Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah

The research reported in this paper is the basic research on “Awareness Toward Bankruptcy Risk Among Employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur”. Nowadays, bankruptcy is one of the leading factors that contribute people to be affected with financial risk. Increasing in Credit Card Deb...

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Main Authors:	Idros, Muhamad Azraei, Abdullah, Nurhanisah
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2013
Subjects:	Personal finance. Financial literacy Credit. Debt. Loans
Online Access:	http://ir.uitm.edu.my/id/eprint/25540/ http://ir.uitm.edu.my/id/eprint/25540/1/PPb_MUHAMAD%20AZRAEI%20%20IDROS%20BM%20M%2013_5.pdf

id	uitm-25540
recordtype	eprints
spelling	uitm-255402019-11-28T06:45:59Z http://ir.uitm.edu.my/id/eprint/25540/ Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah Idros, Muhamad Azraei Abdullah, Nurhanisah Personal finance. Financial literacy Credit. Debt. Loans The research reported in this paper is the basic research on “Awareness Toward Bankruptcy Risk Among Employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur”. Nowadays, bankruptcy is one of the leading factors that contribute people to be affected with financial risk. Increasing in Credit Card Debts, Medical Bills and Insurance fee can cause more expenses instead of saving. Here, the awareness toward factors influencing bankruptcy risk is very important. The main objective of this research are (1) to determine the level of awareness among employees of MAA Takaful toward bankruptcy risk, (2) To examine the relationship between literacy, experience and attitude with the awareness toward bankruptcy risk and (3) To determine most influential factor that contributes to the awareness of bankruptcy risk. 186 questionnaires were distributed to employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur. The researcher applied a convenience sampling as the sampling technique. Throughout this research, the level awareness is recorded as in a high level group of awareness with 4.6210 amount of mean. Generally, there are moderate and significant relationship between independent variable (literacy, experience and attitude) and dependent variable (awareness). The most influential factor is experience with coefficient of 0.552. This coefficient shows that for every unit increase in experience, a 0.552 unit increase in the level of awareness toward factors influencing bankruptcy risk among employees of MAA Takaful. The result shows a positive relationship between experience and awareness toward bankruptcy risk among employees of MAA Takaful. In conclusion, several recommendations had been come out by researchers in order to improve the research at certain field. Faculty of Business and Management 2013 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/25540/1/PPb_MUHAMAD%20AZRAEI%20%20IDROS%20BM%20M%2013_5.pdf Idros, Muhamad Azraei and Abdullah, Nurhanisah (2013) Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Personal finance. Financial literacy Credit. Debt. Loans
spellingShingle	Personal finance. Financial literacy Credit. Debt. Loans Idros, Muhamad Azraei Abdullah, Nurhanisah Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah
description	The research reported in this paper is the basic research on “Awareness Toward Bankruptcy Risk Among Employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur”. Nowadays, bankruptcy is one of the leading factors that contribute people to be affected with financial risk. Increasing in Credit Card Debts, Medical Bills and Insurance fee can cause more expenses instead of saving. Here, the awareness toward factors influencing bankruptcy risk is very important. The main objective of this research are (1) to determine the level of awareness among employees of MAA Takaful toward bankruptcy risk, (2) To examine the relationship between literacy, experience and attitude with the awareness toward bankruptcy risk and (3) To determine most influential factor that contributes to the awareness of bankruptcy risk. 186 questionnaires were distributed to employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur. The researcher applied a convenience sampling as the sampling technique. Throughout this research, the level awareness is recorded as in a high level group of awareness with 4.6210 amount of mean. Generally, there are moderate and significant relationship between independent variable (literacy, experience and attitude) and dependent variable (awareness). The most influential factor is experience with coefficient of 0.552. This coefficient shows that for every unit increase in experience, a 0.552 unit increase in the level of awareness toward factors influencing bankruptcy risk among employees of MAA Takaful. The result shows a positive relationship between experience and awareness toward bankruptcy risk among employees of MAA Takaful. In conclusion, several recommendations had been come out by researchers in order to improve the research at certain field.
format	Student Project
author	Idros, Muhamad Azraei Abdullah, Nurhanisah
author_facet	Idros, Muhamad Azraei Abdullah, Nurhanisah
author_sort	Idros, Muhamad Azraei
title	Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah
title_short	Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah
title_full	Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah
title_fullStr	Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah
title_full_unstemmed	Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah
title_sort	awareness toward bankruptcy risk among employees of maa takaful berhad, jalan ipoh, kuala lumpur / muhamad azraei idros and nurhanisah abdullah
publisher	Faculty of Business and Management
publishDate	2013
url	http://ir.uitm.edu.my/id/eprint/25540/ http://ir.uitm.edu.my/id/eprint/25540/1/PPb_MUHAMAD%20AZRAEI%20%20IDROS%20BM%20M%2013_5.pdf
first_indexed	2023-09-18T23:14:56Z
last_indexed	2023-09-18T23:14:56Z
_version_	1777419049254256640

Awareness toward bankruptcy risk among employees of MAA Takaful Berhad, Jalan Ipoh, Kuala Lumpur / Muhamad Azraei Idros and Nurhanisah Abdullah

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