Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh

Cost of living is increasing as the economy is not so good recently. People facing the stress of arising the living cost every year. The living cost was seen as the causes people consume with the debt for their life. But the debt of loan and credit have bad side view which is it could piling up the...

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Bibliographic Details
Main Author:	Wan Salleh, Wan Hafawati Nadhirah
Format:	Student Project
Language:	English
Published:	Faculty of Business Management 2017
Subjects:	Credit. Debt. Loans
Online Access:	http://ir.uitm.edu.my/id/eprint/24564/ http://ir.uitm.edu.my/id/eprint/24564/1/PPb_WAN%20HAFAWATI%20NADHIRAH%20WAN%20SALLEH%20J%20BM17_5.pdf

id	uitm-24564
recordtype	eprints
spelling	uitm-245642019-09-11T07:39:38Z http://ir.uitm.edu.my/id/eprint/24564/ Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh Wan Salleh, Wan Hafawati Nadhirah Credit. Debt. Loans Cost of living is increasing as the economy is not so good recently. People facing the stress of arising the living cost every year. The living cost was seen as the causes people consume with the debt for their life. But the debt of loan and credit have bad side view which is it could piling up the debt at unreasonable amount and lead to the unpaid debt. This study is about the factors of increasing number of bankruptcy for the personal cases. Bankruptcy occurred when Malaysians individual have fails to repay the debt or loan above the value which has been set by the government. This study is using time series method for sixty of observation, thus the data ranges are from 2010 to 2014 on a monthly basis. This study found out four main factors that contribute to the bankruptcy cases as the most popular. The factors are household consumption, car purchasing, personal loan and credit card, while total number of bankruptcy cases as dependent variable. These factors explain why the bankruptcy could occur to the individual status and the risk that the Malaysian individual will face on consuming the selected bankruptcy factors without they are realising. The riskier group of people for this bankruptcy issue is those in early stage on their career. Overall, this was view about the government has reveal that Malaysian cases of bankruptcy has arising each year and giving bad perspective to the fresh graduate entering the working environment. The concern to see the usual loan that switch to debt and credit card debt have significant relationship to the bankruptcy cases in Malaysia Faculty of Business Management 2017 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/24564/1/PPb_WAN%20HAFAWATI%20NADHIRAH%20WAN%20SALLEH%20J%20BM17_5.pdf Wan Salleh, Wan Hafawati Nadhirah (2017) Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Credit. Debt. Loans
spellingShingle	Credit. Debt. Loans Wan Salleh, Wan Hafawati Nadhirah Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh
description	Cost of living is increasing as the economy is not so good recently. People facing the stress of arising the living cost every year. The living cost was seen as the causes people consume with the debt for their life. But the debt of loan and credit have bad side view which is it could piling up the debt at unreasonable amount and lead to the unpaid debt. This study is about the factors of increasing number of bankruptcy for the personal cases. Bankruptcy occurred when Malaysians individual have fails to repay the debt or loan above the value which has been set by the government. This study is using time series method for sixty of observation, thus the data ranges are from 2010 to 2014 on a monthly basis. This study found out four main factors that contribute to the bankruptcy cases as the most popular. The factors are household consumption, car purchasing, personal loan and credit card, while total number of bankruptcy cases as dependent variable. These factors explain why the bankruptcy could occur to the individual status and the risk that the Malaysian individual will face on consuming the selected bankruptcy factors without they are realising. The riskier group of people for this bankruptcy issue is those in early stage on their career. Overall, this was view about the government has reveal that Malaysian cases of bankruptcy has arising each year and giving bad perspective to the fresh graduate entering the working environment. The concern to see the usual loan that switch to debt and credit card debt have significant relationship to the bankruptcy cases in Malaysia
format	Student Project
author	Wan Salleh, Wan Hafawati Nadhirah
author_facet	Wan Salleh, Wan Hafawati Nadhirah
author_sort	Wan Salleh, Wan Hafawati Nadhirah
title	Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh
title_short	Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh
title_full	Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh
title_fullStr	Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh
title_full_unstemmed	Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh
title_sort	determining selected factors of personal bankruptcy in malaysia / wan hafawati nadhirah wan salleh
publisher	Faculty of Business Management
publishDate	2017
url	http://ir.uitm.edu.my/id/eprint/24564/ http://ir.uitm.edu.my/id/eprint/24564/1/PPb_WAN%20HAFAWATI%20NADHIRAH%20WAN%20SALLEH%20J%20BM17_5.pdf
first_indexed	2023-09-18T23:12:52Z
last_indexed	2023-09-18T23:12:52Z
_version_	1777418918722273280

Determining selected factors of personal bankruptcy in Malaysia / Wan Hafawati Nadhirah Wan Salleh

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