Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin

One of the factors that lead to bankruptcy among adults is personal loan. The high interest rate will burden the youngest to make repayment loan for every month. Moreover, they assume a personal loan is the only option for those who have poor credit or do not own any assets that can be used as colla...

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Main Author:	Jamaludin, Nor Syamila
Format:	Student Project
Language:	English
Published:	Faculty of Business Management 2017
Subjects:	Personal finance. Financial literacy
Online Access:	http://ir.uitm.edu.my/id/eprint/24558/ http://ir.uitm.edu.my/id/eprint/24558/1/PPb_%20NOR%20SYAMILA%20JAMALUDIN%20BM%20J%2017_5.pdf

id	uitm-24558
recordtype	eprints
spelling	uitm-245582019-09-11T07:42:23Z http://ir.uitm.edu.my/id/eprint/24558/ Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin Jamaludin, Nor Syamila Personal finance. Financial literacy One of the factors that lead to bankruptcy among adults is personal loan. The high interest rate will burden the youngest to make repayment loan for every month. Moreover, they assume a personal loan is the only option for those who have poor credit or do not own any assets that can be used as collateral to make secure loan (Ibrahim, 2012). Due to high cost of living, they have no option unless make personal financing with financial institutions. Even though, they have option to make personal financing with Islamic banks, which does not charge high interest but there have certain groups of people who are still make conventional personal financing. This research had going to perform the comparison between conventional and Islamic personal financing. The purpose of this study is to identify the factors of customer's intention to use personal financing in Selangor. There are 200 sets of questionnaires have been distributed to customers of personal financing. The data have be analysis by SPSS software. A few of analysis have been done to evaluate the data such as frequency, reliability analysis, descriptive analysis, correlation analysis and multiple regression analysis. The findings shown attitude and pricing have significant relationship with customers' intention to use Islamic personal financing meanwhile attitude and social influence have significant relationship with customers' intention to use conventional personal financing. Faculty of Business Management 2017 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/24558/1/PPb_%20NOR%20SYAMILA%20JAMALUDIN%20BM%20J%2017_5.pdf Jamaludin, Nor Syamila (2017) Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Personal finance. Financial literacy
spellingShingle	Personal finance. Financial literacy Jamaludin, Nor Syamila Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin
description	One of the factors that lead to bankruptcy among adults is personal loan. The high interest rate will burden the youngest to make repayment loan for every month. Moreover, they assume a personal loan is the only option for those who have poor credit or do not own any assets that can be used as collateral to make secure loan (Ibrahim, 2012). Due to high cost of living, they have no option unless make personal financing with financial institutions. Even though, they have option to make personal financing with Islamic banks, which does not charge high interest but there have certain groups of people who are still make conventional personal financing. This research had going to perform the comparison between conventional and Islamic personal financing. The purpose of this study is to identify the factors of customer's intention to use personal financing in Selangor. There are 200 sets of questionnaires have been distributed to customers of personal financing. The data have be analysis by SPSS software. A few of analysis have been done to evaluate the data such as frequency, reliability analysis, descriptive analysis, correlation analysis and multiple regression analysis. The findings shown attitude and pricing have significant relationship with customers' intention to use Islamic personal financing meanwhile attitude and social influence have significant relationship with customers' intention to use conventional personal financing.
format	Student Project
author	Jamaludin, Nor Syamila
author_facet	Jamaludin, Nor Syamila
author_sort	Jamaludin, Nor Syamila
title	Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin
title_short	Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin
title_full	Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin
title_fullStr	Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin
title_full_unstemmed	Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin
title_sort	factors of customers' intention to use personal financing : comparison between conventional and islamic / nor syamila jamaludin
publisher	Faculty of Business Management
publishDate	2017
url	http://ir.uitm.edu.my/id/eprint/24558/ http://ir.uitm.edu.my/id/eprint/24558/1/PPb_%20NOR%20SYAMILA%20JAMALUDIN%20BM%20J%2017_5.pdf
first_indexed	2023-09-18T23:12:51Z
last_indexed	2023-09-18T23:12:51Z
_version_	1777418917851955200

Factors of customers' intention to use personal financing : comparison between conventional and islamic / Nor Syamila Jamaludin

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