Determinants of saving behavior among self-employed individual / Mohd Huzeer Mohamad Zaid and Fatin Nabila Abdul Rashid
Savings play an important role in economic development. Growth theories have shown that savings is a necessary ingredient to finance investment which will enhance a country’s productivity. The purpose of this study is to investigate the determinants of saving behavior among self-employed individuals...
| Main Authors: | , |
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| Format: | Student Project |
| Language: | English |
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Faculty of Business and Management
2014
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| Subjects: | |
| Online Access: | http://ir.uitm.edu.my/id/eprint/25468/ http://ir.uitm.edu.my/id/eprint/25468/1/PPb_MOHD%20HUZEER%20MOHAMAD%20ZAID%20BM%20M%2014_5.pdf |
| Summary: | Savings play an important role in economic development. Growth theories have shown that savings is a necessary ingredient to finance investment which will enhance a country’s productivity. The purpose of this study is to investigate the determinants of saving behavior among self-employed individuals. The factors are deriving from saving behavior, financial stress and financial management. The study follows descriptive research using survey methods. A set of questionnaires with four (4) point likert scale was developed and 100 questionnaires were distributed to all self-employed individuals. Frequency distribution, reliability test, correlation analysis and regression analysis has been chosen as the method to find the result. The findings indicate that a financial management is the most determinants that influence the saving behavior than financial stress. |
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