Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas

The number of phishing attacks involving online banking has records an increase percentage over the years in Malaysia. Phishing attacks impact the victims in various sentiments of emotional, mental and physical. The enormous effect is the victims exposed to the psychology of victim-blaming and lose...

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Main Author: Md Ilyas, Siti Sarah
Format: Thesis
Language:English
Published: 2017
Subjects:
Online Access:http://ir.uitm.edu.my/id/eprint/18883/
http://ir.uitm.edu.my/id/eprint/18883/1/TM_SITI%20SARAH%20MD%20ILYAS%20CS%2017_5.pdf
id uitm-18883
recordtype eprints
spelling uitm-188832018-01-25T02:36:51Z http://ir.uitm.edu.my/id/eprint/18883/ Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas Md Ilyas, Siti Sarah Banking The number of phishing attacks involving online banking has records an increase percentage over the years in Malaysia. Phishing attacks impact the victims in various sentiments of emotional, mental and physical. The enormous effect is the victims exposed to the psychology of victim-blaming and lose their trust in online banking. This research aimed to investigate the current online trust of phishing attack victims towards online banking and their readiness to use online banking after experiencing phishing attack. This research also intended to propose a set of precaution measures to prevent online phishing attack were proposed based on the victim's point of view in terms of human and technological aspect. Semi structured interviews were conducted with five phishing victim identified through snowball techniques. The results of descriptive qualitative analysis showed that the victims has lost their trust in online banking despite of being reliant to the service prior to the attack. Four of the victims are reluctant to use online banking after the phishing attack. Meanwhile, one victim is still loyal to online banking due to conveniences it provide. The research shows that online banking never directly harmed the victims, but the perpetrator used online banking as the platform to commit malicious attack. Low online trust towards online banking influenced the user's loyalty and interest in online banking. For future improvement, this study should extend the research in developing a reliable anti phishing application to help online banking user in detecting phishing threat. Currently, such application does not exist to assist the user in online banking environment in Malaysia. 2017 Thesis NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/18883/1/TM_SITI%20SARAH%20MD%20ILYAS%20CS%2017_5.pdf Md Ilyas, Siti Sarah (2017) Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas. Masters thesis, Universiti Teknologi MARA.
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
topic Banking
spellingShingle Banking
Md Ilyas, Siti Sarah
Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas
description The number of phishing attacks involving online banking has records an increase percentage over the years in Malaysia. Phishing attacks impact the victims in various sentiments of emotional, mental and physical. The enormous effect is the victims exposed to the psychology of victim-blaming and lose their trust in online banking. This research aimed to investigate the current online trust of phishing attack victims towards online banking and their readiness to use online banking after experiencing phishing attack. This research also intended to propose a set of precaution measures to prevent online phishing attack were proposed based on the victim's point of view in terms of human and technological aspect. Semi structured interviews were conducted with five phishing victim identified through snowball techniques. The results of descriptive qualitative analysis showed that the victims has lost their trust in online banking despite of being reliant to the service prior to the attack. Four of the victims are reluctant to use online banking after the phishing attack. Meanwhile, one victim is still loyal to online banking due to conveniences it provide. The research shows that online banking never directly harmed the victims, but the perpetrator used online banking as the platform to commit malicious attack. Low online trust towards online banking influenced the user's loyalty and interest in online banking. For future improvement, this study should extend the research in developing a reliable anti phishing application to help online banking user in detecting phishing threat. Currently, such application does not exist to assist the user in online banking environment in Malaysia.
format Thesis
author Md Ilyas, Siti Sarah
author_facet Md Ilyas, Siti Sarah
author_sort Md Ilyas, Siti Sarah
title Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas
title_short Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas
title_full Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas
title_fullStr Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas
title_full_unstemmed Qualitative exploration of trust towards online banking for phishing attack victims / Siti Sarah Md Ilyas
title_sort qualitative exploration of trust towards online banking for phishing attack victims / siti sarah md ilyas
publishDate 2017
url http://ir.uitm.edu.my/id/eprint/18883/
http://ir.uitm.edu.my/id/eprint/18883/1/TM_SITI%20SARAH%20MD%20ILYAS%20CS%2017_5.pdf
first_indexed 2023-09-18T23:01:25Z
last_indexed 2023-09-18T23:01:25Z
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