Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya

The present study seeks to examine the factors influencing credit card usage in Malaysia. The independent variables consist of five factors including convenience, credit card usage knowledge, status, bank’s policies and attitude towards money. Meanwhile the dependent variable of this study is credit...

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Main Author:	Wan Mohamad Jaya, Sharifah Nurhidayah
Format:	Student Project
Language:	English
Published:	Faculty of Business and Management 2019
Subjects:	HG Finance Personal finance. Financial literacy Commercial credit. Commercial loans. Credit management
Online Access:	http://ir.uitm.edu.my/id/eprint/23595/ http://ir.uitm.edu.my/id/eprint/23595/1/PPb_SHARIFAH%20NURHIDAYAH%20WAN%20MOHAMAD%20JAYA%20M%20BM%2019_5.pdf

id	uitm-23595
recordtype	eprints
spelling	uitm-235952019-03-29T01:48:49Z http://ir.uitm.edu.my/id/eprint/23595/ Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya Wan Mohamad Jaya, Sharifah Nurhidayah HG Finance Personal finance. Financial literacy Commercial credit. Commercial loans. Credit management The present study seeks to examine the factors influencing credit card usage in Malaysia. The independent variables consist of five factors including convenience, credit card usage knowledge, status, bank’s policies and attitude towards money. Meanwhile the dependent variable of this study is credit card usage. A total of 299 usable questionnaires was keyed in and analysed by using SPSS software version 20. Furthermore, this research has used non-probability, convenience sampling to obtain accurate data from targeted respondents. All the data were collected for the purpose to create analysis of descriptive, correlation and regression analysis. In this study, findings show that there were two independent variables that has a significant relationship towards credit card usage which are convenience and credit card usage knowledge. From this we see, the finding is useful for banking industry and government on the pattern of credit card usage in Malaysia so that they can amend better policies and regulations to control bankruptcy. Faculty of Business and Management 2019 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/23595/1/PPb_SHARIFAH%20NURHIDAYAH%20WAN%20MOHAMAD%20JAYA%20M%20BM%2019_5.pdf Wan Mohamad Jaya, Sharifah Nurhidayah (2019) Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	HG Finance Personal finance. Financial literacy Commercial credit. Commercial loans. Credit management
spellingShingle	HG Finance Personal finance. Financial literacy Commercial credit. Commercial loans. Credit management Wan Mohamad Jaya, Sharifah Nurhidayah Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya
description	The present study seeks to examine the factors influencing credit card usage in Malaysia. The independent variables consist of five factors including convenience, credit card usage knowledge, status, bank’s policies and attitude towards money. Meanwhile the dependent variable of this study is credit card usage. A total of 299 usable questionnaires was keyed in and analysed by using SPSS software version 20. Furthermore, this research has used non-probability, convenience sampling to obtain accurate data from targeted respondents. All the data were collected for the purpose to create analysis of descriptive, correlation and regression analysis. In this study, findings show that there were two independent variables that has a significant relationship towards credit card usage which are convenience and credit card usage knowledge. From this we see, the finding is useful for banking industry and government on the pattern of credit card usage in Malaysia so that they can amend better policies and regulations to control bankruptcy.
format	Student Project
author	Wan Mohamad Jaya, Sharifah Nurhidayah
author_facet	Wan Mohamad Jaya, Sharifah Nurhidayah
author_sort	Wan Mohamad Jaya, Sharifah Nurhidayah
title	Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya
title_short	Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya
title_full	Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya
title_fullStr	Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya
title_full_unstemmed	Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya
title_sort	factors influencing credit card usage in malaysia / sharifah nurhidayah wan mohamad jaya
publisher	Faculty of Business and Management
publishDate	2019
url	http://ir.uitm.edu.my/id/eprint/23595/ http://ir.uitm.edu.my/id/eprint/23595/1/PPb_SHARIFAH%20NURHIDAYAH%20WAN%20MOHAMAD%20JAYA%20M%20BM%2019_5.pdf
first_indexed	2023-09-18T23:11:01Z
last_indexed	2023-09-18T23:11:01Z
_version_	1777418802141593600

Factors influencing credit card usage in Malaysia / Sharifah Nurhidayah Wan Mohamad Jaya

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