Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat

The highlighted issue from this research is low intention to repay loan among household in Melaka, Malaysia. Low loan repayment intention can lead to default payment, delinquency as well as bankruptcy. This research is to investigate the relationships between financial attitude, financial literacy a...

Full description

Bibliographic Details
Main Author:	Mahat, Nur Artika
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2019
Subjects:	Personal finance. Financial literacy Credit. Debt. Loans Attitude
Online Access:	http://ir.uitm.edu.my/id/eprint/25828/ http://ir.uitm.edu.my/id/eprint/25828/1/PPb_NUR%20ARTIKA%20MAHAT%20BM%20M%2019_5.pdf

id	uitm-25828
recordtype	eprints
spelling	uitm-258282019-10-24T01:35:06Z http://ir.uitm.edu.my/id/eprint/25828/ Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat Mahat, Nur Artika Personal finance. Financial literacy Credit. Debt. Loans Attitude The highlighted issue from this research is low intention to repay loan among household in Melaka, Malaysia. Low loan repayment intention can lead to default payment, delinquency as well as bankruptcy. This research is to investigate the relationships between financial attitude, financial literacy and financial socialization with loan repayment intention. The respondents in this research is households in Melaka, Malaysia which involved totals of 257 working at Universiti Teknologi MARA (UiTM) Kampus Bandaraya, Amanah Saham Nasional Berhad (ASNB), SH Motors Sdn Bhd and Seri Negeri Melaka. The sampling chosen in this research is purposive sampling. By using the Statistical Package for the Social Science (SPSS) version 22, all data gathered were analyzed. In order to obtain the result, frequency distribution, descriptive analysis, reliability analysis, Pearson correlation analysis and multiple regression analysis were conducted in the analysis part. The research used Social learning theory and theory of planned behavior to propose the theoretical framework. The research investigates the relationship of financial attitude, financial literacy and financial socialization with loan repayment intention among household in Melaka. Thus, in this research findings found that financial attitude has a significant relationship between with loan repayment intention. These finding could contribute to the body of knowledge by identifying determinants of loan repayment intention among households in Melaka. Faculty of Business and Management 2019 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/25828/1/PPb_NUR%20ARTIKA%20MAHAT%20BM%20M%2019_5.pdf Mahat, Nur Artika (2019) Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Personal finance. Financial literacy Credit. Debt. Loans Attitude
spellingShingle	Personal finance. Financial literacy Credit. Debt. Loans Attitude Mahat, Nur Artika Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat
description	The highlighted issue from this research is low intention to repay loan among household in Melaka, Malaysia. Low loan repayment intention can lead to default payment, delinquency as well as bankruptcy. This research is to investigate the relationships between financial attitude, financial literacy and financial socialization with loan repayment intention. The respondents in this research is households in Melaka, Malaysia which involved totals of 257 working at Universiti Teknologi MARA (UiTM) Kampus Bandaraya, Amanah Saham Nasional Berhad (ASNB), SH Motors Sdn Bhd and Seri Negeri Melaka. The sampling chosen in this research is purposive sampling. By using the Statistical Package for the Social Science (SPSS) version 22, all data gathered were analyzed. In order to obtain the result, frequency distribution, descriptive analysis, reliability analysis, Pearson correlation analysis and multiple regression analysis were conducted in the analysis part. The research used Social learning theory and theory of planned behavior to propose the theoretical framework. The research investigates the relationship of financial attitude, financial literacy and financial socialization with loan repayment intention among household in Melaka. Thus, in this research findings found that financial attitude has a significant relationship between with loan repayment intention. These finding could contribute to the body of knowledge by identifying determinants of loan repayment intention among households in Melaka.
format	Student Project
author	Mahat, Nur Artika
author_facet	Mahat, Nur Artika
author_sort	Mahat, Nur Artika
title	Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat
title_short	Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat
title_full	Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat
title_fullStr	Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat
title_full_unstemmed	Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat
title_sort	empirical investigation on determinants of loan repayment intention among households in melaka, malaysia / nur artika mahat
publisher	Faculty of Business and Management
publishDate	2019
url	http://ir.uitm.edu.my/id/eprint/25828/ http://ir.uitm.edu.my/id/eprint/25828/1/PPb_NUR%20ARTIKA%20MAHAT%20BM%20M%2019_5.pdf
first_indexed	2023-09-18T23:15:34Z
last_indexed	2023-09-18T23:15:34Z
_version_	1777419089132650496

Empirical investigation on determinants of loan repayment intention among households in Melaka, Malaysia / Nur Artika Mahat

Similar Items