Housing Finance in Sri Lanka : Opportunities and Challenges

Sri Lanka has embarked on a gradual transition from a system of directed credit in a highly segmented market toward an integrated market-driven housing finance system. This transition has included an increased role of private universal banks in the...

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Bibliographic Details
Main Author:	World Bank
Format:	City Development Strategy (CDS)
Language:	English
Published:	Washington, DC 2012
Subjects:	ACCESS TO FINANCE ACCESSIBILITY ACCOUNT HOLDERS ADVISORY SERVICES AFFORDABILITY AFFORDABLE HOUSING AFFORDABLE HOUSING FINANCE ALTERNATIVE INVESTMENT ALTERNATIVE INVESTMENTS AVAILABILITY OF CREDIT BACKED SECURITIES BALANCE SHEETS BANK ASSETS BANK BRANCHES BANK DEPOSITS BANK LENDING BANK LOANS BANKING RELATIONSHIP BANKING SERVICES BANKING SYSTEM BARRIERS TO ENTRY BOND MARKET BORROWER BORROWING BORROWINGS BUSINESS VOLUME CAPACITY BUILDING CAPITAL ACCOUNT CAPITAL MARKET CAPITAL MARKETS COLLATERAL COMMERCIAL BANK COMMERCIAL BANKING COMMERCIAL BANKS COMMERCIAL LENDING COMMUNITY DEVELOPMENT CONSUMER FINANCE CONSUMER PROTECTION CONTRACTUAL SAVINGS COOPERATIVES CORE DEPOSITS CREDIT BUREAUS CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT PROVIDER CREDIT RISK CREDIT SCORING CREDIT-SCORING CUSTOMER BASE DEBT DEBT FINANCING DEBT INSTRUMENTS DEMAND FOR CREDIT DEPOSIT DEPOSITS DEVELOPMENT BANK DEVELOPMENT BANKS DEVELOPMENT FINANCE DIRECTED CREDIT DONOR FUNDS EARNINGS ECONOMIC ACTIVITY ECONOMIC GROWTH ECONOMIC RESOURCES ELECTRONIC TRANSFER EMPLOYEE EMPLOYER EMPLOYER CONTRIBUTIONS EQUITY INVESTMENTS EXPENDITURE EXPENDITURES FAMILIES FINANCE COMPANIES FINANCIAL ASSETS FINANCIAL DEPTH FINANCIAL GLOBALIZATION FINANCIAL INFRASTRUCTURE FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL LIBERALIZATION FINANCIAL MARKETS FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR POLICIES FINANCIAL SERVICES FINANCIAL SYSTEM FISCAL DEFICITS FISCAL DISCIPLINE FISCAL POLICIES FISCAL RESOURCES FIXED RATE FIXED RATES FLOW OF FUNDS FORECLOSURE FOREIGN CURRENCY FOREIGN DIRECT INVESTMENT FOREIGN INVESTMENT FORMAL FINANCIAL INTERMEDIARIES FORMAL FINANCIAL SECTOR FUNDING SOURCES GOVERNMENT FUNDING GOVERNMENT INTERVENTIONS GOVERNMENT SECURITIES HIGH INTEREST RATES HOME LOAN HOME LOANS HOME MORTGAGE HOME MORTGAGE CREDIT HOME MORTGAGE LENDING HOME MORTGAGE MARKET HOME MORTGAGE MARKETS HOME MORTGAGES HOMEOWNER HOMEOWNERSHIP HOUSEHOLD ACCESS HOUSEHOLD DEPOSITS HOUSEHOLDS HOUSING FINANCE HOUSING LOAN HOUSING LOANS HUMAN CAPITAL INCOME GROUP INCOME GROUPS INFORMATION TECHNOLOGY INSTITUTIONAL CAPACITY INTEREST RATE INTEREST RATE RISK INTEREST RATE RISKS INTEREST RATES INVESTABLE FUNDS INVESTMENT BANK INVESTMENT RISK LABOR MOBILITY LACK OF PROPERTY LAND REGISTRATION LENDER LENDERS LENDING POLICIES LENDING TECHNIQUES LIQUIDITY RISK LOAN LOAN FUNDS LOAN TERMS LONG-TERM FUNDING MACROECONOMIC POLICY MACROECONOMIC RISKS MARKET DEVELOPMENT MARKET ECONOMIES MICRO FINANCE MICRO FINANCE INSTITUTIONS MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LENDING MONETARY POLICY MORTGAGE MORTGAGE CREDIT MORTGAGE FINANCING MORTGAGE LENDERS MORTGAGE LENDING MORTGAGE LOAN MORTGAGE LOANS MORTGAGE MARKET MORTGAGE PRODUCTS MORTGAGE RATE MORTGAGE RATES MORTGAGES MULTINATIONALS NATIONAL BANK NEW MARKET OPERATING COSTS OUTREACH POINT-OF-SALE POLICY ENVIRONMENT POOR ACCESS PRICE MOVEMENTS PRIVATE CREDIT PRIVATE INVESTMENT PRIVATE LENDERS PRIVATE SAVINGS PRIVATIZATION PROFITABILITY PROPERTY RIGHTS PUBLIC INVESTMENT REAL ESTATE REFUGEES REGISTRATION SYSTEM REGULATORY FRAMEWORK REPAYMENT REPAYMENTS RETAIL BANK RETURN RISK MANAGEMENT SAVINGS SAVINGS ACCOUNTS SAVINGS BANK SAVINGS RATE SAVINGS RATES SECOND MORTGAGES SECONDARY MORTGAGE MARKET SECONDARY MORTGAGE MARKETS SMALL BUSINESS SMALL BUSINESS LOANS SMALL BUSINESSES SMALL ENTERPRISES SOURCE OF FUNDS SOURCES OF FUNDS STOCK MARKET TECHNICAL ASSISTANCE TITLE REGISTRATION TREASURY BILLS TURNOVER UNIONS UNIVERSAL BANKS URBAN AREAS URBAN DEVELOPMENT VALUATION VALUATION STANDARDS VULNERABLE GROUPS
Online Access:	http://documents.worldbank.org/curated/en/2007/11/16238776/housing-finance-sri-lanka-opportunities-challenges http://hdl.handle.net/10986/8106