Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir

Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir

Government has introduced National Higher Education Fund Corporation (NHEFC) established in 1997 and had given study loans to 2.6 million students. Furthermore, almost half a million National Higher Education Fund Corporation (NHEFC) borrowers have not paid a single cent of RM 2.79 billion and cause...

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Main Author: Nur Athikah, Mohamad Dzahir
Format: Student Project
Language:English
Published: Faculty of Business Management, University Teknology MARA 2018
Subjects:
Higher Education
Online Access:http://ir.uitm.edu.my/id/eprint/25406/
http://ir.uitm.edu.my/id/eprint/25406/2/PPb_NUR%20ATHIKAH%20MOHAMAD%20DZAHIR%20BM%20J%2018_5.pdf
id uitm-25406
recordtype eprints
spelling uitm-254062019-12-04T08:59:21Z http://ir.uitm.edu.my/id/eprint/25406/ Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir Nur Athikah, Mohamad Dzahir Higher Education Government has introduced National Higher Education Fund Corporation (NHEFC) established in 1997 and had given study loans to 2.6 million students. Furthermore, almost half a million National Higher Education Fund Corporation (NHEFC) borrowers have not paid a single cent of RM 2.79 billion and caused NHEFC lack of money to provide loan to new student. Malaysia graduate failed to secure opportunities for job because of attitude and proved one in four fresh graduates in Malaysia remains unemployed within six month after graduates. The study conducted purpose to investigate whether age, attitude, knowledge, and intention to pay loan will affect the loan repayment default among UiTM Segamat graduates. The research design for this study employ quantitative method of systematic sampling and questionnaire that developed by referring detailed relevant literature. The dependent variable is loan repayment default and independent variable are age, attitude, knowledge and intention to pay. The sample used in this study is UiTM Segamat intake September 2013 graduates by distribute 150 questionnaires. Then, data collected will be analyzed using SPSS to generate Descriptive Analysis, Reliability Analysis, Factor Analysis, Correlation Analysis and Regression Analysis to test effect of (age, attitude, knowledge and intention to pay) towards loan repayment default. The finding of this study will be useful insight of NHEFC, UiTM and NHEFC borrower. Finding from research conducted indicate there is high correlation between age, attitude, knowledge and intention toward loan repayment default. However only age, knowledge and intention are significant at (p = 0.001) (p = 0.000) and (p = 0.054) respectively meanwhile, attitude is not significant. Faculty of Business Management, University Teknology MARA 2018 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/25406/2/PPb_NUR%20ATHIKAH%20MOHAMAD%20DZAHIR%20BM%20J%2018_5.pdf Nur Athikah, Mohamad Dzahir (2018) Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir. [Student Project] (Unpublished)
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
topic Higher Education
spellingShingle Higher Education
Nur Athikah, Mohamad Dzahir
Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir
description Government has introduced National Higher Education Fund Corporation (NHEFC) established in 1997 and had given study loans to 2.6 million students. Furthermore, almost half a million National Higher Education Fund Corporation (NHEFC) borrowers have not paid a single cent of RM 2.79 billion and caused NHEFC lack of money to provide loan to new student. Malaysia graduate failed to secure opportunities for job because of attitude and proved one in four fresh graduates in Malaysia remains unemployed within six month after graduates. The study conducted purpose to investigate whether age, attitude, knowledge, and intention to pay loan will affect the loan repayment default among UiTM Segamat graduates. The research design for this study employ quantitative method of systematic sampling and questionnaire that developed by referring detailed relevant literature. The dependent variable is loan repayment default and independent variable are age, attitude, knowledge and intention to pay. The sample used in this study is UiTM Segamat intake September 2013 graduates by distribute 150 questionnaires. Then, data collected will be analyzed using SPSS to generate Descriptive Analysis, Reliability Analysis, Factor Analysis, Correlation Analysis and Regression Analysis to test effect of (age, attitude, knowledge and intention to pay) towards loan repayment default. The finding of this study will be useful insight of NHEFC, UiTM and NHEFC borrower. Finding from research conducted indicate there is high correlation between age, attitude, knowledge and intention toward loan repayment default. However only age, knowledge and intention are significant at (p = 0.001) (p = 0.000) and (p = 0.054) respectively meanwhile, attitude is not significant.
format Student Project
author Nur Athikah, Mohamad Dzahir
author_facet Nur Athikah, Mohamad Dzahir
author_sort Nur Athikah, Mohamad Dzahir
title Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir
title_short Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir
title_full Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir
title_fullStr Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir
title_full_unstemmed Factor that influence loan repayment default among national higher education fund corporation (NHEFC) borrower: case study among UiTM Segamat graduates intake September 2013 / Nur Athikah Mohamad Dzahir
title_sort factor that influence loan repayment default among national higher education fund corporation (nhefc) borrower: case study among uitm segamat graduates intake september 2013 / nur athikah mohamad dzahir
publisher Faculty of Business Management, University Teknology MARA
publishDate 2018
url http://ir.uitm.edu.my/id/eprint/25406/
http://ir.uitm.edu.my/id/eprint/25406/2/PPb_NUR%20ATHIKAH%20MOHAMAD%20DZAHIR%20BM%20J%2018_5.pdf
first_indexed 2023-09-18T23:14:40Z
last_indexed 2023-09-18T23:14:40Z
_version_ 1777419032178196480

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