Principles for Public Credit Guarantee Schemes for SMEs

Access to finance, particularly credit, is widely recognized as problematic for small and medium enterprises (SMEs), hampering their growth and development. To address this challenge, many governments around the world intervene in SME credit market...

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Bibliographic Details
Main Author:	World Bank Group
Format:	Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2015
Subjects:	BUSINESS ACTIVITIES LINE OF CREDIT CREDIT MARKETS DEPOSIT FINANCIAL SERVICES BORROWER ECONOMIC GROWTH ENTERPRISE DEVELOPMENT PEOPLE PROPERTY LAWS FINANCING MARKET DEVELOPMENTS BALANCE-SHEET INFORMATION TECHNOLOGY INTEREST RISK-BASED PRICING GUARANTEES CREDIT CRUNCH FINANCIAL RESOURCES ETHNIC GROUPS SMALL BUSINESS FINANCE BANKING SYSTEMS CAPITAL STRUCTURE LIQUIDITY RISK WELFARE CAPITAL ADEQUACY ENDOWMENTS ENTREPRENEURSHIP FINANCING FINANCIAL DIFFICULTY LOAN CREDIT ALLOCATION LOAN AMOUNT FEE BORROWERS SUBSIDY PRIVATE PROPERTY PAYMENTS BANKRUPTCY DEVELOPMENT FINANCE INSTITUTIONS INFORMATION SYSTEMS INTERNATIONAL BANK CREDITOR COST OF CREDIT DEVELOPMENT FINANCE INSTITUTION INFORMATION ASYMMETRIES PROVISION OF CREDIT LENDER AGRICULTURE ORGANIZATION CAPITAL FINANCE FUNDING SOURCES PUBLIC CREDIT ACCESS TO FINANCIAL SERVICES SMALL BUSINESS INTERNATIONAL FINANCE FINANCIAL SECTOR REFORM PUBLIC POLICY FINANCIAL SUSTAINABILITY TECHNICAL ASSISTANCE MORAL HAZARD PARTIAL CREDIT UNION BANKERS’ ASSOCIATIONS CONFIDENCE OF LENDERS MAILING ADDRESS PAYMENT FINANCIAL INSTITUTIONS DEBT FISCAL RESOURCES CAPITAL REQUIREMENTS ELIGIBILITY CRITERIA DEPOSIT INSURANCE LENDERS BANKERS LOANS ENTERPRISES FINANCIAL SYSTEM BANK FINANCING FINANCE TERM CREDIT EQUITABLE TREATMENT BANKS SMALL LOANS INSTITUTIONAL REFORMS COLLATERAL REQUIREMENTS EQUITY CREDIT GAP LOAN GUARANTEE CREDIT REGISTRIES BUSINESS FINANCE CAPITAL OPERATING COSTS SMALL ENTERPRISES FINANCIAL OBLIGATIONS CREDIT ACCESS ACCESS TO FINANCE BUSINESS DEVELOPMENT SUPPLY OF CREDIT DEVELOPMENT BANKS BANK CREDIT LEGAL AUTHORITY INVESTMENT BANK LOAN GUARANTEES WORKING CAPITAL REPAYMENT ENTERPRISE PROPERTY JOB CREATION INSTITUTIONAL CAPACITY BALANCE SHEET TRANSACTION COSTS CREDIT GUARANTEE GUARANTEE SCHEMES CREDIT FLOWS CC PROFITABILITY INSTITUTIONAL REFORM CREDIT RISK ACCESS TO CREDIT ECONOMIC DEVELOPMENT INTERESTS FINANCIAL SECTOR ASSESSMENT FINANCIAL ” POLICY ECONOMIES OF SCALE FINANCIAL DEVELOPMENT LOAN APPLICATIONS INVESTMENT CREDIT GUARANTEES EXTREME POVERTY FINANCIAL INTERMEDIARIES BUSINESS VOLUMES COLLATERAL LOAN SIZE FINANCIAL REGULATOR DEVELOPMENT FINANCE LEGAL REQUIREMENTS INVESTMENTS BORROWING FINANCIAL SUPPORT RISK MANAGEMENT BANKING SUPERVISION FEES WOMEN OUTREACH FISCAL SUPPORT SMALL BUSINESSES GUARANTEE CONSUMER PROTECTION CASH FLOW DEVELOPMENT BANK FINANCIAL SECTOR DEVELOPMENT SMALL BUSINESS ADMINISTRATION RISK MITIGATION START-UPS GOVERNMENT INTERVENTION EMPLOYEES
Online Access:	http://documents.worldbank.org/curated/en/2015/12/25665897/task-force-design-implementation-evaluation-public-credit-guarantee-schemes-small-medium-enterprises-principles-public-credit-guarantee-schemes-smes http://hdl.handle.net/10986/23329

Internet

http://documents.worldbank.org/curated/en/2015/12/25665897/task-force-design-implementation-evaluation-public-credit-guarantee-schemes-small-medium-enterprises-principles-public-credit-guarantee-schemes-smes
http://hdl.handle.net/10986/23329

Principles for Public Credit Guarantee Schemes for SMEs

Internet

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