Is There a Business Case for Small Savers?
For most of its history, microfinance has focused on credit. Savings, which are very important in helping poor people start a business, mitigate risks, and maintain at least a minimum level of consumption, has traditionally played a secondary role....
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| Format: | Brief |
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Washington, DC: World Bank
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2011/01/14721185/business-case-small-savers http://hdl.handle.net/10986/9457 |
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okr-10986-94572021-04-23T14:02:45Z Is There a Business Case for Small Savers? Westley, Glenn D. Palomas, Xavier Martín ACCOUNTING BORROWING BUSINESS CASE CGAP DEPOSIT EQUIPMENT FEE INCOME FIXED COSTS INTEREST RATES LIFE INSURANCE LIFE INSURANCE PRODUCTS LOAN LOAN BALANCE LOAN RATES MARGINAL COST MARGINAL COSTS MFI MICROFINANCE MICROFINANCE INSTITUTIONS PROFITABILITY PROFITABILITY ANALYSIS SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SMALL BORROWERS SMALL SAVER SMALL SAVERS SMALL-SAVER DEPOSIT SUSTAINABILITY WITHDRAWAL For most of its history, microfinance has focused on credit. Savings, which are very important in helping poor people start a business, mitigate risks, and maintain at least a minimum level of consumption, has traditionally played a secondary role. In recent years, Microfinance Institutions (MFIs) have increasingly recognized the importance of savings and introduced savings products. Now, faced with growing competition, many MFIs are rethinking whether they can continue to provide the level of cross-subsidies they believe is required to serve the low end of the savings market, namely, the small savers. 2012-08-13T08:38:47Z 2012-08-13T08:38:47Z 2011-01 http://documents.worldbank.org/curated/en/2011/01/14721185/business-case-small-savers http://hdl.handle.net/10986/9457 English CGAP Brief CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Washington, DC: World Bank Publications & Research :: Brief Publications & Research |
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Digital Repository |
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Foreign Institution |
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Digital Repositories |
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World Bank Open Knowledge Repository |
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World Bank |
| language |
English |
| topic |
ACCOUNTING BORROWING BUSINESS CASE CGAP DEPOSIT EQUIPMENT FEE INCOME FIXED COSTS INTEREST RATES LIFE INSURANCE LIFE INSURANCE PRODUCTS LOAN LOAN BALANCE LOAN RATES MARGINAL COST MARGINAL COSTS MFI MICROFINANCE MICROFINANCE INSTITUTIONS PROFITABILITY PROFITABILITY ANALYSIS SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SMALL BORROWERS SMALL SAVER SMALL SAVERS SMALL-SAVER DEPOSIT SUSTAINABILITY WITHDRAWAL |
| spellingShingle |
ACCOUNTING BORROWING BUSINESS CASE CGAP DEPOSIT EQUIPMENT FEE INCOME FIXED COSTS INTEREST RATES LIFE INSURANCE LIFE INSURANCE PRODUCTS LOAN LOAN BALANCE LOAN RATES MARGINAL COST MARGINAL COSTS MFI MICROFINANCE MICROFINANCE INSTITUTIONS PROFITABILITY PROFITABILITY ANALYSIS SAVINGS SAVINGS ACCOUNT SAVINGS ACCOUNTS SMALL BORROWERS SMALL SAVER SMALL SAVERS SMALL-SAVER DEPOSIT SUSTAINABILITY WITHDRAWAL Westley, Glenn D. Palomas, Xavier Martín Is There a Business Case for Small Savers? |
| relation |
CGAP Brief |
| description |
For most of its history, microfinance
has focused on credit. Savings, which are very important in
helping poor people start a business, mitigate risks, and
maintain at least a minimum level of consumption, has
traditionally played a secondary role. In recent years,
Microfinance Institutions (MFIs) have increasingly
recognized the importance of savings and introduced savings
products. Now, faced with growing competition, many MFIs are
rethinking whether they can continue to provide the level of
cross-subsidies they believe is required to serve the low
end of the savings market, namely, the small savers. |
| format |
Publications & Research :: Brief |
| author |
Westley, Glenn D. Palomas, Xavier Martín |
| author_facet |
Westley, Glenn D. Palomas, Xavier Martín |
| author_sort |
Westley, Glenn D. |
| title |
Is There a Business Case for Small Savers? |
| title_short |
Is There a Business Case for Small Savers? |
| title_full |
Is There a Business Case for Small Savers? |
| title_fullStr |
Is There a Business Case for Small Savers? |
| title_full_unstemmed |
Is There a Business Case for Small Savers? |
| title_sort |
is there a business case for small savers? |
| publisher |
Washington, DC: World Bank |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2011/01/14721185/business-case-small-savers http://hdl.handle.net/10986/9457 |
| _version_ |
1764409426629885952 |