Review of State-Owned Banks in Belarus
This note reviews state-owned banks in Belarus and offers recommendations on how to strengthen them. It covers the Belarusbank, Belagroprombank, Belinvestbank, and Paritetbank (the public banks), and the recently established Development Bank of Bel...
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| Format: | Other Financial Sector Study |
| Language: | English en_US |
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Washington, DC
2014
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2012/12/19243629/review-state-owned-banks-belarus-technical-note http://hdl.handle.net/10986/17873 |
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okr-10986-17873 |
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| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ACCESS TO FINANCE ACCOUNTABILITY AGRICULTURAL SECTOR AMOUNT OF CAPITAL ANTI-MONEY LAUNDERING AUTONOMY BALANCE SHEET BALANCE SHEETS BANK ASSETS BANK CREDIT BANK LENDING BANK RECAPITALIZATION BANKING INSTITUTION BANKING LAW BANKING SECTOR BANKING SECTOR ASSETS BANKING SERVICES BANKING SYSTEM BANKS BID BIDDING BOARDS OF DIRECTORS BORROWER BRANCH NETWORK CAPITAL ADEQUACY CAPITAL INJECTION CAPITAL INJECTIONS CAPITAL SHARE CAPITALIZATION CENTRAL BANK COMMERCIAL BANK COMMERCIAL BANKS CORPORATE DEPOSITS CORPORATE GOVERNANCE CREDIT CULTURE CREDIT GROWTH CREDIT GUARANTEE CREDIT GUARANTEES CREDIT QUALITY CREDIT RISK CURRENT ACCOUNT DEBT DEBT COLLECTION DEBT SECURITIES DEPOSITS DEVELOPMENT BANK DEVELOPMENT BANKS ECONOMIC DEVELOPMENT ELIGIBLE BORROWERS EQUIPMENT EXCESS LIQUIDITY EXCHANGE RATE FINANCIAL CRISIS FINANCIAL DEEPENING FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL PRODUCTS FINANCIAL SECTOR ASSESSMENT FINANCIAL SERVICES FINANCIAL STABILITY FIXED INTEREST FIXED INTEREST RATE FOREIGN CAPITAL FOREIGN EXCHANGE FOREIGN EXCHANGE TRANSACTIONS FOREIGN LOANS FORMAL BANK GOVERNANCE STANDARDS GOVERNMENT FUNDING GOVERNMENT GUARANTEE GOVERNMENT GUARANTEES GOVERNMENT OFFICIALS HOLDING HOUSEHOLDS HOUSING INFLATION INITIAL DEPOSIT INTEREST RATE INTEREST RATES INTERNATIONAL BANK INTERNATIONAL BANKING INTERNATIONAL FINANCIAL INSTITUTIONS INTERNATIONAL STANDARDS ISSUANCE KEY CHALLENGE LEADERSHIP LENDER LENDING BEHAVIOR LENDING INSTRUMENTS LINE OF CREDIT LOAN LOAN AMOUNT LOAN CLASSIFICATION LOAN PORTFOLIO LOAN PORTFOLIOS LOAN QUALITY LOAN UNDERWRITING LOCAL ECONOMY LOCAL GOVERNMENTS LONG-TERM RESOURCES LOW INTEREST RATE MACROECONOMIC ENVIRONMENT MACROECONOMIC INSTABILITY MANDATES MARKET INTEREST RATE MARKET INTEREST RATES MARKET LENDING MARKET PRICES MARKET PRICING MARKET SHARE MINIMUM CAPITAL ADEQUACY RATIO MINISTER MINISTERS MONETARY FINANCING MORAL HAZARD NON-PERFORMING LOANS OPERATIONAL COSTS OUTSTANDING AMOUNT PARTIAL CREDIT PAYMENT SERVICES PRICE STABILITY PRICING POLICIES PRIVATE BANKING PRIVATE BANKS PRIVATE CAPITAL PRIVATE CREDIT PRIVATE ENTERPRISES PRIVATE FINANCIAL INSTITUTIONS PRIVATIZATION PROFITABILITY PRUDENTIAL STANDARDS PRUDENTIAL SUPERVISION PUBLIC BANK PUBLIC BANKS PUBLIC OFFICIALS REGULATORY STANDARDS REPAYMENT RETURN RISK MANAGEMENT SAVINGS SAVINGS BANK SECURITIES SECURITIES TRADING SELF-SUSTAINABILITY SETTLEMENT SHAREHOLDER SMALL BANK SOURCE OF FUNDS SOURCE OF INCOME SOURCES OF FUNDS STATE BANKS STATE PROPERTY SUBSIDIARY SUBSIDIZATION SUPERVISORY BOARD SUPERVISORY BOARDS SUPERVISORY FRAMEWORK TRADING TRANSACTION TRANSPARENCY TREASURY UNFAIR COMPETITION UNIVERSAL BANK WHOLESALE BANK |
| spellingShingle |
ACCESS TO FINANCE ACCOUNTABILITY AGRICULTURAL SECTOR AMOUNT OF CAPITAL ANTI-MONEY LAUNDERING AUTONOMY BALANCE SHEET BALANCE SHEETS BANK ASSETS BANK CREDIT BANK LENDING BANK RECAPITALIZATION BANKING INSTITUTION BANKING LAW BANKING SECTOR BANKING SECTOR ASSETS BANKING SERVICES BANKING SYSTEM BANKS BID BIDDING BOARDS OF DIRECTORS BORROWER BRANCH NETWORK CAPITAL ADEQUACY CAPITAL INJECTION CAPITAL INJECTIONS CAPITAL SHARE CAPITALIZATION CENTRAL BANK COMMERCIAL BANK COMMERCIAL BANKS CORPORATE DEPOSITS CORPORATE GOVERNANCE CREDIT CULTURE CREDIT GROWTH CREDIT GUARANTEE CREDIT GUARANTEES CREDIT QUALITY CREDIT RISK CURRENT ACCOUNT DEBT DEBT COLLECTION DEBT SECURITIES DEPOSITS DEVELOPMENT BANK DEVELOPMENT BANKS ECONOMIC DEVELOPMENT ELIGIBLE BORROWERS EQUIPMENT EXCESS LIQUIDITY EXCHANGE RATE FINANCIAL CRISIS FINANCIAL DEEPENING FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL PRODUCTS FINANCIAL SECTOR ASSESSMENT FINANCIAL SERVICES FINANCIAL STABILITY FIXED INTEREST FIXED INTEREST RATE FOREIGN CAPITAL FOREIGN EXCHANGE FOREIGN EXCHANGE TRANSACTIONS FOREIGN LOANS FORMAL BANK GOVERNANCE STANDARDS GOVERNMENT FUNDING GOVERNMENT GUARANTEE GOVERNMENT GUARANTEES GOVERNMENT OFFICIALS HOLDING HOUSEHOLDS HOUSING INFLATION INITIAL DEPOSIT INTEREST RATE INTEREST RATES INTERNATIONAL BANK INTERNATIONAL BANKING INTERNATIONAL FINANCIAL INSTITUTIONS INTERNATIONAL STANDARDS ISSUANCE KEY CHALLENGE LEADERSHIP LENDER LENDING BEHAVIOR LENDING INSTRUMENTS LINE OF CREDIT LOAN LOAN AMOUNT LOAN CLASSIFICATION LOAN PORTFOLIO LOAN PORTFOLIOS LOAN QUALITY LOAN UNDERWRITING LOCAL ECONOMY LOCAL GOVERNMENTS LONG-TERM RESOURCES LOW INTEREST RATE MACROECONOMIC ENVIRONMENT MACROECONOMIC INSTABILITY MANDATES MARKET INTEREST RATE MARKET INTEREST RATES MARKET LENDING MARKET PRICES MARKET PRICING MARKET SHARE MINIMUM CAPITAL ADEQUACY RATIO MINISTER MINISTERS MONETARY FINANCING MORAL HAZARD NON-PERFORMING LOANS OPERATIONAL COSTS OUTSTANDING AMOUNT PARTIAL CREDIT PAYMENT SERVICES PRICE STABILITY PRICING POLICIES PRIVATE BANKING PRIVATE BANKS PRIVATE CAPITAL PRIVATE CREDIT PRIVATE ENTERPRISES PRIVATE FINANCIAL INSTITUTIONS PRIVATIZATION PROFITABILITY PRUDENTIAL STANDARDS PRUDENTIAL SUPERVISION PUBLIC BANK PUBLIC BANKS PUBLIC OFFICIALS REGULATORY STANDARDS REPAYMENT RETURN RISK MANAGEMENT SAVINGS SAVINGS BANK SECURITIES SECURITIES TRADING SELF-SUSTAINABILITY SETTLEMENT SHAREHOLDER SMALL BANK SOURCE OF FUNDS SOURCE OF INCOME SOURCES OF FUNDS STATE BANKS STATE PROPERTY SUBSIDIARY SUBSIDIZATION SUPERVISORY BOARD SUPERVISORY BOARDS SUPERVISORY FRAMEWORK TRADING TRANSACTION TRANSPARENCY TREASURY UNFAIR COMPETITION UNIVERSAL BANK WHOLESALE BANK World Bank Review of State-Owned Banks in Belarus |
| geographic_facet |
Europe and Central Asia Belarus |
| description |
This note reviews state-owned banks in
Belarus and offers recommendations on how to strengthen
them. It covers the Belarusbank, Belagroprombank,
Belinvestbank, and Paritetbank (the public banks), and the
recently established Development Bank of Belarus (DBB).
Recommendations focus on corporate governance, funding,
ownership function, mandate, lending models, and regulation
and supervision. The note is based on information provided
by the public banks, the Ministry of Finance, and the NBRB.
However, due to their unavailability, the team did not hold
meetings with the DBB and the Ministry of Economy. Thus, the
analyses concerning the DBB are based on the review of its
law as well as on discussions with the Ministry of Finance
and the NBRB. The note is organized as follows: after this
introduction, section two presents an overview of the public
banks in Belarus and the role that they play in the local
economy; section three discusses the details of Lending
under Government Programs (LGP) and the importance for the
public banks of the funding attached to these programs;
section four analyzes the key features of the DBB, offering
recommendations on how strengthen it; and section five concludes. |
| format |
Economic & Sector Work :: Other Financial Sector Study |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Review of State-Owned Banks in Belarus |
| title_short |
Review of State-Owned Banks in Belarus |
| title_full |
Review of State-Owned Banks in Belarus |
| title_fullStr |
Review of State-Owned Banks in Belarus |
| title_full_unstemmed |
Review of State-Owned Banks in Belarus |
| title_sort |
review of state-owned banks in belarus |
| publisher |
Washington, DC |
| publishDate |
2014 |
| url |
http://documents.worldbank.org/curated/en/2012/12/19243629/review-state-owned-banks-belarus-technical-note http://hdl.handle.net/10986/17873 |
| _version_ |
1764438428597878784 |
| spelling |
okr-10986-178732021-04-23T14:03:40Z Review of State-Owned Banks in Belarus World Bank ACCESS TO FINANCE ACCOUNTABILITY AGRICULTURAL SECTOR AMOUNT OF CAPITAL ANTI-MONEY LAUNDERING AUTONOMY BALANCE SHEET BALANCE SHEETS BANK ASSETS BANK CREDIT BANK LENDING BANK RECAPITALIZATION BANKING INSTITUTION BANKING LAW BANKING SECTOR BANKING SECTOR ASSETS BANKING SERVICES BANKING SYSTEM BANKS BID BIDDING BOARDS OF DIRECTORS BORROWER BRANCH NETWORK CAPITAL ADEQUACY CAPITAL INJECTION CAPITAL INJECTIONS CAPITAL SHARE CAPITALIZATION CENTRAL BANK COMMERCIAL BANK COMMERCIAL BANKS CORPORATE DEPOSITS CORPORATE GOVERNANCE CREDIT CULTURE CREDIT GROWTH CREDIT GUARANTEE CREDIT GUARANTEES CREDIT QUALITY CREDIT RISK CURRENT ACCOUNT DEBT DEBT COLLECTION DEBT SECURITIES DEPOSITS DEVELOPMENT BANK DEVELOPMENT BANKS ECONOMIC DEVELOPMENT ELIGIBLE BORROWERS EQUIPMENT EXCESS LIQUIDITY EXCHANGE RATE FINANCIAL CRISIS FINANCIAL DEEPENING FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL PRODUCTS FINANCIAL SECTOR ASSESSMENT FINANCIAL SERVICES FINANCIAL STABILITY FIXED INTEREST FIXED INTEREST RATE FOREIGN CAPITAL FOREIGN EXCHANGE FOREIGN EXCHANGE TRANSACTIONS FOREIGN LOANS FORMAL BANK GOVERNANCE STANDARDS GOVERNMENT FUNDING GOVERNMENT GUARANTEE GOVERNMENT GUARANTEES GOVERNMENT OFFICIALS HOLDING HOUSEHOLDS HOUSING INFLATION INITIAL DEPOSIT INTEREST RATE INTEREST RATES INTERNATIONAL BANK INTERNATIONAL BANKING INTERNATIONAL FINANCIAL INSTITUTIONS INTERNATIONAL STANDARDS ISSUANCE KEY CHALLENGE LEADERSHIP LENDER LENDING BEHAVIOR LENDING INSTRUMENTS LINE OF CREDIT LOAN LOAN AMOUNT LOAN CLASSIFICATION LOAN PORTFOLIO LOAN PORTFOLIOS LOAN QUALITY LOAN UNDERWRITING LOCAL ECONOMY LOCAL GOVERNMENTS LONG-TERM RESOURCES LOW INTEREST RATE MACROECONOMIC ENVIRONMENT MACROECONOMIC INSTABILITY MANDATES MARKET INTEREST RATE MARKET INTEREST RATES MARKET LENDING MARKET PRICES MARKET PRICING MARKET SHARE MINIMUM CAPITAL ADEQUACY RATIO MINISTER MINISTERS MONETARY FINANCING MORAL HAZARD NON-PERFORMING LOANS OPERATIONAL COSTS OUTSTANDING AMOUNT PARTIAL CREDIT PAYMENT SERVICES PRICE STABILITY PRICING POLICIES PRIVATE BANKING PRIVATE BANKS PRIVATE CAPITAL PRIVATE CREDIT PRIVATE ENTERPRISES PRIVATE FINANCIAL INSTITUTIONS PRIVATIZATION PROFITABILITY PRUDENTIAL STANDARDS PRUDENTIAL SUPERVISION PUBLIC BANK PUBLIC BANKS PUBLIC OFFICIALS REGULATORY STANDARDS REPAYMENT RETURN RISK MANAGEMENT SAVINGS SAVINGS BANK SECURITIES SECURITIES TRADING SELF-SUSTAINABILITY SETTLEMENT SHAREHOLDER SMALL BANK SOURCE OF FUNDS SOURCE OF INCOME SOURCES OF FUNDS STATE BANKS STATE PROPERTY SUBSIDIARY SUBSIDIZATION SUPERVISORY BOARD SUPERVISORY BOARDS SUPERVISORY FRAMEWORK TRADING TRANSACTION TRANSPARENCY TREASURY UNFAIR COMPETITION UNIVERSAL BANK WHOLESALE BANK This note reviews state-owned banks in Belarus and offers recommendations on how to strengthen them. It covers the Belarusbank, Belagroprombank, Belinvestbank, and Paritetbank (the public banks), and the recently established Development Bank of Belarus (DBB). Recommendations focus on corporate governance, funding, ownership function, mandate, lending models, and regulation and supervision. The note is based on information provided by the public banks, the Ministry of Finance, and the NBRB. However, due to their unavailability, the team did not hold meetings with the DBB and the Ministry of Economy. Thus, the analyses concerning the DBB are based on the review of its law as well as on discussions with the Ministry of Finance and the NBRB. The note is organized as follows: after this introduction, section two presents an overview of the public banks in Belarus and the role that they play in the local economy; section three discusses the details of Lending under Government Programs (LGP) and the importance for the public banks of the funding attached to these programs; section four analyzes the key features of the DBB, offering recommendations on how strengthen it; and section five concludes. 2014-04-17T14:21:15Z 2014-04-17T14:21:15Z 2012-12 http://documents.worldbank.org/curated/en/2012/12/19243629/review-state-owned-banks-belarus-technical-note http://hdl.handle.net/10986/17873 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ Washington, DC Economic & Sector Work :: Other Financial Sector Study Europe and Central Asia Belarus |