An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad

The aim of this study is to examine the relationship between macroeconomic variables which are income, interest rate, living cost and population growth towards consumer debt in Malaysia. Malaysia is one of the highest household debts in the region when Malaysian economy has witnessed sharp increase...

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Main Author: Muhammad, Suzila
Format: Student Project
Language:English
Published: Faculty of Business and Management 2017
Online Access:http://ir.uitm.edu.my/id/eprint/18620/
http://ir.uitm.edu.my/id/eprint/18620/1/PPb_SUZILA%20MUHAMMAD%20BM%2017_5.pdf
id uitm-18620
recordtype eprints
spelling uitm-186202018-01-14T07:55:38Z http://ir.uitm.edu.my/id/eprint/18620/ An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad Muhammad, Suzila The aim of this study is to examine the relationship between macroeconomic variables which are income, interest rate, living cost and population growth towards consumer debt in Malaysia. Malaysia is one of the highest household debts in the region when Malaysian economy has witnessed sharp increase in household debt since the past decade which household debt to GDP ratios have almost doubled between 2008 and 2015. Therefore, this study is conducted to deeply explain the macroeconomic variables toward consumer debt in Malaysia for the year 2006-2016 (quarterly) using Econometric Views (E-views) such as multiple linear regressions (MLR), unit root test, descriptive statistic, diagnostic test and many more. The result indicates that Income has insignificant relationship with consumer debt while interest rate, living cost and population growth have negative relationship with consumer debt in Malaysia. The result of this study would be able to facilitate the regulator, in particular Central Bank of Malaysia to take necessary action in order to combat the increased debt in the household sector. Faculty of Business and Management 2017 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/18620/1/PPb_SUZILA%20MUHAMMAD%20BM%2017_5.pdf Muhammad, Suzila (2017) An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad. [Student Project] (Unpublished)
repository_type Digital Repository
institution_category Local University
institution Universiti Teknologi MARA
building UiTM Institutional Repository
collection Online Access
language English
description The aim of this study is to examine the relationship between macroeconomic variables which are income, interest rate, living cost and population growth towards consumer debt in Malaysia. Malaysia is one of the highest household debts in the region when Malaysian economy has witnessed sharp increase in household debt since the past decade which household debt to GDP ratios have almost doubled between 2008 and 2015. Therefore, this study is conducted to deeply explain the macroeconomic variables toward consumer debt in Malaysia for the year 2006-2016 (quarterly) using Econometric Views (E-views) such as multiple linear regressions (MLR), unit root test, descriptive statistic, diagnostic test and many more. The result indicates that Income has insignificant relationship with consumer debt while interest rate, living cost and population growth have negative relationship with consumer debt in Malaysia. The result of this study would be able to facilitate the regulator, in particular Central Bank of Malaysia to take necessary action in order to combat the increased debt in the household sector.
format Student Project
author Muhammad, Suzila
spellingShingle Muhammad, Suzila
An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad
author_facet Muhammad, Suzila
author_sort Muhammad, Suzila
title An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad
title_short An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad
title_full An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad
title_fullStr An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad
title_full_unstemmed An empirical study on Malaysian consumer debt: From the macroeconomic perspective / Suzila Muhammad
title_sort empirical study on malaysian consumer debt: from the macroeconomic perspective / suzila muhammad
publisher Faculty of Business and Management
publishDate 2017
url http://ir.uitm.edu.my/id/eprint/18620/
http://ir.uitm.edu.my/id/eprint/18620/1/PPb_SUZILA%20MUHAMMAD%20BM%2017_5.pdf
first_indexed 2023-09-18T23:00:56Z
last_indexed 2023-09-18T23:00:56Z
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