Bringing Finance to Pakistan's Poor : Access to Finance for Small Enterprises and the Underserved

Access to financing is now widely acknowledged as a path to meaningful economic inclusion and reduction in poverty. Policy efforts to increase access to finance in Pakistan have taken time to bear fruit, but now access is indeed expanding quickly in certain financial sectors (microfinance, remittanc...

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Bibliographic Details
Main Authors:	Nenova, Tatiana, Thioro Niang, Cecile, Ahmad, Anjum
Format:	Publication
Language:	en_US
Published:	Washington, DC: World Bank 2013
Subjects:	Finance Access to Banking Access to Finance access to financial services Access to Financing access to formal finance access to services accessibility account holders agricultural banks agricultural credit agricultural finance Anti-Money Laundering Application Process ATM penetration balance sheet Bank Access bank accounts bank assets bank borrowers bank branch Bank Branches Bank Credit bank deposits bank lending Bank Loans banking service banking services Banking System Banks benefits of access big banks borrower broad access Business Development capacity building capital adequacy capital requirement capital requirements central bank supervision collateral requirements Commercial Bank commercial banking commercial banks Consumer credit Consumer finance consumer lending conventional banks Cooperative Bank cooperatives Credit Associations credit bureau credit bureaus credit constraints credit histories credit history credit information credit lines Credit Market credit requirements creditworthiness crop insurance cultural norms Debt demand for savings Deposit deposit accounts deposit mobilization depositor depositors Deposits Development Bank Development Finance Development Finance Institutions diversification down market earnings economic development economic growth enterprise credit entrepreneurs ethnic group Exchange Commission Exchange rate external finance Farmer Farmer financing farmers female client Female Clients Financial Access financial assets financial development Financial Education Financial exclusion financial infrastructure financial institutions financial instruments financial intermediary financial intermediation Financial Literacy Financial Market financial markets financial needs financial product Financial Products financial provider Financial Sector Assessment financial sector reforms financial service Financial Services financial system Financial Systems Fixed Capital foreign currency formal financial institution formal financial institutions formal financial sector formal financial services forms of collateral Gender gender bias gender divide gender segregation government policy greater access groups of people guarantor household access Household Income households housing finance income groups Informal Borrowing informal credit Informal Finance informal financing Informal Savings information infrastructure information on markets installments institutional investor Interest Rates International Bank international banks key challenge key challenges Lack of access Lack of Information lending portfolio levels of access limited access limited access to bank Loan loan amount Loan Application loan applications Loan Portfolio loan processing loan processing times Loan Product Loan Size low interest rate MFI MFIs Micro Finance microcredit Microfinance Microfinance Institution microfinance institutions microfinance lending Microfinance loans microinsurance Money Orders Money Transfer money transfers moneylenders Mortgage Mortgage lending Movable Collateral operating costs Outreach partner banks payment services Point of Sale Poor Access prejudice private enterprises privatization Profitability Public-Private Partnerships receipts Remittance Remittances repayments risk management Rotating Credit rural client Rural Credit rural finance Savings savings account Savings Accounts Savings Bank savings products Securities Small business small business loan small enterprise Small Enterprises start-up technical assistance transaction costs Union Urban Areas Urban Bank village vulnerable groups Working Capital
Online Access:	http://hdl.handle.net/10986/13803

Internet

http://hdl.handle.net/10986/13803

Bringing Finance to Pakistan's Poor : Access to Finance for Small Enterprises and the Underserved

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