Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa
Food insecurity and income poverty are rampant in Sub-Saharan Africa. Thirty-one percent of children under the age of five are malnourished and some 72 percent of the population lives on less than US$2 day. Forty-one percent lives on less than US$1...
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Format: | Brief |
Language: | English |
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World Bank, Washington, DC
2012
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Online Access: | http://documents.worldbank.org/curated/en/2008/09/9871367/financial-services-developing-small-scale-irrigation-sub-saharan-africa http://hdl.handle.net/10986/9503 |
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oai_dc |
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Digital Repository |
institution_category |
Foreign Institution |
institution |
Digital Repositories |
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World Bank Open Knowledge Repository |
collection |
World Bank |
language |
English |
topic |
ACCESS TO CREDIT ACCESS TO FINANCIAL SERVICES ACCESS TO SERVICES AGRICULTURAL PRODUCE AGRICULTURAL PRODUCTION AGRICULTURAL PRODUCTIVITY ARABLE LAND BANKS BASIC INFRASTRUCTURE BORROWING BUYERS CAPACITY BUILDING CASH CROPS CASH FLOW COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANKS COMMODITY CONSUMER CONSUMER MARKET CONTRACT ENFORCEMENT COOPERATIVES CREDIT COOPERATIVES CREDIT MARKET CREDIT MARKET FAILURES CREDIT MARKETS CREDIT PROVIDERS CREDIT RISKS CURRENT ACCOUNTS DELIVERY MECHANISMS DEPOSITS DROUGHT ECONOMIC GROWTH ENTREPRENEURS EQUIPMENT EXPORTERS EXTREME POVERTY FARM PRODUCTION FARMING HOUSEHOLDS FINANCIAL ASSISTANCE FINANCIAL ILLITERACY FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEMS FINANCIAL VIABILITY FLEXIBLE REPAYMENT FOOD IMPORTS FOOD INSECURITY FOOD SECURITY FOOD SUPPLY FUNDING SOURCES GRANT FUNDING GROUP LENDING HOUSEHOLDS INCOME INCOME POVERTY INCOMES INDIVIDUAL COLLATERAL INSURANCE INSURANCE PRODUCTS INSURANCE SERVICES INTEREST RATES INTERNATIONAL DEBATE INTERNATIONAL DEVELOPMENT INVESTING INVESTMENT LOANS LEGAL FRAMEWORKS LENDERS LIMITED ACCESS LIQUIDITY LOAN LOAN AMOUNTS LOAN TERMS LOW-INCOME LOW-INCOME CUSTOMERS LOWER INCOME MACROECONOMIC POLICIES MARKET ENVIRONMENT MARKET MECHANISMS MARKETING MICRO-ENTREPRENEURS MICRO-LENDING MICROFINANCE MICROFINANCE INSTITUTIONS NUTRITION OUTREACH OVERHEAD COSTS POOR LIVING PRODUCTIVE CAPITAL REMOTE AREAS RURAL RURAL AREAS RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL POOR SALE SAVINGS SMALL-SCALE IRRIGATION SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDER FARMING SMALLHOLDERS START-UP SUB-SAHARAN AFRICA SUBSISTENCE SUBSISTENCE FARMERS TARGETING TECHNICAL SUPPORT TRANSACTION TRANSACTION COSTS TRANSPARENCY WORKING CAPITAL WORTH |
spellingShingle |
ACCESS TO CREDIT ACCESS TO FINANCIAL SERVICES ACCESS TO SERVICES AGRICULTURAL PRODUCE AGRICULTURAL PRODUCTION AGRICULTURAL PRODUCTIVITY ARABLE LAND BANKS BASIC INFRASTRUCTURE BORROWING BUYERS CAPACITY BUILDING CASH CROPS CASH FLOW COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANKS COMMODITY CONSUMER CONSUMER MARKET CONTRACT ENFORCEMENT COOPERATIVES CREDIT COOPERATIVES CREDIT MARKET CREDIT MARKET FAILURES CREDIT MARKETS CREDIT PROVIDERS CREDIT RISKS CURRENT ACCOUNTS DELIVERY MECHANISMS DEPOSITS DROUGHT ECONOMIC GROWTH ENTREPRENEURS EQUIPMENT EXPORTERS EXTREME POVERTY FARM PRODUCTION FARMING HOUSEHOLDS FINANCIAL ASSISTANCE FINANCIAL ILLITERACY FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEMS FINANCIAL VIABILITY FLEXIBLE REPAYMENT FOOD IMPORTS FOOD INSECURITY FOOD SECURITY FOOD SUPPLY FUNDING SOURCES GRANT FUNDING GROUP LENDING HOUSEHOLDS INCOME INCOME POVERTY INCOMES INDIVIDUAL COLLATERAL INSURANCE INSURANCE PRODUCTS INSURANCE SERVICES INTEREST RATES INTERNATIONAL DEBATE INTERNATIONAL DEVELOPMENT INVESTING INVESTMENT LOANS LEGAL FRAMEWORKS LENDERS LIMITED ACCESS LIQUIDITY LOAN LOAN AMOUNTS LOAN TERMS LOW-INCOME LOW-INCOME CUSTOMERS LOWER INCOME MACROECONOMIC POLICIES MARKET ENVIRONMENT MARKET MECHANISMS MARKETING MICRO-ENTREPRENEURS MICRO-LENDING MICROFINANCE MICROFINANCE INSTITUTIONS NUTRITION OUTREACH OVERHEAD COSTS POOR LIVING PRODUCTIVE CAPITAL REMOTE AREAS RURAL RURAL AREAS RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL POOR SALE SAVINGS SMALL-SCALE IRRIGATION SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDER FARMING SMALLHOLDERS START-UP SUB-SAHARAN AFRICA SUBSISTENCE SUBSISTENCE FARMERS TARGETING TECHNICAL SUPPORT TRANSACTION TRANSACTION COSTS TRANSPARENCY WORKING CAPITAL WORTH Larson, Gunnar Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa |
geographic_facet |
Africa |
relation |
Agricultural and Rural Development Notes; No. 41 |
description |
Food insecurity and income poverty are
rampant in Sub-Saharan Africa. Thirty-one percent of
children under the age of five are malnourished and some 72
percent of the population lives on less than US$2 day.
Forty-one percent lives on less than US$1 day. The
impoverished and hungry are concentrated disproportionately
in rural areas and rely mainly on the consumption and sale
of agricultural produce for their food and income. Africa
has experienced increasing dependency on food imports that
its countries cannot afford. Yet an estimated 700,000
hectares of arable land in Africa remains uncultivated. It
is land that could become productive through small-scale
irrigation using basic technology to draw on small-water
resources, such as tube wells, and dambos. The technologies
can be applied to cultivate smallholder plots of up to five
hectares. Employing them will enable up to 4 million
low-income households to intensify agricultural production
and increase productivity. Small-scale irrigation can
increase agricultural productivity and production, thus
contributing to economic growth in rural areas and increased
well-being among small holder farmers. Its potential to
increase and stabilize food supply is especially important
in light of the ongoing food crisis, and especially in
Africa. Expanding the use of small-scale irrigation requires
farmers to have access to financial services. The many
constraints and obstacles that rural financial institutions
in Africa confront must be purposefully navigated if
financial services are to fulfill this role. Effectively
tailoring financial services and products to support
irrigation in different settings and among different client
groups will be essential to success. Carefully targeting
grant funding to the very poorest subsistence farmers and
clearly separating it from lending will be likewise be
critical to the sustainability of these financial services. |
format |
Publications & Research :: Brief |
author |
Larson, Gunnar |
author_facet |
Larson, Gunnar |
author_sort |
Larson, Gunnar |
title |
Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa |
title_short |
Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa |
title_full |
Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa |
title_fullStr |
Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa |
title_full_unstemmed |
Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa |
title_sort |
financial services for developing small-scale irrigation in sub-saharan africa |
publisher |
World Bank, Washington, DC |
publishDate |
2012 |
url |
http://documents.worldbank.org/curated/en/2008/09/9871367/financial-services-developing-small-scale-irrigation-sub-saharan-africa http://hdl.handle.net/10986/9503 |
_version_ |
1764409597940989952 |
spelling |
okr-10986-95032021-04-23T14:02:45Z Financial Services for Developing Small-Scale Irrigation in Sub-Saharan Africa Larson, Gunnar ACCESS TO CREDIT ACCESS TO FINANCIAL SERVICES ACCESS TO SERVICES AGRICULTURAL PRODUCE AGRICULTURAL PRODUCTION AGRICULTURAL PRODUCTIVITY ARABLE LAND BANKS BASIC INFRASTRUCTURE BORROWING BUYERS CAPACITY BUILDING CASH CROPS CASH FLOW COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANKS COMMODITY CONSUMER CONSUMER MARKET CONTRACT ENFORCEMENT COOPERATIVES CREDIT COOPERATIVES CREDIT MARKET CREDIT MARKET FAILURES CREDIT MARKETS CREDIT PROVIDERS CREDIT RISKS CURRENT ACCOUNTS DELIVERY MECHANISMS DEPOSITS DROUGHT ECONOMIC GROWTH ENTREPRENEURS EQUIPMENT EXPORTERS EXTREME POVERTY FARM PRODUCTION FARMING HOUSEHOLDS FINANCIAL ASSISTANCE FINANCIAL ILLITERACY FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL PRODUCTS FINANCIAL SERVICE FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEMS FINANCIAL VIABILITY FLEXIBLE REPAYMENT FOOD IMPORTS FOOD INSECURITY FOOD SECURITY FOOD SUPPLY FUNDING SOURCES GRANT FUNDING GROUP LENDING HOUSEHOLDS INCOME INCOME POVERTY INCOMES INDIVIDUAL COLLATERAL INSURANCE INSURANCE PRODUCTS INSURANCE SERVICES INTEREST RATES INTERNATIONAL DEBATE INTERNATIONAL DEVELOPMENT INVESTING INVESTMENT LOANS LEGAL FRAMEWORKS LENDERS LIMITED ACCESS LIQUIDITY LOAN LOAN AMOUNTS LOAN TERMS LOW-INCOME LOW-INCOME CUSTOMERS LOWER INCOME MACROECONOMIC POLICIES MARKET ENVIRONMENT MARKET MECHANISMS MARKETING MICRO-ENTREPRENEURS MICRO-LENDING MICROFINANCE MICROFINANCE INSTITUTIONS NUTRITION OUTREACH OVERHEAD COSTS POOR LIVING PRODUCTIVE CAPITAL REMOTE AREAS RURAL RURAL AREAS RURAL DEVELOPMENT RURAL FINANCE RURAL FINANCE INSTITUTIONS RURAL FINANCIAL INSTITUTIONS RURAL POOR SALE SAVINGS SMALL-SCALE IRRIGATION SMALLHOLDER SMALLHOLDER FARMERS SMALLHOLDER FARMING SMALLHOLDERS START-UP SUB-SAHARAN AFRICA SUBSISTENCE SUBSISTENCE FARMERS TARGETING TECHNICAL SUPPORT TRANSACTION TRANSACTION COSTS TRANSPARENCY WORKING CAPITAL WORTH Food insecurity and income poverty are rampant in Sub-Saharan Africa. Thirty-one percent of children under the age of five are malnourished and some 72 percent of the population lives on less than US$2 day. Forty-one percent lives on less than US$1 day. The impoverished and hungry are concentrated disproportionately in rural areas and rely mainly on the consumption and sale of agricultural produce for their food and income. Africa has experienced increasing dependency on food imports that its countries cannot afford. Yet an estimated 700,000 hectares of arable land in Africa remains uncultivated. It is land that could become productive through small-scale irrigation using basic technology to draw on small-water resources, such as tube wells, and dambos. The technologies can be applied to cultivate smallholder plots of up to five hectares. Employing them will enable up to 4 million low-income households to intensify agricultural production and increase productivity. Small-scale irrigation can increase agricultural productivity and production, thus contributing to economic growth in rural areas and increased well-being among small holder farmers. Its potential to increase and stabilize food supply is especially important in light of the ongoing food crisis, and especially in Africa. Expanding the use of small-scale irrigation requires farmers to have access to financial services. The many constraints and obstacles that rural financial institutions in Africa confront must be purposefully navigated if financial services are to fulfill this role. Effectively tailoring financial services and products to support irrigation in different settings and among different client groups will be essential to success. Carefully targeting grant funding to the very poorest subsistence farmers and clearly separating it from lending will be likewise be critical to the sustainability of these financial services. 2012-08-13T08:48:28Z 2012-08-13T08:48:28Z 2008-09 http://documents.worldbank.org/curated/en/2008/09/9871367/financial-services-developing-small-scale-irrigation-sub-saharan-africa http://hdl.handle.net/10986/9503 English Agricultural and Rural Development Notes; No. 41 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Brief Publications & Research Africa |