Improving Credit Information, Bank Regulation, and Supervision: On the Role and Design of Public Credit Registries

Improving Credit Information, Bank Regulation, and Supervision: On the Role and Design of Public Credit Registries

The authors analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed...

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Bibliographic Details
Main Authors: Powell, Andrew, Mylenko, Nataliya, Miller, Margaret, Majnoni, Giovanni
Format: Policy Research Working Paper
Language:English
en_US
Published: World Bank, Washington, D.C. 2013
Subjects:
ACCESS TO INFORMATION
ADVERSE SELECTION
APPLICATIONS
ASYMMETRIC INFORMATION
BANK REGULATION
BANK SUPERVISION
BANKING REGULATION
BANKING REGULATIONS
BANKING SECTOR
BANKING SUPERVISION
BANKING SYSTEM
BORROWING
CENTRAL BANKS
COLLATERAL
COMMERCIAL CREDIT
COMPETITIVENESS
CONSUMERS
COVERAGE
CREDIT CARD COMPANIES
CREDIT CARDS
CREDIT LINES
CREDIT MARKETS
CREDIT RISK
DEBT
DEVALUATION
ECONOMIC ANALYSIS
ECONOMIC PROBLEMS
ECONOMIES OF SCALE
ECONOMIES OF SCOPE
EMPIRICAL ANALYSIS
EMPIRICAL EVIDENCE
EMPIRICAL RESEARCH
EMPLOYMENT
EQUILIBRIUM
EXCHANGE RATE
EXPOSURE
FINANCE COMPANIES
FINANCIAL CRISES
FINANCIAL DATA
FINANCIAL ENTERPRISES
FINANCIAL INSTITUTIONS
FINANCIAL SECTOR
FINANCIAL SERVICES
FINANCIAL SYSTEM
INCOME
INDEBTEDNESS
INSURANCE
INSURANCE FIRMS
INTEREST RATE
INTEREST RATES
ISSUERS
LARGE LOANS
EASING
LENDING INSTITUTIONS
LENDING PATTERNS
LOAN SIZE
MACROECONOMIC POLICY
MARKET POWER
MATURITIES
MICROFINANCE
MONETARY POLICY
POLICY DECISIONS
PRIVACY
PRIVATE COSTS
PROBABILITY OF DEFAULT
PROBLEM LOANS
QUALITY STANDARDS
QUANTITATIVE ANALYSIS
RECIPROCITY
RELATIONSHIP LENDING
RETURNS TO SCALE
RISK EVALUATION
RISK MEASUREMENT
SOLVENCY
STATISTICAL ANALYSIS
SYSTEMIC RISK
THEORETICAL MODELS
TRANSPARENCY
WILLINGNESS TO PAY
Online Access:http://documents.worldbank.org/curated/en/2004/11/5509306/improving-credit-information-bank-regulation-supervision-role-design-public-credit-registries
http://hdl.handle.net/10986/14194

Internet

http://documents.worldbank.org/curated/en/2004/11/5509306/improving-credit-information-bank-regulation-supervision-role-design-public-credit-registries
http://hdl.handle.net/10986/14194

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