Social Health Insurance for Developing Nations
Good health is necessary for well-being but also has another critical impact: it causes poverty, in that large health expenditures can bankrupt families. Many nations are now hoping that formally mandated social health insurance (SHI), involving pa...
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| Language: | English en_US |
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Washington, DC: World Bank
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2007/01/8517127/social-health-insurance-developing-nations http://hdl.handle.net/10986/6860 |
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okr-10986-6860 |
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oai_dc |
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Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
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World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English en_US |
| topic |
ABILITY TO PAY ACCESS TO HEALTH SERVICES ACCOUNTING ADMINISTRATIVE COSTS ADMINISTRATIVE SUPPORT ADVERSE SELECTION ANNUAL CONTRIBUTIONS APPLICABLE LAW BANKS BASIC HEALTH CARE BASIC HEALTH SERVICES BENEFICIARIES BENEFIT ENTITLEMENTS BENEFITS SCHEME BUDGET ALLOCATION CAPITAL INVESTMENTS CAPITATION CERTIFICATION CHILD HEALTH CHILD HEALTH SERVICES CHOICE OF PROVIDERS CITIES CLINICAL INFORMATION CLINICAL QUALITY CLINICS COMMODITIES COMMUNITY HEALTH COMPETITION AMONG INSURERS COMPETITION AMONG PROVIDERS COMPETITIVE INSURANCE MARKET COMPULSORY CONTRIBUTIONS CONTRIBUTION CONTRIBUTION RATE CONTRIBUTION SYSTEM CONTRIBUTIONS COST RECOVERY COST SHARING COST-EFFECTIVENESS CUSTOMER SERVICE DEATH DECISIONS DELIVERY OF HEALTH SERVICES DELIVERY SYSTEM DELIVERY SYSTEMS DETERMINATION OF ELIGIBILITY DEVELOPMENT BANK DIAGNOSIS DISABILITY DISASTERS DIVERSIFICATION DOCTORS DRUGS ECONOMIC DEVELOPMENT ECONOMIC REVIEW EMPLOYMENT ENROLLEES EQUILIBRIUM EQUITABLE ACCESS TO HEALTH CARE FAMILIES FEE-FOR-SERVICE FEE-FOR-SERVICE BASIS FINANCIAL LOSS FINANCIAL POSITION FINANCIAL RISKS FINANCIAL SUPPORT HEALTH BUDGETS HEALTH CARE HEALTH CARE COSTS HEALTH CARE DELIVERY HEALTH CARE FINANCING HEALTH CARE PROVISION HEALTH CARE REFORM HEALTH CARE SPENDING HEALTH CARE SYSTEM HEALTH CARE SYSTEMS HEALTH CENTERS HEALTH COVERAGE HEALTH ECONOMICS HEALTH EXPENDITURE HEALTH EXPENDITURES HEALTH EXPERTS HEALTH FACILITIES HEALTH FINANCING HEALTH INSURANCE HEALTH INSURANCE FUND HEALTH INSURANCE PLAN HEALTH INSURANCE PROGRAM HEALTH INSURANCE SCHEMES HEALTH INSURER HEALTH ORGANIZATION HEALTH ORGANIZATIONS HEALTH PLANS HEALTH POLICY HEALTH PROFESSIONALS HEALTH PROGRAMS HEALTH PROJECT HEALTH SECTOR HEALTH SECTOR REFORM HEALTH SERVICE HEALTH SERVICE DELIVERY HEALTH SERVICES HEALTH STATUS HEALTH SYSTEM HEALTH SYSTEMS HOSPITAL CARE HOSPITAL SERVICES HOSPITALS HOUSEHOLD EXPENDITURE HOUSEHOLD INCOME HUMAN RESOURCES HYGIENE ILLNESS IMMUNIZATION IMPERFECT INFORMATION INCOME INCOME COUNTRIES INCOME GROUP INCOME HOUSEHOLDS INCOME LEVEL INCOME LEVELS INCOMES INDUCED DEMAND INFANT MORTALITY INFANT MORTALITY RATE INFLATION INFORMAL SECTOR INFORMAL SECTOR WORKERS INFORMATION SYSTEMS INSURANCE COVERAGE INSURANCE FUNDS INSURANCE MARKETS INSURANCE PLAN INSURANCE PLANS INSURANCE POLICY INSURANCE PREMIUM INSURANCE PREMIUMS INSURANCE SYSTEMS LABOR MARKET LARGE ENTERPRISES LEGAL REMEDIES LIABILITY LOW INCOME LOW-INCOME LOW-INCOME COUNTRIES LOW-INCOME PEOPLE MANAGED CARE MANDATORY CONTRIBUTIONS MARKET CONDITIONS MARKETING MEDICAL ASSOCIATION MEDICAL BENEFITS MEDICAL CARE MEDICAL EXPENSES MEDICAL FACILITIES MEDICAL RECORDS MEDICAL SERVICES MEDICARE MINIMUM BENEFITS MORAL HAZARD MORTALITY NATIONAL HEALTH NATIONAL HEALTH EXPENDITURE NATIONAL HEALTH EXPENDITURES NATIONAL HEALTH INSURANCE NATIONAL HEALTH SPENDING NATIONAL INSURANCE NONGOVERNMENTAL ORGANIZATIONS NUTRITION PATIENT PATIENTS PHARMACIES PHYSICIANS POCKET PAYMENTS POVERTY RATE PREMIUM RATES PREPAYMENT SCHEMES PRICE RATIONING PRIMARY CARE PRIVATE HOSPITALS PRIVATE INSURANCE PRIVATE SECTOR PRIVATE SECTORS PRODUCTIVITY PROVISION OF HEALTH CARE PUBLIC EXPENDITURE PUBLIC EXPENDITURES PUBLIC HEALTH PUBLIC HEALTH SERVICES PUBLIC HOSPITAL PUBLIC HOSPITALS PUBLIC PROVIDERS PUBLIC PROVISION PUBLIC PROVISION OF INSURANCE PUBLIC SECTOR PUBLIC SPENDING PURCHASES PURCHASING POWER QUALITY OF HEALTH QUALITY OF HEALTH CARE RECURRENT COSTS REFORM OF HEALTH CARE REMEDIES RESPONSIBILITIES SALARIES SALES SMALL EMPLOYERS SOCIAL DEVELOPMENT SOCIAL HEALTH INSURANCE SOCIAL INSURANCE SOCIAL SECURITY STAKEHOLDERS TEACHING HOSPITALS WAGE WAGES WORKERS |
| spellingShingle |
ABILITY TO PAY ACCESS TO HEALTH SERVICES ACCOUNTING ADMINISTRATIVE COSTS ADMINISTRATIVE SUPPORT ADVERSE SELECTION ANNUAL CONTRIBUTIONS APPLICABLE LAW BANKS BASIC HEALTH CARE BASIC HEALTH SERVICES BENEFICIARIES BENEFIT ENTITLEMENTS BENEFITS SCHEME BUDGET ALLOCATION CAPITAL INVESTMENTS CAPITATION CERTIFICATION CHILD HEALTH CHILD HEALTH SERVICES CHOICE OF PROVIDERS CITIES CLINICAL INFORMATION CLINICAL QUALITY CLINICS COMMODITIES COMMUNITY HEALTH COMPETITION AMONG INSURERS COMPETITION AMONG PROVIDERS COMPETITIVE INSURANCE MARKET COMPULSORY CONTRIBUTIONS CONTRIBUTION CONTRIBUTION RATE CONTRIBUTION SYSTEM CONTRIBUTIONS COST RECOVERY COST SHARING COST-EFFECTIVENESS CUSTOMER SERVICE DEATH DECISIONS DELIVERY OF HEALTH SERVICES DELIVERY SYSTEM DELIVERY SYSTEMS DETERMINATION OF ELIGIBILITY DEVELOPMENT BANK DIAGNOSIS DISABILITY DISASTERS DIVERSIFICATION DOCTORS DRUGS ECONOMIC DEVELOPMENT ECONOMIC REVIEW EMPLOYMENT ENROLLEES EQUILIBRIUM EQUITABLE ACCESS TO HEALTH CARE FAMILIES FEE-FOR-SERVICE FEE-FOR-SERVICE BASIS FINANCIAL LOSS FINANCIAL POSITION FINANCIAL RISKS FINANCIAL SUPPORT HEALTH BUDGETS HEALTH CARE HEALTH CARE COSTS HEALTH CARE DELIVERY HEALTH CARE FINANCING HEALTH CARE PROVISION HEALTH CARE REFORM HEALTH CARE SPENDING HEALTH CARE SYSTEM HEALTH CARE SYSTEMS HEALTH CENTERS HEALTH COVERAGE HEALTH ECONOMICS HEALTH EXPENDITURE HEALTH EXPENDITURES HEALTH EXPERTS HEALTH FACILITIES HEALTH FINANCING HEALTH INSURANCE HEALTH INSURANCE FUND HEALTH INSURANCE PLAN HEALTH INSURANCE PROGRAM HEALTH INSURANCE SCHEMES HEALTH INSURER HEALTH ORGANIZATION HEALTH ORGANIZATIONS HEALTH PLANS HEALTH POLICY HEALTH PROFESSIONALS HEALTH PROGRAMS HEALTH PROJECT HEALTH SECTOR HEALTH SECTOR REFORM HEALTH SERVICE HEALTH SERVICE DELIVERY HEALTH SERVICES HEALTH STATUS HEALTH SYSTEM HEALTH SYSTEMS HOSPITAL CARE HOSPITAL SERVICES HOSPITALS HOUSEHOLD EXPENDITURE HOUSEHOLD INCOME HUMAN RESOURCES HYGIENE ILLNESS IMMUNIZATION IMPERFECT INFORMATION INCOME INCOME COUNTRIES INCOME GROUP INCOME HOUSEHOLDS INCOME LEVEL INCOME LEVELS INCOMES INDUCED DEMAND INFANT MORTALITY INFANT MORTALITY RATE INFLATION INFORMAL SECTOR INFORMAL SECTOR WORKERS INFORMATION SYSTEMS INSURANCE COVERAGE INSURANCE FUNDS INSURANCE MARKETS INSURANCE PLAN INSURANCE PLANS INSURANCE POLICY INSURANCE PREMIUM INSURANCE PREMIUMS INSURANCE SYSTEMS LABOR MARKET LARGE ENTERPRISES LEGAL REMEDIES LIABILITY LOW INCOME LOW-INCOME LOW-INCOME COUNTRIES LOW-INCOME PEOPLE MANAGED CARE MANDATORY CONTRIBUTIONS MARKET CONDITIONS MARKETING MEDICAL ASSOCIATION MEDICAL BENEFITS MEDICAL CARE MEDICAL EXPENSES MEDICAL FACILITIES MEDICAL RECORDS MEDICAL SERVICES MEDICARE MINIMUM BENEFITS MORAL HAZARD MORTALITY NATIONAL HEALTH NATIONAL HEALTH EXPENDITURE NATIONAL HEALTH EXPENDITURES NATIONAL HEALTH INSURANCE NATIONAL HEALTH SPENDING NATIONAL INSURANCE NONGOVERNMENTAL ORGANIZATIONS NUTRITION PATIENT PATIENTS PHARMACIES PHYSICIANS POCKET PAYMENTS POVERTY RATE PREMIUM RATES PREPAYMENT SCHEMES PRICE RATIONING PRIMARY CARE PRIVATE HOSPITALS PRIVATE INSURANCE PRIVATE SECTOR PRIVATE SECTORS PRODUCTIVITY PROVISION OF HEALTH CARE PUBLIC EXPENDITURE PUBLIC EXPENDITURES PUBLIC HEALTH PUBLIC HEALTH SERVICES PUBLIC HOSPITAL PUBLIC HOSPITALS PUBLIC PROVIDERS PUBLIC PROVISION PUBLIC PROVISION OF INSURANCE PUBLIC SECTOR PUBLIC SPENDING PURCHASES PURCHASING POWER QUALITY OF HEALTH QUALITY OF HEALTH CARE RECURRENT COSTS REFORM OF HEALTH CARE REMEDIES RESPONSIBILITIES SALARIES SALES SMALL EMPLOYERS SOCIAL DEVELOPMENT SOCIAL HEALTH INSURANCE SOCIAL INSURANCE SOCIAL SECURITY STAKEHOLDERS TEACHING HOSPITALS WAGE WAGES WORKERS Hsiao, William C. Shaw, R. Paul Social Health Insurance for Developing Nations |
| relation |
WBI Development Studies |
| description |
Good health is necessary for well-being
but also has another critical impact: it causes poverty, in
that large health expenditures can bankrupt families. Many
nations are now hoping that formally mandated social health
insurance (SHI), involving payroll taxes, will provide a
solution. This report examines the principles, design, and
practices of SHI for low and middle-income nations and the
necessary conditions for its viability and sustainability,
with a focus on design and implementation issues. This
volume presents five country case studies to provide
evidence and greater detail on key issues that arise at
different stages of implementation in low-income countries.
They have been selected to reflect on a continuum and
timeline of operational stages, beginning with the initial
design and legislation of SHI, the first phase of
implementation, the expansion to cover larger segments of
the population, and on up to completion, whereby SHI becomes
the predominant form of health care financing in a country.
Accordingly, Kenya has been selected for illustration of the
design stage, Ghana for initiation, the Philippines for
extension of population coverage, Colombia for SHI and
reform of health care delivery, and Thailand for universal
coverage and reform of health care delivery. This sequencing
and implied timeline of case studies allows this report to
reflect on two questions. First, where can a country expect
to be in relation to designing and implementing SHI in, say,
10 years? Second, as countries gain experience with SHI,
what can they expect to offer or achieve in terms of
variations in benefit design, who administers SHI, and how
providers are contracted and paid? |
| author2 |
Fraker, Andrew |
| author_facet |
Fraker, Andrew Hsiao, William C. Shaw, R. Paul |
| format |
Publications & Research :: Publication |
| author |
Hsiao, William C. Shaw, R. Paul |
| author_sort |
Hsiao, William C. |
| title |
Social Health Insurance for Developing Nations |
| title_short |
Social Health Insurance for Developing Nations |
| title_full |
Social Health Insurance for Developing Nations |
| title_fullStr |
Social Health Insurance for Developing Nations |
| title_full_unstemmed |
Social Health Insurance for Developing Nations |
| title_sort |
social health insurance for developing nations |
| publisher |
Washington, DC: World Bank |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2007/01/8517127/social-health-insurance-developing-nations http://hdl.handle.net/10986/6860 |
| _version_ |
1764398634640605184 |
| spelling |
okr-10986-68602021-04-23T14:02:26Z Social Health Insurance for Developing Nations Hsiao, William C. Shaw, R. Paul Fraker, Andrew Hanvoravongchai, Piya Jowett, Matthew Pinto, Diana Ramachandra, Sreekanth ABILITY TO PAY ACCESS TO HEALTH SERVICES ACCOUNTING ADMINISTRATIVE COSTS ADMINISTRATIVE SUPPORT ADVERSE SELECTION ANNUAL CONTRIBUTIONS APPLICABLE LAW BANKS BASIC HEALTH CARE BASIC HEALTH SERVICES BENEFICIARIES BENEFIT ENTITLEMENTS BENEFITS SCHEME BUDGET ALLOCATION CAPITAL INVESTMENTS CAPITATION CERTIFICATION CHILD HEALTH CHILD HEALTH SERVICES CHOICE OF PROVIDERS CITIES CLINICAL INFORMATION CLINICAL QUALITY CLINICS COMMODITIES COMMUNITY HEALTH COMPETITION AMONG INSURERS COMPETITION AMONG PROVIDERS COMPETITIVE INSURANCE MARKET COMPULSORY CONTRIBUTIONS CONTRIBUTION CONTRIBUTION RATE CONTRIBUTION SYSTEM CONTRIBUTIONS COST RECOVERY COST SHARING COST-EFFECTIVENESS CUSTOMER SERVICE DEATH DECISIONS DELIVERY OF HEALTH SERVICES DELIVERY SYSTEM DELIVERY SYSTEMS DETERMINATION OF ELIGIBILITY DEVELOPMENT BANK DIAGNOSIS DISABILITY DISASTERS DIVERSIFICATION DOCTORS DRUGS ECONOMIC DEVELOPMENT ECONOMIC REVIEW EMPLOYMENT ENROLLEES EQUILIBRIUM EQUITABLE ACCESS TO HEALTH CARE FAMILIES FEE-FOR-SERVICE FEE-FOR-SERVICE BASIS FINANCIAL LOSS FINANCIAL POSITION FINANCIAL RISKS FINANCIAL SUPPORT HEALTH BUDGETS HEALTH CARE HEALTH CARE COSTS HEALTH CARE DELIVERY HEALTH CARE FINANCING HEALTH CARE PROVISION HEALTH CARE REFORM HEALTH CARE SPENDING HEALTH CARE SYSTEM HEALTH CARE SYSTEMS HEALTH CENTERS HEALTH COVERAGE HEALTH ECONOMICS HEALTH EXPENDITURE HEALTH EXPENDITURES HEALTH EXPERTS HEALTH FACILITIES HEALTH FINANCING HEALTH INSURANCE HEALTH INSURANCE FUND HEALTH INSURANCE PLAN HEALTH INSURANCE PROGRAM HEALTH INSURANCE SCHEMES HEALTH INSURER HEALTH ORGANIZATION HEALTH ORGANIZATIONS HEALTH PLANS HEALTH POLICY HEALTH PROFESSIONALS HEALTH PROGRAMS HEALTH PROJECT HEALTH SECTOR HEALTH SECTOR REFORM HEALTH SERVICE HEALTH SERVICE DELIVERY HEALTH SERVICES HEALTH STATUS HEALTH SYSTEM HEALTH SYSTEMS HOSPITAL CARE HOSPITAL SERVICES HOSPITALS HOUSEHOLD EXPENDITURE HOUSEHOLD INCOME HUMAN RESOURCES HYGIENE ILLNESS IMMUNIZATION IMPERFECT INFORMATION INCOME INCOME COUNTRIES INCOME GROUP INCOME HOUSEHOLDS INCOME LEVEL INCOME LEVELS INCOMES INDUCED DEMAND INFANT MORTALITY INFANT MORTALITY RATE INFLATION INFORMAL SECTOR INFORMAL SECTOR WORKERS INFORMATION SYSTEMS INSURANCE COVERAGE INSURANCE FUNDS INSURANCE MARKETS INSURANCE PLAN INSURANCE PLANS INSURANCE POLICY INSURANCE PREMIUM INSURANCE PREMIUMS INSURANCE SYSTEMS LABOR MARKET LARGE ENTERPRISES LEGAL REMEDIES LIABILITY LOW INCOME LOW-INCOME LOW-INCOME COUNTRIES LOW-INCOME PEOPLE MANAGED CARE MANDATORY CONTRIBUTIONS MARKET CONDITIONS MARKETING MEDICAL ASSOCIATION MEDICAL BENEFITS MEDICAL CARE MEDICAL EXPENSES MEDICAL FACILITIES MEDICAL RECORDS MEDICAL SERVICES MEDICARE MINIMUM BENEFITS MORAL HAZARD MORTALITY NATIONAL HEALTH NATIONAL HEALTH EXPENDITURE NATIONAL HEALTH EXPENDITURES NATIONAL HEALTH INSURANCE NATIONAL HEALTH SPENDING NATIONAL INSURANCE NONGOVERNMENTAL ORGANIZATIONS NUTRITION PATIENT PATIENTS PHARMACIES PHYSICIANS POCKET PAYMENTS POVERTY RATE PREMIUM RATES PREPAYMENT SCHEMES PRICE RATIONING PRIMARY CARE PRIVATE HOSPITALS PRIVATE INSURANCE PRIVATE SECTOR PRIVATE SECTORS PRODUCTIVITY PROVISION OF HEALTH CARE PUBLIC EXPENDITURE PUBLIC EXPENDITURES PUBLIC HEALTH PUBLIC HEALTH SERVICES PUBLIC HOSPITAL PUBLIC HOSPITALS PUBLIC PROVIDERS PUBLIC PROVISION PUBLIC PROVISION OF INSURANCE PUBLIC SECTOR PUBLIC SPENDING PURCHASES PURCHASING POWER QUALITY OF HEALTH QUALITY OF HEALTH CARE RECURRENT COSTS REFORM OF HEALTH CARE REMEDIES RESPONSIBILITIES SALARIES SALES SMALL EMPLOYERS SOCIAL DEVELOPMENT SOCIAL HEALTH INSURANCE SOCIAL INSURANCE SOCIAL SECURITY STAKEHOLDERS TEACHING HOSPITALS WAGE WAGES WORKERS Good health is necessary for well-being but also has another critical impact: it causes poverty, in that large health expenditures can bankrupt families. Many nations are now hoping that formally mandated social health insurance (SHI), involving payroll taxes, will provide a solution. This report examines the principles, design, and practices of SHI for low and middle-income nations and the necessary conditions for its viability and sustainability, with a focus on design and implementation issues. This volume presents five country case studies to provide evidence and greater detail on key issues that arise at different stages of implementation in low-income countries. They have been selected to reflect on a continuum and timeline of operational stages, beginning with the initial design and legislation of SHI, the first phase of implementation, the expansion to cover larger segments of the population, and on up to completion, whereby SHI becomes the predominant form of health care financing in a country. Accordingly, Kenya has been selected for illustration of the design stage, Ghana for initiation, the Philippines for extension of population coverage, Colombia for SHI and reform of health care delivery, and Thailand for universal coverage and reform of health care delivery. This sequencing and implied timeline of case studies allows this report to reflect on two questions. First, where can a country expect to be in relation to designing and implementing SHI in, say, 10 years? Second, as countries gain experience with SHI, what can they expect to offer or achieve in terms of variations in benefit design, who administers SHI, and how providers are contracted and paid? 2012-06-01T15:41:46Z 2012-06-01T15:41:46Z 2007 http://documents.worldbank.org/curated/en/2007/01/8517127/social-health-insurance-developing-nations 0-8213-6949-0 http://hdl.handle.net/10986/6860 English en_US WBI Development Studies CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC: World Bank Publications & Research :: Publication Publications & Research :: Publication |