Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin

Analyst and statistical data reported a rapid growth in household debt since the 1997 Asian financial crisis. This upward trend scenario is worrying if its left unchecked will develop a household credit bubble in the banking industry. On the other hand, there is lack of study exploring the relations...

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Bibliographic Details
Main Author:	Jamalludin, Juriah
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2011
Subjects:	Banking Personal finance. Financial literacy Credit. Debt. Loans Commercial credit. Commercial loans. Credit management
Online Access:	http://ir.uitm.edu.my/id/eprint/25054/ http://ir.uitm.edu.my/id/eprint/25054/1/PPb_JURIAH%20JAMALLUDIN%20M%20BM%2011_5.pdf

id	uitm-25054
recordtype	eprints
spelling	uitm-250542019-08-28T01:45:51Z http://ir.uitm.edu.my/id/eprint/25054/ Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin Jamalludin, Juriah Banking Personal finance. Financial literacy Credit. Debt. Loans Commercial credit. Commercial loans. Credit management Analyst and statistical data reported a rapid growth in household debt since the 1997 Asian financial crisis. This upward trend scenario is worrying if its left unchecked will develop a household credit bubble in the banking industry. On the other hand, there is lack of study exploring the relationship between loan growth and economic indicators. Therefore, this study tries to extend the body of knowledge by analyzing the status of Malaysian household debt in general and Mortgage financing in details by using four selected economic indicators namely, Malaysia House Price Indictor (MHPI), Base Lending Rates (BLR), Gross National Income Per Capita (GNI/C) and Non-Performing Loan (NPL). The linear regression model on single and multiple relationship was applied towards the quarterly time series and cross sectional data for period of 11 years start from 1st Quarter of 2000 to 4th Quarter of 2010. The results on single relationship show that there is a relationship between independent and dependent variable while, the result on multiple relationship shows that dependent variable is affected by only 3 independent variable namely, MHPI, BLR and GNI/C. Eventually, the result from this study will create awareness to the government, regulators, investors, banking industry and even the household itself to look closely into this issue. Faculty of Business and Management 2011 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/25054/1/PPb_JURIAH%20JAMALLUDIN%20M%20BM%2011_5.pdf Jamalludin, Juriah (2011) Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Banking Personal finance. Financial literacy Credit. Debt. Loans Commercial credit. Commercial loans. Credit management
spellingShingle	Banking Personal finance. Financial literacy Credit. Debt. Loans Commercial credit. Commercial loans. Credit management Jamalludin, Juriah Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin
description	Analyst and statistical data reported a rapid growth in household debt since the 1997 Asian financial crisis. This upward trend scenario is worrying if its left unchecked will develop a household credit bubble in the banking industry. On the other hand, there is lack of study exploring the relationship between loan growth and economic indicators. Therefore, this study tries to extend the body of knowledge by analyzing the status of Malaysian household debt in general and Mortgage financing in details by using four selected economic indicators namely, Malaysia House Price Indictor (MHPI), Base Lending Rates (BLR), Gross National Income Per Capita (GNI/C) and Non-Performing Loan (NPL). The linear regression model on single and multiple relationship was applied towards the quarterly time series and cross sectional data for period of 11 years start from 1st Quarter of 2000 to 4th Quarter of 2010. The results on single relationship show that there is a relationship between independent and dependent variable while, the result on multiple relationship shows that dependent variable is affected by only 3 independent variable namely, MHPI, BLR and GNI/C. Eventually, the result from this study will create awareness to the government, regulators, investors, banking industry and even the household itself to look closely into this issue.
format	Student Project
author	Jamalludin, Juriah
author_facet	Jamalludin, Juriah
author_sort	Jamalludin, Juriah
title	Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin
title_short	Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin
title_full	Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin
title_fullStr	Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin
title_full_unstemmed	Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin
title_sort	household debt: impact of mortgage financing towards banking institutions in malaysia / juriah jamalludin
publisher	Faculty of Business and Management
publishDate	2011
url	http://ir.uitm.edu.my/id/eprint/25054/ http://ir.uitm.edu.my/id/eprint/25054/1/PPb_JURIAH%20JAMALLUDIN%20M%20BM%2011_5.pdf
first_indexed	2023-09-18T23:13:57Z
last_indexed	2023-09-18T23:13:57Z
_version_	1777418986772758528

Household debt: impact of Mortgage financing towards banking institutions in Malaysia / Juriah Jamalludin

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