Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha

This paper intended to measure the knowledge of business, characteristics of loan and household behaviour towards default in repayment. Amanah Ikhtiar Malaysia was established with the purpose to provide small capital without collateral. Even though AIM was established to provide financing for poor...

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Bibliographic Details
Main Author:	Noor Azaha, Wan Nur Fatin Hidayah
Format:	Student Project
Language:	English
Published:	Faculty of Business Management 2018
Subjects:	Bank loans. Bank credit. Commercial loans
Online Access:	http://ir.uitm.edu.my/id/eprint/26726/ http://ir.uitm.edu.my/id/eprint/26726/1/PPb_WAN%20NUR%20FATIN%20HIDAYAH%20NOOR%20AZAHA%20BM%20J%2018_5.pdf

id	uitm-26726
recordtype	eprints
spelling	uitm-267262019-12-09T03:32:32Z http://ir.uitm.edu.my/id/eprint/26726/ Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha Noor Azaha, Wan Nur Fatin Hidayah Bank loans. Bank credit. Commercial loans This paper intended to measure the knowledge of business, characteristics of loan and household behaviour towards default in repayment. Amanah Ikhtiar Malaysia was established with the purpose to provide small capital without collateral. Even though AIM was established to provide financing for poor and hardcore poor household, this does not mean this organization is free from default payment. Previous study had been shown that 50% of borrowers borrow the money but they did not generate the profit from the loan which will increase default in repayment (Abdullah et al, 2011). The study focus to people who participated in AIM Kelantan and 150 questionnaires had been distributed among them. As for this research, descriptive analysis had been used to get the summarization characteristics of a collected data. The regression, correlation and reliability analysis had been used to achieve the objectives. The data were analysed using regression through IBM SPSS Statistics VV22.0. The findings showed, knowledge of business was significant relationship to the factor that influence the household repayment default while characteristics of loan and household behaviour were rejected. Faculty of Business Management 2018 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/26726/1/PPb_WAN%20NUR%20FATIN%20HIDAYAH%20NOOR%20AZAHA%20BM%20J%2018_5.pdf Noor Azaha, Wan Nur Fatin Hidayah (2018) Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Bank loans. Bank credit. Commercial loans
spellingShingle	Bank loans. Bank credit. Commercial loans Noor Azaha, Wan Nur Fatin Hidayah Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha
description	This paper intended to measure the knowledge of business, characteristics of loan and household behaviour towards default in repayment. Amanah Ikhtiar Malaysia was established with the purpose to provide small capital without collateral. Even though AIM was established to provide financing for poor and hardcore poor household, this does not mean this organization is free from default payment. Previous study had been shown that 50% of borrowers borrow the money but they did not generate the profit from the loan which will increase default in repayment (Abdullah et al, 2011). The study focus to people who participated in AIM Kelantan and 150 questionnaires had been distributed among them. As for this research, descriptive analysis had been used to get the summarization characteristics of a collected data. The regression, correlation and reliability analysis had been used to achieve the objectives. The data were analysed using regression through IBM SPSS Statistics VV22.0. The findings showed, knowledge of business was significant relationship to the factor that influence the household repayment default while characteristics of loan and household behaviour were rejected.
format	Student Project
author	Noor Azaha, Wan Nur Fatin Hidayah
author_facet	Noor Azaha, Wan Nur Fatin Hidayah
author_sort	Noor Azaha, Wan Nur Fatin Hidayah
title	Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha
title_short	Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha
title_full	Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha
title_fullStr	Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha
title_full_unstemmed	Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha
title_sort	household repayment default: evidence from amanah ikhtiar malaysia in kelantan / wan nur fatin hidayah noor azaha
publisher	Faculty of Business Management
publishDate	2018
url	http://ir.uitm.edu.my/id/eprint/26726/ http://ir.uitm.edu.my/id/eprint/26726/1/PPb_WAN%20NUR%20FATIN%20HIDAYAH%20NOOR%20AZAHA%20BM%20J%2018_5.pdf
first_indexed	2023-09-18T23:17:21Z
last_indexed	2023-09-18T23:17:21Z
_version_	1777419201181384704

Household repayment default: evidence from Amanah Ikhtiar Malaysia in Kelantan / Wan Nur Fatin Hidayah Noor Azaha

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