Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron

Financial management is very important to secure a good quality of life. People must plan for long-term investments for their retirement and children's education. They must decide on short-term savings and borrowing for a vacation, a down payment for a house and a car loan. Therefore, to make a...

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Main Authors:	Abu Yazid, Zarinah, Daud, Shahreena, Naziron, Nur Asyira
Format:	Research Reports
Language:	English
Published:	Research Management Institute (RMI) 2012
Online Access:	http://ir.uitm.edu.my/id/eprint/18208/ http://ir.uitm.edu.my/id/eprint/18208/2/LP_ZARINAH%20ABU%20YAZID%20RMI%2006_5.pdf

id	uitm-18208
recordtype	eprints
spelling	uitm-182082019-03-04T04:49:42Z http://ir.uitm.edu.my/id/eprint/18208/ Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron Abu Yazid, Zarinah Daud, Shahreena Naziron, Nur Asyira Financial management is very important to secure a good quality of life. People must plan for long-term investments for their retirement and children's education. They must decide on short-term savings and borrowing for a vacation, a down payment for a house and a car loan. Therefore, to make a good financial decision, we must have a proper financial planning and basically we need to start at a young age. Due to this, a study on personal financial behavior among students at Universiti Teknologi MARA Melaka was undertaken. The purpose of this paper is to highlight the impact of two independent variables (financial knowledge and financial attitude) on the dependent variable, personal financial behavior. Questionnaires were used to collect data and 143 students were involved as respondents. The collected data was then will be analyzed by using SPSS 20. Findings revealed that financial knowledge and financial attitude are significant predictors of students' personal financial behavior and it was concluded that financial knowledge has the most impact on the students' personal financial behavior. Recommendations for future research have also been put forth in this paper. Research Management Institute (RMI) 2012 Research Reports NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/18208/2/LP_ZARINAH%20ABU%20YAZID%20RMI%2006_5.pdf Abu Yazid, Zarinah and Daud, Shahreena and Naziron, Nur Asyira (2012) Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron. [Research Reports] (Unpublished)
repository_type	Digital Repository
institution_category	Local University
institution	Universiti Teknologi MARA
building	UiTM Institutional Repository
collection	Online Access
language	English
description	Financial management is very important to secure a good quality of life. People must plan for long-term investments for their retirement and children's education. They must decide on short-term savings and borrowing for a vacation, a down payment for a house and a car loan. Therefore, to make a good financial decision, we must have a proper financial planning and basically we need to start at a young age. Due to this, a study on personal financial behavior among students at Universiti Teknologi MARA Melaka was undertaken. The purpose of this paper is to highlight the impact of two independent variables (financial knowledge and financial attitude) on the dependent variable, personal financial behavior. Questionnaires were used to collect data and 143 students were involved as respondents. The collected data was then will be analyzed by using SPSS 20. Findings revealed that financial knowledge and financial attitude are significant predictors of students' personal financial behavior and it was concluded that financial knowledge has the most impact on the students' personal financial behavior. Recommendations for future research have also been put forth in this paper.
format	Research Reports
author	Abu Yazid, Zarinah Daud, Shahreena Naziron, Nur Asyira
spellingShingle	Abu Yazid, Zarinah Daud, Shahreena Naziron, Nur Asyira Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron
author_facet	Abu Yazid, Zarinah Daud, Shahreena Naziron, Nur Asyira
author_sort	Abu Yazid, Zarinah
title	Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron
title_short	Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron
title_full	Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron
title_fullStr	Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron
title_full_unstemmed	Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron
title_sort	personal financial behavior among students: the case of uitm melaka / zarinah abu yazid, shahreena daud and nur asyira naziron
publisher	Research Management Institute (RMI)
publishDate	2012
url	http://ir.uitm.edu.my/id/eprint/18208/ http://ir.uitm.edu.my/id/eprint/18208/2/LP_ZARINAH%20ABU%20YAZID%20RMI%2006_5.pdf
first_indexed	2023-09-18T23:00:00Z
last_indexed	2023-09-18T23:00:00Z
_version_	1777418109669343232

Personal financial behavior among students: the case of UiTM Melaka / Zarinah Abu Yazid, Shahreena Daud and Nur Asyira Naziron

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