Can Digital Footprints Lead to Greater Financial Inclusion?

Poor people's use of their mobile phones generates data that leave what can be called a digital footprint. These data are among a handful of sources of electronic information that exist on poor people. This information is potentially powerful...

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Bibliographic Details
Main Authors:	Kumar, Kabir, Muhota, Kim
Format:	Brief
Language:	English
Published:	Washington, DC: World Bank 2012
Subjects:	ARTIFICIAL INTELLIGENCE BASIC BLOG BUSINESS MODEL BUSINESS MODELS BUSINESSES CDR CELL PHONES COMMERCE DATA PRIVACY DIGITAL ELECTRONIC INFORMATION EXPERIMENTATION FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCIAL TRANSACTION IDENTITY IDENTITY MODULE INFORMATION SERVICES INNOVATION INTERNET SERVICES MARKETING MEDIA MESSAGING MOBILE NETWORK MOBILE PHONE MOBILE PHONES PAYMENT METHODS PDF PERSONAL DATA PRIVACY RESEARCHERS RETENTION SITES TELECOM TELECOMMUNICATION TELECOMMUNICATION SERVICES TELECOMMUNICATIONS TELECOMMUNICATIONS REGULATOR TELECOMS USER USERS WEB WEB SITE
Online Access:	http://documents.worldbank.org/curated/en/2012/07/16542062/can-digital-footprints-lead-greater-financial-inclusion http://hdl.handle.net/10986/9439

id	okr-10986-9439
recordtype	oai_dc
spelling	okr-10986-94392021-04-23T14:02:45Z Can Digital Footprints Lead to Greater Financial Inclusion? Kumar, Kabir Muhota, Kim ARTIFICIAL INTELLIGENCE BASIC BLOG BUSINESS MODEL BUSINESS MODELS BUSINESSES CDR CELL PHONES COMMERCE DATA PRIVACY DIGITAL ELECTRONIC INFORMATION EXPERIMENTATION FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCIAL TRANSACTION IDENTITY IDENTITY MODULE INFORMATION SERVICES INNOVATION INTERNET SERVICES MARKETING MEDIA MESSAGING MOBILE NETWORK MOBILE PHONE MOBILE PHONES PAYMENT METHODS PDF PERSONAL DATA PRIVACY RESEARCHERS RETENTION SITES TELECOM TELECOMMUNICATION TELECOMMUNICATION SERVICES TELECOMMUNICATIONS TELECOMMUNICATIONS REGULATOR TELECOMS USER USERS WEB WEB SITE Poor people's use of their mobile phones generates data that leave what can be called a digital footprint. These data are among a handful of sources of electronic information that exist on poor people. This information is potentially powerful but has not yet been used in ways to radically impact financial access for poor people. This brief highlights some early experience on the potential of digital footprints from mobile phone use. Most of this initial work is experimental. As long as consumer interests are protected and privacy, security, and ethical use concerns are addressed, these data may become a useful way to reach unbanked poor people with a range of financial products. 2012-08-13T08:35:50Z 2012-08-13T08:35:50Z 2012-07 http://documents.worldbank.org/curated/en/2012/07/16542062/can-digital-footprints-lead-greater-financial-inclusion http://hdl.handle.net/10986/9439 English CGAP Brief CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Washington, DC: World Bank Publications & Research :: Brief Publications & Research
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English
topic	ARTIFICIAL INTELLIGENCE BASIC BLOG BUSINESS MODEL BUSINESS MODELS BUSINESSES CDR CELL PHONES COMMERCE DATA PRIVACY DIGITAL ELECTRONIC INFORMATION EXPERIMENTATION FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCIAL TRANSACTION IDENTITY IDENTITY MODULE INFORMATION SERVICES INNOVATION INTERNET SERVICES MARKETING MEDIA MESSAGING MOBILE NETWORK MOBILE PHONE MOBILE PHONES PAYMENT METHODS PDF PERSONAL DATA PRIVACY RESEARCHERS RETENTION SITES TELECOM TELECOMMUNICATION TELECOMMUNICATION SERVICES TELECOMMUNICATIONS TELECOMMUNICATIONS REGULATOR TELECOMS USER USERS WEB WEB SITE
spellingShingle	ARTIFICIAL INTELLIGENCE BASIC BLOG BUSINESS MODEL BUSINESS MODELS BUSINESSES CDR CELL PHONES COMMERCE DATA PRIVACY DIGITAL ELECTRONIC INFORMATION EXPERIMENTATION FINANCIAL PRODUCTS FINANCIAL SERVICES FINANCIAL TRANSACTION IDENTITY IDENTITY MODULE INFORMATION SERVICES INNOVATION INTERNET SERVICES MARKETING MEDIA MESSAGING MOBILE NETWORK MOBILE PHONE MOBILE PHONES PAYMENT METHODS PDF PERSONAL DATA PRIVACY RESEARCHERS RETENTION SITES TELECOM TELECOMMUNICATION TELECOMMUNICATION SERVICES TELECOMMUNICATIONS TELECOMMUNICATIONS REGULATOR TELECOMS USER USERS WEB WEB SITE Kumar, Kabir Muhota, Kim Can Digital Footprints Lead to Greater Financial Inclusion?
relation	CGAP Brief
description	Poor people's use of their mobile phones generates data that leave what can be called a digital footprint. These data are among a handful of sources of electronic information that exist on poor people. This information is potentially powerful but has not yet been used in ways to radically impact financial access for poor people. This brief highlights some early experience on the potential of digital footprints from mobile phone use. Most of this initial work is experimental. As long as consumer interests are protected and privacy, security, and ethical use concerns are addressed, these data may become a useful way to reach unbanked poor people with a range of financial products.
format	Publications & Research :: Brief
author	Kumar, Kabir Muhota, Kim
author_facet	Kumar, Kabir Muhota, Kim
author_sort	Kumar, Kabir
title	Can Digital Footprints Lead to Greater Financial Inclusion?
title_short	Can Digital Footprints Lead to Greater Financial Inclusion?
title_full	Can Digital Footprints Lead to Greater Financial Inclusion?
title_fullStr	Can Digital Footprints Lead to Greater Financial Inclusion?
title_full_unstemmed	Can Digital Footprints Lead to Greater Financial Inclusion?
title_sort	can digital footprints lead to greater financial inclusion?
publisher	Washington, DC: World Bank
publishDate	2012
url	http://documents.worldbank.org/curated/en/2012/07/16542062/can-digital-footprints-lead-greater-financial-inclusion http://hdl.handle.net/10986/9439
_version_	1764409360087252992

Can Digital Footprints Lead to Greater Financial Inclusion?

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