How Does Deposit Insurance Affect Bank Risk? Evidence from the Recent Crisis
Deposit insurance is widely offered in a number of countries as part of a financial system safety net to promote stability. An unintended consequence of deposit insurance is the reduction in the incentive of depositors to monitor banks which lead to excessive risk-taking. We examine the relation bet...
| Main Authors: | , , |
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| Format: | Journal Article |
| Language: | en_US |
| Published: |
Elsevier
2013
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| Subjects: | |
| Online Access: | http://hdl.handle.net/10986/16210 |