“Story of a Bank” Basel II accreditation through university-industry collaboration-case study

This paper deals with a case study of credit risk scoring models at Industrial Bank. The aim of this research is to investigate how a Malaysian financial institution developed and integrated credit risk scoring models with current organisational needs and evaluation of best practices for universit...

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Main Authors:	Liew, Choon Kiat, Dileep Kumar M.
Format:	Article
Language:	English
Published:	Penerbit Universiti Kebangsaan Malaysia 2014
Online Access:	http://journalarticle.ukm.my/9416/ http://journalarticle.ukm.my/9416/ http://journalarticle.ukm.my/9416/1/9216-25192-1-PB.pdf

id	ukm-9416
recordtype	eprints
spelling	ukm-94162016-12-14T06:49:52Z http://journalarticle.ukm.my/9416/ “Story of a Bank” Basel II accreditation through university-industry collaboration-case study Liew, Choon Kiat Dileep Kumar M., This paper deals with a case study of credit risk scoring models at Industrial Bank. The aim of this research is to investigate how a Malaysian financial institution developed and integrated credit risk scoring models with current organisational needs and evaluation of best practices for university-industry collaboration on this initiative. Attempts were made to categorise the credit risk scoring models initiative according to a variety of statistical techniques from modeling. This is an exploratory study which uses qualitative research methodology. Analysis of document from company annual reports as well as articles from journal, Bank Negara Malaysia, (BNM) regulatory reports as well as working papers and semistructured interviews were conducted to identify the organisational needs as a result of context and task. A company-wide development system for credit risk scoring model was effectively integrated to provide a direct support to competence management endeavor. The company’s credit risk scoring models initiatives have also resulted in managerial implications such as increased effectiveness of risk management through measuring the riskiness of each customer and automated the whole process, thereby leading to significant efficiency improvements. Thus, scoring models help banks to control credit risks. Going forward, credit risk scoring model is to become the best practice approach of the receivables management process and is essential to effective credit risk management. Penerbit Universiti Kebangsaan Malaysia 2014 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/9416/1/9216-25192-1-PB.pdf Liew, Choon Kiat and Dileep Kumar M., (2014) “Story of a Bank” Basel II accreditation through university-industry collaboration-case study. Jurnal Pengurusan, 42 . pp. 131-143. ISSN 0127-2713 http://ejournal.ukm.my/pengurusan/issue/view/614
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Kebangasaan Malaysia
building	UKM Institutional Repository
collection	Online Access
language	English
description	This paper deals with a case study of credit risk scoring models at Industrial Bank. The aim of this research is to investigate how a Malaysian financial institution developed and integrated credit risk scoring models with current organisational needs and evaluation of best practices for university-industry collaboration on this initiative. Attempts were made to categorise the credit risk scoring models initiative according to a variety of statistical techniques from modeling. This is an exploratory study which uses qualitative research methodology. Analysis of document from company annual reports as well as articles from journal, Bank Negara Malaysia, (BNM) regulatory reports as well as working papers and semistructured interviews were conducted to identify the organisational needs as a result of context and task. A company-wide development system for credit risk scoring model was effectively integrated to provide a direct support to competence management endeavor. The company’s credit risk scoring models initiatives have also resulted in managerial implications such as increased effectiveness of risk management through measuring the riskiness of each customer and automated the whole process, thereby leading to significant efficiency improvements. Thus, scoring models help banks to control credit risks. Going forward, credit risk scoring model is to become the best practice approach of the receivables management process and is essential to effective credit risk management.
format	Article
author	Liew, Choon Kiat Dileep Kumar M.,
spellingShingle	Liew, Choon Kiat Dileep Kumar M., “Story of a Bank” Basel II accreditation through university-industry collaboration-case study
author_facet	Liew, Choon Kiat Dileep Kumar M.,
author_sort	Liew, Choon Kiat
title	“Story of a Bank” Basel II accreditation through university-industry collaboration-case study
title_short	“Story of a Bank” Basel II accreditation through university-industry collaboration-case study
title_full	“Story of a Bank” Basel II accreditation through university-industry collaboration-case study
title_fullStr	“Story of a Bank” Basel II accreditation through university-industry collaboration-case study
title_full_unstemmed	“Story of a Bank” Basel II accreditation through university-industry collaboration-case study
title_sort	“story of a bank” basel ii accreditation through university-industry collaboration-case study
publisher	Penerbit Universiti Kebangsaan Malaysia
publishDate	2014
url	http://journalarticle.ukm.my/9416/ http://journalarticle.ukm.my/9416/ http://journalarticle.ukm.my/9416/1/9216-25192-1-PB.pdf
first_indexed	2023-09-18T19:54:49Z
last_indexed	2023-09-18T19:54:49Z
_version_	1777406459112325120

“Story of a Bank” Basel II accreditation through university-industry collaboration-case study

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