Concentration and competition in dual banking industry: a structural approach

The purpose of this paper is to investigate the evolution of market concentration and competition in Malaysian dual banking industry for the period of 1997-2013. This study utilized structural approach to investigate changes in the market structure particularly the level of concentration and compe...

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Main Authors:	Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad
Format:	Article
Language:	English
Published:	Penerbit Universiti Kebangsaan Malaysia 2016
Online Access:	http://journalarticle.ukm.my/10779/ http://journalarticle.ukm.my/10779/ http://journalarticle.ukm.my/10779/1/jeko_50%282%29-5.pdf

id	ukm-10779
recordtype	eprints
spelling	ukm-107792017-10-10T09:32:04Z http://journalarticle.ukm.my/10779/ Concentration and competition in dual banking industry: a structural approach Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad, The purpose of this paper is to investigate the evolution of market concentration and competition in Malaysian dual banking industry for the period of 1997-2013. This study utilized structural approach to investigate changes in the market structure particularly the level of concentration and competition that contributed by several structural changes which take place in the dual banking system. According to structural approach, concentration plays an important role in examining the link between concentration and competition. Therefore, present paper utilized the structural approach to measure various concentration indexes to provide significant evidence on the changes in the market structure of Malaysian banking industry for the largest available data set of 1997-2013. Pearson correlation analysis was also used to examine the consistency of those various measures used in this study. The paper found evidence that structural changes have altered the market structure of the banking industry which comprises of Islamic and conventional banking system. The results also indicate that dual banking industry operates in the monopolistic competition structure. Therefore, concentration indexes can be used by authorities to decide on the optimal number of banks operating in the industry. Penerbit Universiti Kebangsaan Malaysia 2016 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/10779/1/jeko_50%282%29-5.pdf Nafisah Mohammed, and Abdul Ghafar Ismail, and Junaina Muhammad, (2016) Concentration and competition in dual banking industry: a structural approach. Jurnal Ekonomi Malaysia, 50 (2). pp. 49-70. ISSN 0127-1962 http://www.ukm.my/fep/jem/content/2016-2.html
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Kebangasaan Malaysia
building	UKM Institutional Repository
collection	Online Access
language	English
description	The purpose of this paper is to investigate the evolution of market concentration and competition in Malaysian dual banking industry for the period of 1997-2013. This study utilized structural approach to investigate changes in the market structure particularly the level of concentration and competition that contributed by several structural changes which take place in the dual banking system. According to structural approach, concentration plays an important role in examining the link between concentration and competition. Therefore, present paper utilized the structural approach to measure various concentration indexes to provide significant evidence on the changes in the market structure of Malaysian banking industry for the largest available data set of 1997-2013. Pearson correlation analysis was also used to examine the consistency of those various measures used in this study. The paper found evidence that structural changes have altered the market structure of the banking industry which comprises of Islamic and conventional banking system. The results also indicate that dual banking industry operates in the monopolistic competition structure. Therefore, concentration indexes can be used by authorities to decide on the optimal number of banks operating in the industry.
format	Article
author	Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad,
spellingShingle	Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad, Concentration and competition in dual banking industry: a structural approach
author_facet	Nafisah Mohammed, Abdul Ghafar Ismail, Junaina Muhammad,
author_sort	Nafisah Mohammed,
title	Concentration and competition in dual banking industry: a structural approach
title_short	Concentration and competition in dual banking industry: a structural approach
title_full	Concentration and competition in dual banking industry: a structural approach
title_fullStr	Concentration and competition in dual banking industry: a structural approach
title_full_unstemmed	Concentration and competition in dual banking industry: a structural approach
title_sort	concentration and competition in dual banking industry: a structural approach
publisher	Penerbit Universiti Kebangsaan Malaysia
publishDate	2016
url	http://journalarticle.ukm.my/10779/ http://journalarticle.ukm.my/10779/ http://journalarticle.ukm.my/10779/1/jeko_50%282%29-5.pdf
first_indexed	2023-09-18T19:58:25Z
last_indexed	2023-09-18T19:58:25Z
_version_	1777406685194747904

Concentration and competition in dual banking industry: a structural approach

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