Bank Ownership Type and Banking Relationships
The authors formulate and test hypotheses about the role of bank ownership types-foreign, state-owned, and private domestic banks-in banking relationships, using data from India. The empirical results are consistent with all of their hypotheses with regard to foreign banks. These banks tend to serve...
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| Format: | Policy Research Working Paper |
| Language: | English |
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World Bank, Washington, DC
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2006/03/6613436/bank-ownership-type-banking-relationships http://hdl.handle.net/10986/8348 |
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okr-10986-83482021-04-23T14:02:40Z Bank Ownership Type and Banking Relationships Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida ACCOUNTING ACCOUNTS AFFILIATES AGENCY PROBLEMS AGRICULTURE BANK BRANCHES BANK LENDING BANK MONITORING BANK RELATIONSHIPS BANKING LAWS BANKING RELATIONSHIPS BANKING SECTOR BANKING SERVICES BANKING SYSTEMS BANKRUPTCY BANKS BARRIERS TO ENTRY BOARDS OF DIRECTORS BORROWING BRANCH BANKING CENTRAL BANK COMMERCIAL BANKS DEPOSITS DEREGULATION DEVELOPMENT BANKS ECONOMIC GROWTH EMPIRICAL ANALYSIS EQUITY CAPITAL EVERGREENING FEDERAL RESERVE SYSTEM FINANCIAL DISTRESS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL INTEGRATION FINANCIAL LIBERALIZATION FINANCIAL PERFORMANCE FINANCIAL RATIOS FOREIGN BANKS GOVERNMENT EXPENDITURES GOVERNMENT POLICIES INSURANCE INTEREST RATE INTEREST RATES JUDICIAL SYSTEMS LIQUID ASSETS LIQUIDITY LOCAL GOVERNMENTS MANDATES NATIONALIZATION NATIONALIZED BANKS NONPERFORMING LOANS OPTIMIZATION ORGANIZATIONAL STRUCTURE PREDICTIONS PRESENT VALUE PRIVATE BANKS PRIVATIZATION PROFITABILITY PROJECT FINANCING PROPERTY RIGHTS PUBLIC DEBT REGIONAL BANKS REGRESSION ANALYSES RELATIONSHIP LENDING RESERVE BANK OF INDIA RETURN ON ASSETS SECURITIES SMALL BANKS SMALL BUSINESS STOCK PRICES SUBSIDIARIES TRANSPARENCY VOLATILITY WATER SUPPLY The authors formulate and test hypotheses about the role of bank ownership types-foreign, state-owned, and private domestic banks-in banking relationships, using data from India. The empirical results are consistent with all of their hypotheses with regard to foreign banks. These banks tend to serve as the main bank for transparent firms, and firms with foreign main banks are most likely to have multiple banking relationships, have the most relationships, and diversify relationships across bank ownership types. The data are also consistent with the hypothesis that firms with state-owned main banks are relatively unlikely to diversify across bank ownership types. However, state-owned banks often do not provide the main relationship for firms they are mandated to serve (for example, small, opaque firms), and the predictions of negative effects on multiple banking and number of relationships hold for only one type of state-owned bank. 2012-06-18T20:27:16Z 2012-06-18T20:27:16Z 2006-03 http://documents.worldbank.org/curated/en/2006/03/6613436/bank-ownership-type-banking-relationships http://hdl.handle.net/10986/8348 English Policy Research Working Paper; No. 3862 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Publications & Research :: Policy Research Working Paper Publications & Research |
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Digital Repository |
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Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English |
| topic |
ACCOUNTING ACCOUNTS AFFILIATES AGENCY PROBLEMS AGRICULTURE BANK BRANCHES BANK LENDING BANK MONITORING BANK RELATIONSHIPS BANKING LAWS BANKING RELATIONSHIPS BANKING SECTOR BANKING SERVICES BANKING SYSTEMS BANKRUPTCY BANKS BARRIERS TO ENTRY BOARDS OF DIRECTORS BORROWING BRANCH BANKING CENTRAL BANK COMMERCIAL BANKS DEPOSITS DEREGULATION DEVELOPMENT BANKS ECONOMIC GROWTH EMPIRICAL ANALYSIS EQUITY CAPITAL EVERGREENING FEDERAL RESERVE SYSTEM FINANCIAL DISTRESS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL INTEGRATION FINANCIAL LIBERALIZATION FINANCIAL PERFORMANCE FINANCIAL RATIOS FOREIGN BANKS GOVERNMENT EXPENDITURES GOVERNMENT POLICIES INSURANCE INTEREST RATE INTEREST RATES JUDICIAL SYSTEMS LIQUID ASSETS LIQUIDITY LOCAL GOVERNMENTS MANDATES NATIONALIZATION NATIONALIZED BANKS NONPERFORMING LOANS OPTIMIZATION ORGANIZATIONAL STRUCTURE PREDICTIONS PRESENT VALUE PRIVATE BANKS PRIVATIZATION PROFITABILITY PROJECT FINANCING PROPERTY RIGHTS PUBLIC DEBT REGIONAL BANKS REGRESSION ANALYSES RELATIONSHIP LENDING RESERVE BANK OF INDIA RETURN ON ASSETS SECURITIES SMALL BANKS SMALL BUSINESS STOCK PRICES SUBSIDIARIES TRANSPARENCY VOLATILITY WATER SUPPLY |
| spellingShingle |
ACCOUNTING ACCOUNTS AFFILIATES AGENCY PROBLEMS AGRICULTURE BANK BRANCHES BANK LENDING BANK MONITORING BANK RELATIONSHIPS BANKING LAWS BANKING RELATIONSHIPS BANKING SECTOR BANKING SERVICES BANKING SYSTEMS BANKRUPTCY BANKS BARRIERS TO ENTRY BOARDS OF DIRECTORS BORROWING BRANCH BANKING CENTRAL BANK COMMERCIAL BANKS DEPOSITS DEREGULATION DEVELOPMENT BANKS ECONOMIC GROWTH EMPIRICAL ANALYSIS EQUITY CAPITAL EVERGREENING FEDERAL RESERVE SYSTEM FINANCIAL DISTRESS FINANCIAL INFORMATION FINANCIAL INSTITUTIONS FINANCIAL INTEGRATION FINANCIAL LIBERALIZATION FINANCIAL PERFORMANCE FINANCIAL RATIOS FOREIGN BANKS GOVERNMENT EXPENDITURES GOVERNMENT POLICIES INSURANCE INTEREST RATE INTEREST RATES JUDICIAL SYSTEMS LIQUID ASSETS LIQUIDITY LOCAL GOVERNMENTS MANDATES NATIONALIZATION NATIONALIZED BANKS NONPERFORMING LOANS OPTIMIZATION ORGANIZATIONAL STRUCTURE PREDICTIONS PRESENT VALUE PRIVATE BANKS PRIVATIZATION PROFITABILITY PROJECT FINANCING PROPERTY RIGHTS PUBLIC DEBT REGIONAL BANKS REGRESSION ANALYSES RELATIONSHIP LENDING RESERVE BANK OF INDIA RETURN ON ASSETS SECURITIES SMALL BANKS SMALL BUSINESS STOCK PRICES SUBSIDIARIES TRANSPARENCY VOLATILITY WATER SUPPLY Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida Bank Ownership Type and Banking Relationships |
| relation |
Policy Research Working Paper; No. 3862 |
| description |
The authors formulate and test hypotheses about the role of bank ownership types-foreign, state-owned, and private domestic banks-in banking relationships, using data from India. The empirical results are consistent with all of their hypotheses with regard to foreign banks. These banks tend to serve as the main bank for transparent firms, and firms with foreign main banks are most likely to have multiple banking relationships, have the most relationships, and diversify relationships across bank ownership types. The data are also consistent with the hypothesis that firms with state-owned main banks are relatively unlikely to diversify across bank ownership types. However, state-owned banks often do not provide the main relationship for firms they are mandated to serve (for example, small, opaque firms), and the predictions of negative effects on multiple banking and number of relationships hold for only one type of state-owned bank. |
| format |
Publications & Research :: Policy Research Working Paper |
| author |
Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida |
| author_facet |
Berger, Allen N. Klapper, Leora F. Martinez Peria, Maria Soledad Zaidi, Rida |
| author_sort |
Berger, Allen N. |
| title |
Bank Ownership Type and Banking Relationships |
| title_short |
Bank Ownership Type and Banking Relationships |
| title_full |
Bank Ownership Type and Banking Relationships |
| title_fullStr |
Bank Ownership Type and Banking Relationships |
| title_full_unstemmed |
Bank Ownership Type and Banking Relationships |
| title_sort |
bank ownership type and banking relationships |
| publisher |
World Bank, Washington, DC |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2006/03/6613436/bank-ownership-type-banking-relationships http://hdl.handle.net/10986/8348 |
| _version_ |
1764405834278764544 |