGE WELFARE BENEFITS WITHDRAWAL WITHDRAWAL FEES WORK FORCE WORKING CAPITAL
Online Access:	http://documents.worldbank.org/curated/en/324001468329347456/Latest-findings-from-randomized-evaluations-of-microfinance http://hdl.handle.net/10986/26892

Internet

http://documents.worldbank.org/curated/en/324001468329347456/Latest-findings-from-randomized-evaluations-of-microfinance
http://hdl.handle.net/10986/26892

Latest Findings from Randomized Evaluations of Microfinance

Internet

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