Deposit Insurance and Banking Reform in Russia

The objective of this paper is not to review the pros and cons of deposit insurance systems, but to focus, rather narrowly, on the recent adoption of a deposit insurance system (DIS) in Russia, the rationale offered, and the potential impact it might have on the stability and development of the Russ...

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Main Authors:	Camara, Modibo K., Montes-Negret, Fernando
Format:	Policy Research Working Paper
Language:	English en_US
Published:	World Bank, Washington, DC 2012
Subjects:	ACCOUNTING ACCOUNTING PERIOD ACCOUNTING PRACTICES ACQUISITION ACQUISITIONS ADVERSE SELECTION AGENTS APPLICATIONS AUDITS BANK ASSETS BANK CAPITAL BANK DEPOSITS BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK INSOLVENCY BANK RECAPITALIZATION BANK SOLVENCY BANKING CRISIS BANKING INDUSTRY BANKING LAW BANKING REFORM BANKING SECTOR BANKING SERVICES BANKING STRUCTURE BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEEDINGS BORROWING CAPITAL ADEQUACY CAPITAL BASE CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPANY CONFLICTS OF INTEREST CONSOLIDATION CONSOLIDATIONS CONSUMERS CONTAGION CONTINGENT LIABILITIES CORPORATE GOVERNANCE CORPORATE SECTOR CORPORATIONS COVERAGE CREDIT RISKS DEBT DEPOSIT ACCOUNTS DEPOSIT INSURANCE DEPOSIT INSURANCE SYSTEMS DEPOSITORS DEPOSITS DISINTERMEDIATION DOMESTIC CREDIT ECONOMIC GROWTH ECONOMICS EUROPEAN CENTRAL BANK FEDERAL DEPOSIT INSURANCE FEDERAL DEPOSIT INSURANCE CORPORATION FINANCIAL DEEPENING FINANCIAL DISINTERMEDIATION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL SECTOR DEVELOPMENT FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE FRANCHISE FRANCHISES GAMBLING HOLDING COMPANY INDIVIDUALS INSOLVENT BANKS INSURANCE CLAIMS INSURANCE LAW INSURANCE PREMIUMS INSURANCE SYSTEM INSURED DEPOSITS INSURERS INTEREST RATES LAWS LEGAL FRAMEWORK LEGISLATION LENDER OF LAST RESORT LEVEL PLAYING FIELD LIMITED LIQUIDATION LIQUIDATIONS LIQUIDITY LOAN CLASSIFICATION LOAN CONCENTRATIONS LOAN LOSS PROVISIONS MACROECONOMIC STABILITY MANAGERS MATURITIES MEMBER BOARD MEMBER BOARD OF DIRECTORS MEMBER STATES MERGERS MONETARY POLICY MONOPOLY MORAL HAZARD NATURAL PERSONS PENALTIES POCKET BANKS PORTFOLIOS PRIVATE BANKS PRIVATE INSURANCE PRIVATIZATION PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PUBLIC POLICY REAL SECTOR REGIONAL BANKS RESERVE REQUIREMENT RESERVES RETAINED EARNINGS RISK ANALYSIS SAVINGS SECURITIES SETTLEMENT SYSTEMS SHAREHOLDERS SOLVENCY REQUIREMENTS STAKEHOLDERS STATE BANKS SYSTEMIC INSTABILITY TRANSITION ECONOMIES TRANSPARENCY VOLATILITY
Online Access:	http://documents.worldbank.org/curated/en/2006/11/7166841/deposit-insurance-banking-reform-russia http://hdl.handle.net/10986/9052

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recordtype	oai_dc
spelling	okr-10986-90522021-04-23T14:02:41Z Deposit Insurance and Banking Reform in Russia Camara, Modibo K. Montes-Negret, Fernando ACCOUNTING ACCOUNTING PERIOD ACCOUNTING PRACTICES ACQUISITION ACQUISITIONS ADVERSE SELECTION AGENTS APPLICATIONS AUDITS BANK ASSETS BANK CAPITAL BANK DEPOSITS BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK INSOLVENCY BANK RECAPITALIZATION BANK SOLVENCY BANKING CRISIS BANKING INDUSTRY BANKING LAW BANKING REFORM BANKING SECTOR BANKING SERVICES BANKING STRUCTURE BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEEDINGS BORROWING CAPITAL ADEQUACY CAPITAL BASE CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPANY CONFLICTS OF INTEREST CONSOLIDATION CONSOLIDATIONS CONSUMERS CONTAGION CONTINGENT LIABILITIES CORPORATE GOVERNANCE CORPORATE SECTOR CORPORATIONS COVERAGE CREDIT RISKS DEBT DEPOSIT ACCOUNTS DEPOSIT INSURANCE DEPOSIT INSURANCE SYSTEMS DEPOSITORS DEPOSITS DISINTERMEDIATION DOMESTIC CREDIT ECONOMIC GROWTH ECONOMICS EUROPEAN CENTRAL BANK FEDERAL DEPOSIT INSURANCE FEDERAL DEPOSIT INSURANCE CORPORATION FINANCIAL DEEPENING FINANCIAL DISINTERMEDIATION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL SECTOR DEVELOPMENT FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE FRANCHISE FRANCHISES GAMBLING HOLDING COMPANY INDIVIDUALS INSOLVENT BANKS INSURANCE CLAIMS INSURANCE LAW INSURANCE PREMIUMS INSURANCE SYSTEM INSURED DEPOSITS INSURERS INTEREST RATES LAWS LEGAL FRAMEWORK LEGISLATION LENDER OF LAST RESORT LEVEL PLAYING FIELD LIMITED LIQUIDATION LIQUIDATIONS LIQUIDITY LOAN CLASSIFICATION LOAN CONCENTRATIONS LOAN LOSS PROVISIONS MACROECONOMIC STABILITY MANAGERS MATURITIES MEMBER BOARD MEMBER BOARD OF DIRECTORS MEMBER STATES MERGERS MONETARY POLICY MONOPOLY MORAL HAZARD NATURAL PERSONS PENALTIES POCKET BANKS PORTFOLIOS PRIVATE BANKS PRIVATE INSURANCE PRIVATIZATION PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PUBLIC POLICY REAL SECTOR REGIONAL BANKS RESERVE REQUIREMENT RESERVES RETAINED EARNINGS RISK ANALYSIS SAVINGS SECURITIES SETTLEMENT SYSTEMS SHAREHOLDERS SOLVENCY REQUIREMENTS STAKEHOLDERS STATE BANKS SYSTEMIC INSTABILITY TRANSITION ECONOMIES TRANSPARENCY VOLATILITY The objective of this paper is not to review the pros and cons of deposit insurance systems, but to focus, rather narrowly, on the recent adoption of a deposit insurance system (DIS) in Russia, the rationale offered, and the potential impact it might have on the stability and development of the Russian banking system. An attempt is made to draw some lessons from the implementation experience in Russia. The paper starts with a brief description of the Russian DIS, followed by an overview of the banking system's structure and some observations on the sequencing followed for adopting the DIS and the political economy of its adoption. It concludes with a discussion of areas requiring attention. 2012-06-26T15:36:38Z 2012-06-26T15:36:38Z 2006-11 http://documents.worldbank.org/curated/en/2006/11/7166841/deposit-insurance-banking-reform-russia http://hdl.handle.net/10986/9052 English en_US Policy Research Working Paper; No. 4056 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research Europe Russian Federation
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English en_US
topic	ACCOUNTING ACCOUNTING PERIOD ACCOUNTING PRACTICES ACQUISITION ACQUISITIONS ADVERSE SELECTION AGENTS APPLICATIONS AUDITS BANK ASSETS BANK CAPITAL BANK DEPOSITS BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK INSOLVENCY BANK RECAPITALIZATION BANK SOLVENCY BANKING CRISIS BANKING INDUSTRY BANKING LAW BANKING REFORM BANKING SECTOR BANKING SERVICES BANKING STRUCTURE BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEEDINGS BORROWING CAPITAL ADEQUACY CAPITAL BASE CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPANY CONFLICTS OF INTEREST CONSOLIDATION CONSOLIDATIONS CONSUMERS CONTAGION CONTINGENT LIABILITIES CORPORATE GOVERNANCE CORPORATE SECTOR CORPORATIONS COVERAGE CREDIT RISKS DEBT DEPOSIT ACCOUNTS DEPOSIT INSURANCE DEPOSIT INSURANCE SYSTEMS DEPOSITORS DEPOSITS DISINTERMEDIATION DOMESTIC CREDIT ECONOMIC GROWTH ECONOMICS EUROPEAN CENTRAL BANK FEDERAL DEPOSIT INSURANCE FEDERAL DEPOSIT INSURANCE CORPORATION FINANCIAL DEEPENING FINANCIAL DISINTERMEDIATION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL SECTOR DEVELOPMENT FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE FRANCHISE FRANCHISES GAMBLING HOLDING COMPANY INDIVIDUALS INSOLVENT BANKS INSURANCE CLAIMS INSURANCE LAW INSURANCE PREMIUMS INSURANCE SYSTEM INSURED DEPOSITS INSURERS INTEREST RATES LAWS LEGAL FRAMEWORK LEGISLATION LENDER OF LAST RESORT LEVEL PLAYING FIELD LIMITED LIQUIDATION LIQUIDATIONS LIQUIDITY LOAN CLASSIFICATION LOAN CONCENTRATIONS LOAN LOSS PROVISIONS MACROECONOMIC STABILITY MANAGERS MATURITIES MEMBER BOARD MEMBER BOARD OF DIRECTORS MEMBER STATES MERGERS MONETARY POLICY MONOPOLY MORAL HAZARD NATURAL PERSONS PENALTIES POCKET BANKS PORTFOLIOS PRIVATE BANKS PRIVATE INSURANCE PRIVATIZATION PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PUBLIC POLICY REAL SECTOR REGIONAL BANKS RESERVE REQUIREMENT RESERVES RETAINED EARNINGS RISK ANALYSIS SAVINGS SECURITIES SETTLEMENT SYSTEMS SHAREHOLDERS SOLVENCY REQUIREMENTS STAKEHOLDERS STATE BANKS SYSTEMIC INSTABILITY TRANSITION ECONOMIES TRANSPARENCY VOLATILITY
spellingShingle	ACCOUNTING ACCOUNTING PERIOD ACCOUNTING PRACTICES ACQUISITION ACQUISITIONS ADVERSE SELECTION AGENTS APPLICATIONS AUDITS BANK ASSETS BANK CAPITAL BANK DEPOSITS BANK FAILURES BANK FOR INTERNATIONAL SETTLEMENTS BANK INSOLVENCY BANK RECAPITALIZATION BANK SOLVENCY BANKING CRISIS BANKING INDUSTRY BANKING LAW BANKING REFORM BANKING SECTOR BANKING SERVICES BANKING STRUCTURE BANKING SUPERVISION BANKING SYSTEM BANKRUPTCY BANKRUPTCY PROCEEDINGS BORROWING CAPITAL ADEQUACY CAPITAL BASE CAPITAL REQUIREMENTS COMMERCIAL BANKS COMPANY CONFLICTS OF INTEREST CONSOLIDATION CONSOLIDATIONS CONSUMERS CONTAGION CONTINGENT LIABILITIES CORPORATE GOVERNANCE CORPORATE SECTOR CORPORATIONS COVERAGE CREDIT RISKS DEBT DEPOSIT ACCOUNTS DEPOSIT INSURANCE DEPOSIT INSURANCE SYSTEMS DEPOSITORS DEPOSITS DISINTERMEDIATION DOMESTIC CREDIT ECONOMIC GROWTH ECONOMICS EUROPEAN CENTRAL BANK FEDERAL DEPOSIT INSURANCE FEDERAL DEPOSIT INSURANCE CORPORATION FINANCIAL DEEPENING FINANCIAL DISINTERMEDIATION FINANCIAL INSTITUTIONS FINANCIAL INTERMEDIARIES FINANCIAL SECTOR DEVELOPMENT FOREIGN BANKS FOREIGN CURRENCY DEPOSITS FOREIGN EXCHANGE FRANCHISE FRANCHISES GAMBLING HOLDING COMPANY INDIVIDUALS INSOLVENT BANKS INSURANCE CLAIMS INSURANCE LAW INSURANCE PREMIUMS INSURANCE SYSTEM INSURED DEPOSITS INSURERS INTEREST RATES LAWS LEGAL FRAMEWORK LEGISLATION LENDER OF LAST RESORT LEVEL PLAYING FIELD LIMITED LIQUIDATION LIQUIDATIONS LIQUIDITY LOAN CLASSIFICATION LOAN CONCENTRATIONS LOAN LOSS PROVISIONS MACROECONOMIC STABILITY MANAGERS MATURITIES MEMBER BOARD MEMBER BOARD OF DIRECTORS MEMBER STATES MERGERS MONETARY POLICY MONOPOLY MORAL HAZARD NATURAL PERSONS PENALTIES POCKET BANKS PORTFOLIOS PRIVATE BANKS PRIVATE INSURANCE PRIVATIZATION PRUDENTIAL REGULATION PRUDENTIAL REGULATIONS PUBLIC POLICY REAL SECTOR REGIONAL BANKS RESERVE REQUIREMENT RESERVES RETAINED EARNINGS RISK ANALYSIS SAVINGS SECURITIES SETTLEMENT SYSTEMS SHAREHOLDERS SOLVENCY REQUIREMENTS STAKEHOLDERS STATE BANKS SYSTEMIC INSTABILITY TRANSITION ECONOMIES TRANSPARENCY VOLATILITY Camara, Modibo K. Montes-Negret, Fernando Deposit Insurance and Banking Reform in Russia
geographic_facet	Europe Russian Federation
relation	Policy Research Working Paper; No. 4056
description	The objective of this paper is not to review the pros and cons of deposit insurance systems, but to focus, rather narrowly, on the recent adoption of a deposit insurance system (DIS) in Russia, the rationale offered, and the potential impact it might have on the stability and development of the Russian banking system. An attempt is made to draw some lessons from the implementation experience in Russia. The paper starts with a brief description of the Russian DIS, followed by an overview of the banking system's structure and some observations on the sequencing followed for adopting the DIS and the political economy of its adoption. It concludes with a discussion of areas requiring attention.
format	Publications & Research :: Policy Research Working Paper
author	Camara, Modibo K. Montes-Negret, Fernando
author_facet	Camara, Modibo K. Montes-Negret, Fernando
author_sort	Camara, Modibo K.
title	Deposit Insurance and Banking Reform in Russia
title_short	Deposit Insurance and Banking Reform in Russia
title_full	Deposit Insurance and Banking Reform in Russia
title_fullStr	Deposit Insurance and Banking Reform in Russia
title_full_unstemmed	Deposit Insurance and Banking Reform in Russia
title_sort	deposit insurance and banking reform in russia
publisher	World Bank, Washington, DC
publishDate	2012
url	http://documents.worldbank.org/curated/en/2006/11/7166841/deposit-insurance-banking-reform-russia http://hdl.handle.net/10986/9052
_version_	1764406764124504064

Deposit Insurance and Banking Reform in Russia

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