Determinants of household debt in Malaysia / Nurzulaikah Yusop

The issue of household debt is at critical stages which need to overcome before it may cause into the financial crisis so that the fluctuation of the household debt level needs to be determined even there is show decreasing for 2016 to June 2018.This study is using the time series data to achieved t...

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Main Author:	Yusop, Nurzulaikah
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2020
Subjects:	Macroeconomics Consumption. Demand (Economic theory) Credit. Debt. Loans
Online Access:	http://ir.uitm.edu.my/id/eprint/28567/ http://ir.uitm.edu.my/id/eprint/28567/1/PPb_NURZULAIKAH%20YUSOP%20BM%20M%2020_5.pdf

id	uitm-28567
recordtype	eprints
spelling	uitm-285672020-03-11T07:21:48Z http://ir.uitm.edu.my/id/eprint/28567/ Determinants of household debt in Malaysia / Nurzulaikah Yusop Yusop, Nurzulaikah Macroeconomics Consumption. Demand (Economic theory) Credit. Debt. Loans The issue of household debt is at critical stages which need to overcome before it may cause into the financial crisis so that the fluctuation of the household debt level needs to be determined even there is show decreasing for 2016 to June 2018.This study is using the time series data to achieved the objective of this study is to identifying the macroeconomic variables relationship with household debt especially in Malaysia. This study is used the Multiple Linear Regression (MLR)model to see the relationship between the household debts with the macroeconomic variables which are inflation rate, interest rate, saving level, unemployment and consumption. The findings for this study show that, unemployment are the most significant variable that could effect on the household debt level in Malaysia. Moreover, there are shows positive relationship for inflation, saving level, unemployment level and consumption towards household debt in Malaysia. This is show that the higher the saving level, the higher the level of household debt and the higher the unemployment rate, the higher the household debt in Malaysia as well as inflation and consumption. On the other hand, this study found that interest rate is a negative relationship with household debt in Malaysia while inflation rate is insignificantly related with dependent variable, household debt in Malaysia. All the data from this study are collected from DataStream which subscribed from UiTM and by looking at monthly basis from year January 2008 until June 2018 with 116 observations. Faculty of Business and Management 2020 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/28567/1/PPb_NURZULAIKAH%20YUSOP%20BM%20M%2020_5.pdf Yusop, Nurzulaikah (2020) Determinants of household debt in Malaysia / Nurzulaikah Yusop. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Macroeconomics Consumption. Demand (Economic theory) Credit. Debt. Loans
spellingShingle	Macroeconomics Consumption. Demand (Economic theory) Credit. Debt. Loans Yusop, Nurzulaikah Determinants of household debt in Malaysia / Nurzulaikah Yusop
description	The issue of household debt is at critical stages which need to overcome before it may cause into the financial crisis so that the fluctuation of the household debt level needs to be determined even there is show decreasing for 2016 to June 2018.This study is using the time series data to achieved the objective of this study is to identifying the macroeconomic variables relationship with household debt especially in Malaysia. This study is used the Multiple Linear Regression (MLR)model to see the relationship between the household debts with the macroeconomic variables which are inflation rate, interest rate, saving level, unemployment and consumption. The findings for this study show that, unemployment are the most significant variable that could effect on the household debt level in Malaysia. Moreover, there are shows positive relationship for inflation, saving level, unemployment level and consumption towards household debt in Malaysia. This is show that the higher the saving level, the higher the level of household debt and the higher the unemployment rate, the higher the household debt in Malaysia as well as inflation and consumption. On the other hand, this study found that interest rate is a negative relationship with household debt in Malaysia while inflation rate is insignificantly related with dependent variable, household debt in Malaysia. All the data from this study are collected from DataStream which subscribed from UiTM and by looking at monthly basis from year January 2008 until June 2018 with 116 observations.
format	Student Project
author	Yusop, Nurzulaikah
author_facet	Yusop, Nurzulaikah
author_sort	Yusop, Nurzulaikah
title	Determinants of household debt in Malaysia / Nurzulaikah Yusop
title_short	Determinants of household debt in Malaysia / Nurzulaikah Yusop
title_full	Determinants of household debt in Malaysia / Nurzulaikah Yusop
title_fullStr	Determinants of household debt in Malaysia / Nurzulaikah Yusop
title_full_unstemmed	Determinants of household debt in Malaysia / Nurzulaikah Yusop
title_sort	determinants of household debt in malaysia / nurzulaikah yusop
publisher	Faculty of Business and Management
publishDate	2020
url	http://ir.uitm.edu.my/id/eprint/28567/ http://ir.uitm.edu.my/id/eprint/28567/1/PPb_NURZULAIKAH%20YUSOP%20BM%20M%2020_5.pdf
first_indexed	2023-09-18T23:20:32Z
last_indexed	2023-09-18T23:20:32Z
_version_	1777419401110224896

Determinants of household debt in Malaysia / Nurzulaikah Yusop

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