Closing the Credit Gap for Formal and Informal Micro, Small, and Medium Enterprises

Job creation and economic growth through private sector development have become primary areas of focus for policy makers around the world in the aftermath of the global financial crisis. Recent evidence points to the importance of small and medium...

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Bibliographic Details
Main Authors:	Stein, Peer, Ardic, Oya Pinar, Hommes, Martin
Format:	Working Paper
Language:	English en_US
Published:	International Finance Corporation, Washington, DC 2015
Subjects:	ACCESS TO BANK ACCOUNTS ACCESS TO CREDIT ACCESS TO EDUCATION ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO INFORMATION ACCESS TO MARKET ACCESS TO MARKETS ACCESS TO RESOURCES ACCESSIBILITY ACCOUNTING ACCOUNTS RECEIVABLE ADVISORY SERVICES AFFILIATES AGRICULTURAL ACTIVITIES AVAILABILITY OF CREDIT BANK ACCOUNT BANK ACCOUNTS BANK FINANCING BANK LENDING BANKING MODELS BANKING SECTOR BANKING SERVICES BANKS BORROWER BRANCH BRANCH NETWORK BRIBE BRIBES BUSINESS ASSOCIATION BUSINESS ASSOCIATIONS BUSINESS ENABLING BUSINESS ENABLING ENVIRONMENT BUSINESS OPPORTUNITY BUSINESS OWNERS BUSINESS PLAN CAPACITY BUILDING CAPITAL LOANS CAPITAL STOCK CASH FLOW CASH FLOWS CHECKING CHECKING ACCOUNT CHECKING ACCOUNTS COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANKING COMMERCIAL BANKS COMMERCIAL LOANS COMPANY COMPETITORS CONSULTING SERVICES CONTRACT ENFORCEMENT CORPORATION CORPORATIONS CORRUPTION COUNTRY COMPARISONS CREDIT BUREAUS CREDIT CONSTRAINT CREDIT DECISIONS CREDIT GAP CREDIT GUARANTEE CREDIT HISTORY CREDIT MARKET CREDIT RISK CREDITWORTHINESS CULTURAL BARRIERS CUSTOMER BASE DEMAND FOR CREDIT DEPOSIT DEPOSIT ACCOUNT DEPOSIT PRODUCTS DEPOSITS DEVELOPING COUNTRIES DEVELOPMENT FINANCE DEVELOPMENT FINANCE INSTITUTIONS E-LEARNING ECONOMIC ACTIVITY ECONOMIC COOPERATION ECONOMIC DEVELOPMENT ECONOMIC GROWTH EMERGING MARKETS EMPLOYER EMPLOYERS EMPLOYMENT GROWTH EMPLOYMENT OPPORTUNITIES ENTERPRISE FINANCE ENTREPRENEUR ENTREPRENEURIAL ACTIVITY ENTREPRENEURSHIP EXCLUSION EXTERNAL FINANCE FACILITATION FINANCE INITIATIVE FINANCIAL CRISIS FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL LITERACY FINANCIAL MARKETS FINANCIAL NEEDS FINANCIAL SERVICES FINANCIAL SERVICES FOR WOMEN FINANCIAL SUSTAINABILITY FINANCING SHORTFALL FIRMS FORMAL ECONOMY FORMAL FINANCIAL SECTOR FORMAL FINANCIAL SERVICES GENDER GENDER EQUALITY GREATER ACCESS GUARANTEE SCHEMES HUMAN CAPITAL HUSBAND ID INCOME GROUP INFORMAL ECONOMY INFORMAL FINANCE INFORMAL FINANCING INFORMATION DISSEMINATION INFORMATION SYSTEMS INFORMATIONAL ASYMMETRIES INSURANCE INSURANCE AGENCIES INTEREST RATES INTERNAL FUNDS INTERNATIONAL FINANCE INVENTORY JOB CREATION LACK OF ACCESS LACK OF COLLATERAL LACK OF CREDIT LACK OF INFORMATION LARGE ENTERPRISES LAWS LEASING LENDERS LIMITED ACCESS LIMITED ACCESS TO FINANCE LINES OF CREDIT LOAN LOAN GUARANTEES LOANS FOR WOMEN LOANS FOR WOMEN ENTREPRENEURS LOANS TO WOMEN MANAGEMENT INFORMATION SYSTEMS MANUFACTURERS MEDIUM ENTERPRISE MEDIUM ENTERPRISES MICRO ENTERPRISES MICRO-ENTERPRISES MICROENTERPRISES MICROFINANCE MICROFINANCE INSTITUTIONS MONETARY FUND MOVABLE COLLATERAL MULTINATIONAL MULTINATIONAL COMPANIES MULTINATIONALS NEEDS OF WOMEN NEEDS OF WOMEN ENTREPRENEURS NET LOSS NEW BUSINESSES NEW MARKET NEW MARKETS OUTREACH OVERDRAFT OVERDRAFTS PARTIAL CREDIT PARTIAL GUARANTEE PEER REVIEW PENETRATION RATES POINT OF SALE PRIVATE COMMERCIAL BANKS PRIVATE COMPANIES PRIVATE CREDIT PRODUCTIVITY PROFITABILITY PROPERTY LAW PUBLIC FUND PUBLIC POLICY REAL ESTATE REAL SECTOR RECEIPTS REGISTRATION PROCESS REGULATORY BURDEN REGULATORY REFORM REGULATORY REFORMS RETURN ON INVESTMENT RISK MANAGEMENT SAVINGS SAVINGS ACCOUNTS SECURITIES SHOPS SIZE OF FIRM SMALL BUSINESS SMALL BUSINESS BANKING SMALL ENTERPRISES SMALL FIRMS SMART CARDS SME SME FINANCE SME FINANCING SME LENDING SME SECTOR SOCIAL SECURITY STATE OWNED BANKS STORE SUBSIDIARY SUPPLIERS SUPPLY CHAIN SUPPLY CHAINS TAX LIABILITY TERMS OF LOANS TIME DEPOSITS TRANSACTION COSTS TRANSPORTATION SERVICES UNEMPLOYMENT WOMAN WOMEN ENTREPRENEURS WORKING CAPITAL
Online Access:	http://documents.worldbank.org/curated/en/2013/01/24162672/closing-credit-gap-formal-informal-micro-small-medium-enterprises http://hdl.handle.net/10986/21728

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http://documents.worldbank.org/curated/en/2013/01/24162672/closing-credit-gap-formal-informal-micro-small-medium-enterprises
http://hdl.handle.net/10986/21728

Closing the Credit Gap for Formal and Informal Micro, Small, and Medium Enterprises

Internet

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