The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol

This paper studies empirically the movement of non-performing loan (NPL) on banking and financial institutions in Malaysia. The period of the research taken was in range of 10 years and use of quarterly data ranged from Q12006 to Q42015. The study will use Auto-Regressive Distributed Lag (ARDL) meth...

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Main Author: Md Zainol, Jalis
Format: Student Project
Language:English
Published: Faculty of Business and Management 2018
Subjects:
Online Access:http://ir.uitm.edu.my/id/eprint/20863/
http://ir.uitm.edu.my/id/eprint/20863/1/PPb_JALIS%20MD%20ZAINOL%20M%20BM%2018_5.pdf
id uitm-20863
recordtype eprints
spelling uitm-208632018-08-14T02:41:39Z http://ir.uitm.edu.my/id/eprint/20863/ The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol Md Zainol, Jalis Macroeconomics Banking General works. Financial institutions Special classes of banks and financial institutions This paper studies empirically the movement of non-performing loan (NPL) on banking and financial institutions in Malaysia. The period of the research taken was in range of 10 years and use of quarterly data ranged from Q12006 to Q42015. The study will use Auto-Regressive Distributed Lag (ARDL) method to see the significant and relationships between dependent and independent variables in long run elasticity. The dependent variable of the study is the NPL. The independent variables were selected and identified namely as Gross Domestic Product (GDP), Base Lending Rate (BLR), Inflation (INF) and Household Income Distribution (HPI). The level of NPL will be affected by the macroeconomic condition in Malaysia. According to the overall results in this study it indicates the most of independent variables are given an impact to the NPL at Malaysia. However, the result of significant is conversely with previous study. The relationship implies that GDP are significant negatively towards NPL, meanwhile BLR and ID are significant positive toward NPL. But INF is insignificant negative relationship towards NPL. The result of this research will be very useful for other researchers and banking institution that aware about the movement of NPL at Malaysia. Faculty of Business and Management 2018 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/20863/1/PPb_JALIS%20MD%20ZAINOL%20M%20BM%2018_5.pdf Md Zainol, Jalis (2018) The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol. [Student Project] (Unpublished)
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
topic Macroeconomics
Banking
General works. Financial institutions
Special classes of banks and financial institutions
spellingShingle Macroeconomics
Banking
General works. Financial institutions
Special classes of banks and financial institutions
Md Zainol, Jalis
The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol
description This paper studies empirically the movement of non-performing loan (NPL) on banking and financial institutions in Malaysia. The period of the research taken was in range of 10 years and use of quarterly data ranged from Q12006 to Q42015. The study will use Auto-Regressive Distributed Lag (ARDL) method to see the significant and relationships between dependent and independent variables in long run elasticity. The dependent variable of the study is the NPL. The independent variables were selected and identified namely as Gross Domestic Product (GDP), Base Lending Rate (BLR), Inflation (INF) and Household Income Distribution (HPI). The level of NPL will be affected by the macroeconomic condition in Malaysia. According to the overall results in this study it indicates the most of independent variables are given an impact to the NPL at Malaysia. However, the result of significant is conversely with previous study. The relationship implies that GDP are significant negatively towards NPL, meanwhile BLR and ID are significant positive toward NPL. But INF is insignificant negative relationship towards NPL. The result of this research will be very useful for other researchers and banking institution that aware about the movement of NPL at Malaysia.
format Student Project
author Md Zainol, Jalis
author_facet Md Zainol, Jalis
author_sort Md Zainol, Jalis
title The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol
title_short The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol
title_full The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol
title_fullStr The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol
title_full_unstemmed The macroeconomic factors that influence non-performing loan on banking and financial institution in Malaysia / Jalis Md Zainol
title_sort macroeconomic factors that influence non-performing loan on banking and financial institution in malaysia / jalis md zainol
publisher Faculty of Business and Management
publishDate 2018
url http://ir.uitm.edu.my/id/eprint/20863/
http://ir.uitm.edu.my/id/eprint/20863/1/PPb_JALIS%20MD%20ZAINOL%20M%20BM%2018_5.pdf
first_indexed 2023-09-18T23:05:21Z
last_indexed 2023-09-18T23:05:21Z
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