Weather Insurance Savings Accounts

Better insurance against rainfall risk could improve the security of hundreds of millions of agricultural households around the world. However, customers have shown little demand for stand-alone insurance products. This paper theoretically and expe...

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Bibliographic Details
Main Authors:	Stein, Daniel, Tobacman, Jeremy
Format:	Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2015
Subjects:	CATASTROPHIC EVENTS RISKS FINANCIAL SERVICES DEPOSIT HOLDING DURABLE GOODS CUSTOMER GOVERNMENT CROP INSURANCE RISK REDUCTION VALUATION FARMER INCOME INTEREST LIFE INSURANCE GUARANTEES SAVINGS INSTRUMENT MARGINAL COST SAVINGS ACCOUNTS INTEREST RATE OPTION EXCHANGE DISCOUNT RATE INSURER INFORMATION DEVELOPING COUNTRIES DEVELOPING ECONOMIES INSURANCE POLICIES LOAN DISCOUNT ASYMMETRIC INFORMATION DISASTER PRIVATE INSURANCE PRICE SAVING INTERNATIONAL BANK INSURANCE MARKET INSURANCE COMPANY POLICYHOLDERS OFFER PRICE CROP INSURANCE PUBLIC POLICY SAVINGS FINANCIAL PRODUCT CREDIT UNIONS INSURANCE MARKETS INSURANCE PRODUCT LOW-INCOME COUNTRIES NASCENT MARKET INCOME SHOCK NEW PRODUCT DEPOSIT ACCOUNTS MARKETS RETURN RATES LOANS FARMERS CONSUMER DEMAND INSURANCE COVERAGE INSURANCE POLICY NEGATIVE SHOCK BANK POLICY MARKET PRICE SAVINGS ACCOUNT BANKS TECHNOLOGY DROUGHTS EMERGENCY VALUATIONS CREDIT CONSTRAINTS GOOD WAGES AGRICULTURAL LOANS GENERAL INSURANCE DROUGHT BARRIERS COUPONS DERIVATIVE INSURANCE PRODUCTS ANNUITIES FUTURE CROP INSURANCE SCHEME LOSSES BANK RETURNS CREDIT MICROINSURANCE CLAIMS COINSURANCE RISK EXPOSURE CONSUMERS BIDS PROPERTIES SHARES MICRO-INSURANCE FACE VALUE MARKET FACTORS ECONOMICS EXPOSURE INSURANCE MICROFINANCE LOSS AGENTS RENTERS INSURANCE GOODS SECURITY DURABLE INVESTMENT RISK COMMISSIONS SHARE VALUATION TECHNIQUES POVERTY BANKING MARKET DEMAND BID INVESTMENTS RISK MANAGEMENT LENDING NOMINAL INTEREST RATE INSURANCE COMPANIES UNDERINSURED EXCHANGE RATE INSTRUMENT CUSTOMERS RISK AVERSION COVERAGE PARTIAL RISK GUARANTEE PREMIUMS
Online Access:	http://documents.worldbank.org/curated/en/2015/04/24324721/weather-insurance-savings-accounts http://hdl.handle.net/10986/21849

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http://documents.worldbank.org/curated/en/2015/04/24324721/weather-insurance-savings-accounts
http://hdl.handle.net/10986/21849

Weather Insurance Savings Accounts

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