The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan

Nowadays, we can see that the usage of credit cards or 'plastic money' among Malaysians has become common, especially those people that always involved in trade. The surprising truth about credit card spending in Malaysia is as much as 8.21 Million numbers of credit cards in circulation i...

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Bibliographic Details
Main Author:	Azizan, Fatin Hanani
Format:	Student Project
Language:	English
Published:	Universiti Teknologi MARA, Selangor, Puncak Alam Campus 2018
Subjects:	Automated tellers. Debit cards Credit. Debt. Loans Finance, Islamic
Online Access:	http://ir.uitm.edu.my/id/eprint/23344/ http://ir.uitm.edu.my/id/eprint/23344/1/PPb_FATIN%20HANANI%20AZIZAN%20ACI%20B%2018_5.pdf

id	uitm-23344
recordtype	eprints
spelling	uitm-233442019-03-04T09:05:08Z http://ir.uitm.edu.my/id/eprint/23344/ The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan Azizan, Fatin Hanani Automated tellers. Debit cards Credit. Debt. Loans Finance, Islamic Nowadays, we can see that the usage of credit cards or 'plastic money' among Malaysians has become common, especially those people that always involved in trade. The surprising truth about credit card spending in Malaysia is as much as 8.21 Million numbers of credit cards in circulation in 2011 and there are 28.6 Million Malaysians. Thus, 1 in 3.48 Malaysians have a credit card in 2011. As an effort to profile credit card users in Malaysia, this paper seeks to explore preference of Malaysian bank customers to choose between Conventional and Islamic credit cards. The selection features are analyzed in terms of various factors, including the selection factors influenced by the credit cards‟ embedded features, the difference between the satisfaction and the loyalty level of Conventional Credit Card holders as compared to Islamic Credit Card holders and the customers‟ perceptions of Islamic Credit Card. The impact of credit cards is investigated through their usage as well as the perceptions of the credit card holders. In conducting the research, this study assembled primary data from staff in Universiti Teknologi MARA Selangor, Puncak Alam Campus through a questionnaire survey with 40 participants. The research indicates several determining factors for Malaysian revolving credit cardholders in terms of determining the impact of credit cards, namely, “education”, “income”, “credit behavior” and “number of credit cards held” Universiti Teknologi MARA, Selangor, Puncak Alam Campus 2018 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/23344/1/PPb_FATIN%20HANANI%20AZIZAN%20ACI%20B%2018_5.pdf Azizan, Fatin Hanani (2018) The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan. [Student Project] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
topic	Automated tellers. Debit cards Credit. Debt. Loans Finance, Islamic
spellingShingle	Automated tellers. Debit cards Credit. Debt. Loans Finance, Islamic Azizan, Fatin Hanani The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan
description	Nowadays, we can see that the usage of credit cards or 'plastic money' among Malaysians has become common, especially those people that always involved in trade. The surprising truth about credit card spending in Malaysia is as much as 8.21 Million numbers of credit cards in circulation in 2011 and there are 28.6 Million Malaysians. Thus, 1 in 3.48 Malaysians have a credit card in 2011. As an effort to profile credit card users in Malaysia, this paper seeks to explore preference of Malaysian bank customers to choose between Conventional and Islamic credit cards. The selection features are analyzed in terms of various factors, including the selection factors influenced by the credit cards‟ embedded features, the difference between the satisfaction and the loyalty level of Conventional Credit Card holders as compared to Islamic Credit Card holders and the customers‟ perceptions of Islamic Credit Card. The impact of credit cards is investigated through their usage as well as the perceptions of the credit card holders. In conducting the research, this study assembled primary data from staff in Universiti Teknologi MARA Selangor, Puncak Alam Campus through a questionnaire survey with 40 participants. The research indicates several determining factors for Malaysian revolving credit cardholders in terms of determining the impact of credit cards, namely, “education”, “income”, “credit behavior” and “number of credit cards held”
format	Student Project
author	Azizan, Fatin Hanani
author_facet	Azizan, Fatin Hanani
author_sort	Azizan, Fatin Hanani
title	The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan
title_short	The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan
title_full	The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan
title_fullStr	The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan
title_full_unstemmed	The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan
title_sort	usage and management of credit card among uitm puncak alam's staff / fatin hanani azizan
publisher	Universiti Teknologi MARA, Selangor, Puncak Alam Campus
publishDate	2018
url	http://ir.uitm.edu.my/id/eprint/23344/ http://ir.uitm.edu.my/id/eprint/23344/1/PPb_FATIN%20HANANI%20AZIZAN%20ACI%20B%2018_5.pdf
first_indexed	2023-09-18T23:10:32Z
last_indexed	2023-09-18T23:10:32Z
_version_	1777418772207894528

The usage and management of credit card among UiTM Puncak Alam's staff / Fatin Hanani Azizan

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