Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail

This research conducted focusing on the factors that influence retirement savings behavior among employess in Kota Cemerlang, Ayer Keroh, Melaka. Retirement saving behavior is very important to ensure that all working Malaysian citizens have knowledge about retirement scheme. In Malaysia, there stil...

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Main Authors:	Abd Halim, Aimi Hanis, Ismail, Mohamad Izzudin
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2014
Subjects:	Personal finance. Financial literacy Retirement. Retirement industry. Retirees
Online Access:	http://ir.uitm.edu.my/id/eprint/24628/ http://ir.uitm.edu.my/id/eprint/24628/1/PPb_AIMI%20HANIS%20ABD%20HALIM%20M%20BM%2014_5.pdf

id	uitm-24628
recordtype	eprints
spelling	uitm-246282019-07-19T08:01:59Z http://ir.uitm.edu.my/id/eprint/24628/ Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail Abd Halim, Aimi Hanis Ismail, Mohamad Izzudin Personal finance. Financial literacy Retirement. Retirement industry. Retirees This research conducted focusing on the factors that influence retirement savings behavior among employess in Kota Cemerlang, Ayer Keroh, Melaka. Retirement saving behavior is very important to ensure that all working Malaysian citizens have knowledge about retirement scheme. In Malaysia, there still many people not aware towards saving for their retirement. In support of the government endeavor, many initiatives had been developed to help the public to create savings for their retirement. For example, the 1Malaysia Retirement Savings Scheme had been launched by our Prime Minister, Datuk Seri Najib Tun Razak in Budget 2010, introduced as government initiative to ensure that the self-employed and have no regular income during their retirement savings. This scheme was effective from January 3, 2010. In line with this, the main objectives of this study are (1) To identify the retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, (2) to examine the relationship between goal clarity, social interaction, self-control on retirement saving behaviors among employees in Kota Cemerlang, Ayer Keroh, Melaka and (3) to determine which contribute the most influence on saving behavior of employees towards goal clarity, social interaction and self-control in Kota Cemerlang, Ayer Keroh, Melaka. The respondents of this study were the staffs that works in Kota Cemerlang, Ayer Keroh, Melaka that located in Aye r Ke roh, Melaka area. 110 questionnaires had been distributed among them. The researcher had used convenience sampling as a sampling technique. The process of analyzing and interpreting data is collected. The researcher also has come out with a few recommendations to be taken into consideration. By implementing these recommendations, it will help the public realize the importance to saving for their retirement. Faculty of Business and Management 2014 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/24628/1/PPb_AIMI%20HANIS%20ABD%20HALIM%20M%20BM%2014_5.pdf Abd Halim, Aimi Hanis and Ismail, Mohamad Izzudin (2014) Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Personal finance. Financial literacy Retirement. Retirement industry. Retirees
spellingShingle	Personal finance. Financial literacy Retirement. Retirement industry. Retirees Abd Halim, Aimi Hanis Ismail, Mohamad Izzudin Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail
description	This research conducted focusing on the factors that influence retirement savings behavior among employess in Kota Cemerlang, Ayer Keroh, Melaka. Retirement saving behavior is very important to ensure that all working Malaysian citizens have knowledge about retirement scheme. In Malaysia, there still many people not aware towards saving for their retirement. In support of the government endeavor, many initiatives had been developed to help the public to create savings for their retirement. For example, the 1Malaysia Retirement Savings Scheme had been launched by our Prime Minister, Datuk Seri Najib Tun Razak in Budget 2010, introduced as government initiative to ensure that the self-employed and have no regular income during their retirement savings. This scheme was effective from January 3, 2010. In line with this, the main objectives of this study are (1) To identify the retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, (2) to examine the relationship between goal clarity, social interaction, self-control on retirement saving behaviors among employees in Kota Cemerlang, Ayer Keroh, Melaka and (3) to determine which contribute the most influence on saving behavior of employees towards goal clarity, social interaction and self-control in Kota Cemerlang, Ayer Keroh, Melaka. The respondents of this study were the staffs that works in Kota Cemerlang, Ayer Keroh, Melaka that located in Aye r Ke roh, Melaka area. 110 questionnaires had been distributed among them. The researcher had used convenience sampling as a sampling technique. The process of analyzing and interpreting data is collected. The researcher also has come out with a few recommendations to be taken into consideration. By implementing these recommendations, it will help the public realize the importance to saving for their retirement.
format	Student Project
author	Abd Halim, Aimi Hanis Ismail, Mohamad Izzudin
author_facet	Abd Halim, Aimi Hanis Ismail, Mohamad Izzudin
author_sort	Abd Halim, Aimi Hanis
title	Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail
title_short	Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail
title_full	Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail
title_fullStr	Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail
title_full_unstemmed	Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail
title_sort	determinants of retirement saving behavior among employees in kota cemerlang, ayer keroh, melaka / aimi hanis abd halim and mohamad izzudin ismail
publisher	Faculty of Business and Management
publishDate	2014
url	http://ir.uitm.edu.my/id/eprint/24628/ http://ir.uitm.edu.my/id/eprint/24628/1/PPb_AIMI%20HANIS%20ABD%20HALIM%20M%20BM%2014_5.pdf
first_indexed	2023-09-18T23:13:00Z
last_indexed	2023-09-18T23:13:00Z
_version_	1777418927037480960

Determinants of retirement saving behavior among employees in Kota Cemerlang, Ayer Keroh, Melaka / Aimi Hanis Abd Halim and Mohamad Izzudin Ismail

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