Influence of gender and academic program on financial literacy among Malaysian university students

This study examines financial literacy among Malaysian university students. It is conducted among undergraduate students at the Universiti Kebangsaan Malaysia. It also examines the effect of gender and different academic program on FL level. Various test such as the Independence T-test, ANOVA and...

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Main Authors:	Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim
Format:	Article
Language:	English
Published:	Pusat Pembangunan Mahasiswa dan Perhubungan Alumni, Universiti Kebangsaan Malaysia 2016
Online Access:	http://journalarticle.ukm.my/10894/ http://journalarticle.ukm.my/10894/ http://journalarticle.ukm.my/10894/1/Artikel-8_Hawati-Janor_FEP.pdf

id	ukm-10894
recordtype	eprints
spelling	ukm-108942017-10-31T00:16:23Z http://journalarticle.ukm.my/10894/ Influence of gender and academic program on financial literacy among Malaysian university students Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim, This study examines financial literacy among Malaysian university students. It is conducted among undergraduate students at the Universiti Kebangsaan Malaysia. It also examines the effect of gender and different academic program on FL level. Various test such as the Independence T-test, ANOVA and Tukey Honest Significant Difference HSD are employed on 300 samples of primary data collected using questionnaires distributed among students from selected faculties. The questionnaire contains questions among others on financial attitude, knowledge as well personal characteristics items. The results show that the level of FL among UKM students is moderate. From the Independent T-Test, the results show a significant difference in FL scores for males and females which suggest that males are more financially literate than females. From the ANOVA and Tukey HSD the study finds that there is a statistically significant different between type of majoring and FL level with business majoring students have higher level of FL when compared to non-business majoring. From the business majoring, Financial Services and Risk Management specialization has the highest FL level. It is therefore recommended that a comprehensive and aggressive program of financial education be carried out among young people in Malaysia especially to university students from all academic program. Pusat Pembangunan Mahasiswa dan Perhubungan Alumni, Universiti Kebangsaan Malaysia 2016 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/10894/1/Artikel-8_Hawati-Janor_FEP.pdf Hawati Janor, and Nurul Fareena Jasli, and Rubayah Yakob, and Noor Azuan Hashim, (2016) Influence of gender and academic program on financial literacy among Malaysian university students. Jurnal Personalia Pelajar, 19 (2). pp. 71-83. ISSN 0128-2735 http://www.ukm.my/personalia/publication-category/jilid-2/
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Kebangasaan Malaysia
building	UKM Institutional Repository
collection	Online Access
language	English
description	This study examines financial literacy among Malaysian university students. It is conducted among undergraduate students at the Universiti Kebangsaan Malaysia. It also examines the effect of gender and different academic program on FL level. Various test such as the Independence T-test, ANOVA and Tukey Honest Significant Difference HSD are employed on 300 samples of primary data collected using questionnaires distributed among students from selected faculties. The questionnaire contains questions among others on financial attitude, knowledge as well personal characteristics items. The results show that the level of FL among UKM students is moderate. From the Independent T-Test, the results show a significant difference in FL scores for males and females which suggest that males are more financially literate than females. From the ANOVA and Tukey HSD the study finds that there is a statistically significant different between type of majoring and FL level with business majoring students have higher level of FL when compared to non-business majoring. From the business majoring, Financial Services and Risk Management specialization has the highest FL level. It is therefore recommended that a comprehensive and aggressive program of financial education be carried out among young people in Malaysia especially to university students from all academic program.
format	Article
author	Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim,
spellingShingle	Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim, Influence of gender and academic program on financial literacy among Malaysian university students
author_facet	Hawati Janor, Nurul Fareena Jasli, Rubayah Yakob, Noor Azuan Hashim,
author_sort	Hawati Janor,
title	Influence of gender and academic program on financial literacy among Malaysian university students
title_short	Influence of gender and academic program on financial literacy among Malaysian university students
title_full	Influence of gender and academic program on financial literacy among Malaysian university students
title_fullStr	Influence of gender and academic program on financial literacy among Malaysian university students
title_full_unstemmed	Influence of gender and academic program on financial literacy among Malaysian university students
title_sort	influence of gender and academic program on financial literacy among malaysian university students
publisher	Pusat Pembangunan Mahasiswa dan Perhubungan Alumni, Universiti Kebangsaan Malaysia
publishDate	2016
url	http://journalarticle.ukm.my/10894/ http://journalarticle.ukm.my/10894/ http://journalarticle.ukm.my/10894/1/Artikel-8_Hawati-Janor_FEP.pdf
first_indexed	2023-09-18T19:58:45Z
last_indexed	2023-09-18T19:58:45Z
_version_	1777406706525929472

Influence of gender and academic program on financial literacy among Malaysian university students

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