Private Voluntary Health Insurance in Development : Friend or Foe?

This volume presents findings of a World Bank review of the existing and potential role of private voluntary health insurance in low- and middle-income countries and is the third volume in a series of reviews of health care financing. Also, this vo...

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Main Authors: Preker, Alexander S., Sheffler, Richard M.
Format: Publication
Language:English
en_US
Published: Washington, DC: World Bank 2012
Subjects:
Online Access:http://documents.worldbank.org/curated/en/2007/01/7299487/private-voluntary-health-insurance-development-friend-or-foe
http://hdl.handle.net/10986/6641
id okr-10986-6641
recordtype oai_dc
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
en_US
topic ACCESS TO HEALTH CARE
ADEQUATE CARE
ADVERSE SELECTION
APPLICABLE LAW
CAPITAL REQUIREMENTS
CARE ACCESS
CHRONIC DISEASES
COLLECTION OF CONTRIBUTIONS
COMMUNITY HEALTH
COMMUNITY RATING
CONSUMERS
COST SHARING
COST-EFFECTIVENESS
DELIVERY OF HEALTH SERVICES
DEMAND FOR HEALTH
DEMAND FOR INSURANCE
DISASTERS
DRUG ADMINISTRATION
FAMILIES
FEASIBILITY STUDIES
FINANCIAL CONSEQUENCES
FINANCIAL IMPACT
FINANCIAL MARKETS
FINANCIAL PROTECTION
FINANCIAL REPORTING
FINANCIAL RESOURCES
FINANCIAL RISK
FINANCING HEALTH CARE
FORMAL LABOR MARKET
GROUP INSURANCE
HEALTH CARE
HEALTH CARE FINANCING
HEALTH CARE INSURANCE
HEALTH CARE SYSTEM
HEALTH ECONOMICS
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH INSURANCE COVERAGE
HEALTH INSURANCE INDUSTRY
HEALTH INSURANCE MARKET
HEALTH INSURANCE MARKETS
HEALTH INSURANCE PLANS
HEALTH INSURANCE REGULATION
HEALTH INSURANCE SCHEMES
HEALTH INSURANCE SYSTEM
HEALTH INSURERS
HEALTH MAINTENANCE
HEALTH PLAN
HEALTH PLAN EMPLOYER DATA
HEALTH PLANS
HEALTH SECTOR
HEALTH SERVICE PROVIDERS
HEALTH SERVICES
HEALTH SPENDING
HEALTH SYSTEM
HEALTH SYSTEMS
HEALTHCARE
HOSPITALS
INCOME HOUSEHOLDS
INFLATION
INFORMAL SECTOR
INFORMAL SECTOR WORKERS
INSURANCE ARRANGEMENTS
INSURANCE EXPENDITURES
INSURANCE MARKETS
INSURANCE REGULATIONS
INSURANCE RESERVES
INSURANCE SYSTEMS
INSURERS
INTERNATIONAL FINANCE
INTERNATIONAL ORGANIZATIONS
LIBERALIZATION
LOW-INCOME COUNTRIES
MARKET FAILURES
MEDICAL ASSOCIATION
MEDICAL INSURANCE
MEDICAL SYSTEM
MEDICAL TECHNOLOGY
MIDDLE EAST
MORAL HAZARD
MORBIDITY
MORTALITY
NATIONAL HEALTH
NATIONAL HEALTH SERVICE
NORTH AFRICA
NUTRITION
POCKET PAYMENT
POCKET PAYMENTS
PREMIUMS
PREPAYMENT SCHEMES
PRIVATE HEALTH INSURANCE
PRIVATE INSURANCE
PRIVATE INSURANCE MARKETS
PRIVATE INSURERS
PRIVATE SECTOR
PRIVATE SPENDING
PROGRAMS
PUBLIC EXPENDITURE
PUBLIC HEALTH
PUBLIC HEALTH CARE
PUBLIC HEALTH INSURANCE
PUBLIC HOSPITALS
PUBLIC INSURANCE
PUBLIC SECTOR
RATES
REGULATORY FRAMEWORK
REINSURANCE
RISK AVERSION
RISK MANAGEMENT
RISK SHARING
SAVINGS
SLUMS
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL HEALTH INSURANCE
SOCIAL INSURANCE
SOCIAL INSURANCE SYSTEMS
SOLVENCY
SOLVENCY REQUIREMENTS
SUB-SAHARAN AFRICA
SURGERY
WALKING
WESTERN EUROPE
WORKERS
spellingShingle ACCESS TO HEALTH CARE
ADEQUATE CARE
ADVERSE SELECTION
APPLICABLE LAW
CAPITAL REQUIREMENTS
CARE ACCESS
CHRONIC DISEASES
COLLECTION OF CONTRIBUTIONS
COMMUNITY HEALTH
COMMUNITY RATING
CONSUMERS
COST SHARING
COST-EFFECTIVENESS
DELIVERY OF HEALTH SERVICES
DEMAND FOR HEALTH
DEMAND FOR INSURANCE
DISASTERS
DRUG ADMINISTRATION
FAMILIES
FEASIBILITY STUDIES
FINANCIAL CONSEQUENCES
FINANCIAL IMPACT
FINANCIAL MARKETS
FINANCIAL PROTECTION
FINANCIAL REPORTING
FINANCIAL RESOURCES
FINANCIAL RISK
FINANCING HEALTH CARE
FORMAL LABOR MARKET
GROUP INSURANCE
HEALTH CARE
HEALTH CARE FINANCING
HEALTH CARE INSURANCE
HEALTH CARE SYSTEM
HEALTH ECONOMICS
HEALTH EXPENDITURE
HEALTH EXPENDITURES
HEALTH FINANCING
HEALTH INSURANCE
HEALTH INSURANCE COVERAGE
HEALTH INSURANCE INDUSTRY
HEALTH INSURANCE MARKET
HEALTH INSURANCE MARKETS
HEALTH INSURANCE PLANS
HEALTH INSURANCE REGULATION
HEALTH INSURANCE SCHEMES
HEALTH INSURANCE SYSTEM
HEALTH INSURERS
HEALTH MAINTENANCE
HEALTH PLAN
HEALTH PLAN EMPLOYER DATA
HEALTH PLANS
HEALTH SECTOR
HEALTH SERVICE PROVIDERS
HEALTH SERVICES
HEALTH SPENDING
HEALTH SYSTEM
HEALTH SYSTEMS
HEALTHCARE
HOSPITALS
INCOME HOUSEHOLDS
INFLATION
INFORMAL SECTOR
INFORMAL SECTOR WORKERS
INSURANCE ARRANGEMENTS
INSURANCE EXPENDITURES
INSURANCE MARKETS
INSURANCE REGULATIONS
INSURANCE RESERVES
INSURANCE SYSTEMS
INSURERS
INTERNATIONAL FINANCE
INTERNATIONAL ORGANIZATIONS
LIBERALIZATION
LOW-INCOME COUNTRIES
MARKET FAILURES
MEDICAL ASSOCIATION
MEDICAL INSURANCE
MEDICAL SYSTEM
MEDICAL TECHNOLOGY
MIDDLE EAST
MORAL HAZARD
MORBIDITY
MORTALITY
NATIONAL HEALTH
NATIONAL HEALTH SERVICE
NORTH AFRICA
NUTRITION
POCKET PAYMENT
POCKET PAYMENTS
PREMIUMS
PREPAYMENT SCHEMES
PRIVATE HEALTH INSURANCE
PRIVATE INSURANCE
PRIVATE INSURANCE MARKETS
PRIVATE INSURERS
PRIVATE SECTOR
PRIVATE SPENDING
PROGRAMS
PUBLIC EXPENDITURE
PUBLIC HEALTH
PUBLIC HEALTH CARE
PUBLIC HEALTH INSURANCE
PUBLIC HOSPITALS
PUBLIC INSURANCE
PUBLIC SECTOR
RATES
REGULATORY FRAMEWORK
REINSURANCE
RISK AVERSION
RISK MANAGEMENT
RISK SHARING
SAVINGS
SLUMS
SOCIAL CAPITAL
SOCIAL EXCLUSION
SOCIAL HEALTH INSURANCE
SOCIAL INSURANCE
SOCIAL INSURANCE SYSTEMS
SOLVENCY
SOLVENCY REQUIREMENTS
SUB-SAHARAN AFRICA
SURGERY
WALKING
WESTERN EUROPE
WORKERS
Preker, Alexander S.
Sheffler, Richard M.
Preker, Alexander S.
Private Voluntary Health Insurance in Development : Friend or Foe?
description This volume presents findings of a World Bank review of the existing and potential role of private voluntary health insurance in low- and middle-income countries and is the third volume in a series of reviews of health care financing. Also, this volume is about managing risk. Not the risk of national or man-made disasters but the risk of illness. The developing world is plagued by many of the historical scourges of poverty: infectious disease, disability, and premature death. As countries pass through demographic and epidemiological transition, they face a new wave of health challenges from chronic diseases and accidents. In this respect, illness has both a predictable and an unpredictable dimension. Contributors to this volume emphasize that the public sector has an important role to play in the health sector, but they demonstrate that the private sector also plays a role in a context in which private spending and delivery of health services often composes 80 percent of total health expenditure. Managing risks in the private sector begins at the household level. Private voluntary health insurance is merely an extension of such nongovernmental ways to deal with the risk of illness and its impoverishing effects in low- and middle-income countries. The authors examine frameworks for analyzing health financing and health insurance. They conclude that most studies are hampered by lack of data on the impact of private voluntary health insurance on broad social goals, such as financial protection. They find no overall consensus on the impact of voluntary health insurance on public health activities or on the quality, innovation, and efficiency of personal health services.
author2 Preker, Alexander S.
author_facet Preker, Alexander S.
Preker, Alexander S.
Sheffler, Richard M.
Preker, Alexander S.
format Publications & Research :: Publication
author Preker, Alexander S.
Sheffler, Richard M.
Preker, Alexander S.
author_sort Preker, Alexander S.
title Private Voluntary Health Insurance in Development : Friend or Foe?
title_short Private Voluntary Health Insurance in Development : Friend or Foe?
title_full Private Voluntary Health Insurance in Development : Friend or Foe?
title_fullStr Private Voluntary Health Insurance in Development : Friend or Foe?
title_full_unstemmed Private Voluntary Health Insurance in Development : Friend or Foe?
title_sort private voluntary health insurance in development : friend or foe?
publisher Washington, DC: World Bank
publishDate 2012
url http://documents.worldbank.org/curated/en/2007/01/7299487/private-voluntary-health-insurance-development-friend-or-foe
http://hdl.handle.net/10986/6641
_version_ 1764398236517269504
spelling okr-10986-66412021-04-23T14:02:26Z Private Voluntary Health Insurance in Development : Friend or Foe? Preker, Alexander S. Sheffler, Richard M. Preker, Alexander S. Preker, Alexander S. Sheffler, Richard M. Bassett, Mark C. ACCESS TO HEALTH CARE ADEQUATE CARE ADVERSE SELECTION APPLICABLE LAW CAPITAL REQUIREMENTS CARE ACCESS CHRONIC DISEASES COLLECTION OF CONTRIBUTIONS COMMUNITY HEALTH COMMUNITY RATING CONSUMERS COST SHARING COST-EFFECTIVENESS DELIVERY OF HEALTH SERVICES DEMAND FOR HEALTH DEMAND FOR INSURANCE DISASTERS DRUG ADMINISTRATION FAMILIES FEASIBILITY STUDIES FINANCIAL CONSEQUENCES FINANCIAL IMPACT FINANCIAL MARKETS FINANCIAL PROTECTION FINANCIAL REPORTING FINANCIAL RESOURCES FINANCIAL RISK FINANCING HEALTH CARE FORMAL LABOR MARKET GROUP INSURANCE HEALTH CARE HEALTH CARE FINANCING HEALTH CARE INSURANCE HEALTH CARE SYSTEM HEALTH ECONOMICS HEALTH EXPENDITURE HEALTH EXPENDITURES HEALTH FINANCING HEALTH INSURANCE HEALTH INSURANCE COVERAGE HEALTH INSURANCE INDUSTRY HEALTH INSURANCE MARKET HEALTH INSURANCE MARKETS HEALTH INSURANCE PLANS HEALTH INSURANCE REGULATION HEALTH INSURANCE SCHEMES HEALTH INSURANCE SYSTEM HEALTH INSURERS HEALTH MAINTENANCE HEALTH PLAN HEALTH PLAN EMPLOYER DATA HEALTH PLANS HEALTH SECTOR HEALTH SERVICE PROVIDERS HEALTH SERVICES HEALTH SPENDING HEALTH SYSTEM HEALTH SYSTEMS HEALTHCARE HOSPITALS INCOME HOUSEHOLDS INFLATION INFORMAL SECTOR INFORMAL SECTOR WORKERS INSURANCE ARRANGEMENTS INSURANCE EXPENDITURES INSURANCE MARKETS INSURANCE REGULATIONS INSURANCE RESERVES INSURANCE SYSTEMS INSURERS INTERNATIONAL FINANCE INTERNATIONAL ORGANIZATIONS LIBERALIZATION LOW-INCOME COUNTRIES MARKET FAILURES MEDICAL ASSOCIATION MEDICAL INSURANCE MEDICAL SYSTEM MEDICAL TECHNOLOGY MIDDLE EAST MORAL HAZARD MORBIDITY MORTALITY NATIONAL HEALTH NATIONAL HEALTH SERVICE NORTH AFRICA NUTRITION POCKET PAYMENT POCKET PAYMENTS PREMIUMS PREPAYMENT SCHEMES PRIVATE HEALTH INSURANCE PRIVATE INSURANCE PRIVATE INSURANCE MARKETS PRIVATE INSURERS PRIVATE SECTOR PRIVATE SPENDING PROGRAMS PUBLIC EXPENDITURE PUBLIC HEALTH PUBLIC HEALTH CARE PUBLIC HEALTH INSURANCE PUBLIC HOSPITALS PUBLIC INSURANCE PUBLIC SECTOR RATES REGULATORY FRAMEWORK REINSURANCE RISK AVERSION RISK MANAGEMENT RISK SHARING SAVINGS SLUMS SOCIAL CAPITAL SOCIAL EXCLUSION SOCIAL HEALTH INSURANCE SOCIAL INSURANCE SOCIAL INSURANCE SYSTEMS SOLVENCY SOLVENCY REQUIREMENTS SUB-SAHARAN AFRICA SURGERY WALKING WESTERN EUROPE WORKERS This volume presents findings of a World Bank review of the existing and potential role of private voluntary health insurance in low- and middle-income countries and is the third volume in a series of reviews of health care financing. Also, this volume is about managing risk. Not the risk of national or man-made disasters but the risk of illness. The developing world is plagued by many of the historical scourges of poverty: infectious disease, disability, and premature death. As countries pass through demographic and epidemiological transition, they face a new wave of health challenges from chronic diseases and accidents. In this respect, illness has both a predictable and an unpredictable dimension. Contributors to this volume emphasize that the public sector has an important role to play in the health sector, but they demonstrate that the private sector also plays a role in a context in which private spending and delivery of health services often composes 80 percent of total health expenditure. Managing risks in the private sector begins at the household level. Private voluntary health insurance is merely an extension of such nongovernmental ways to deal with the risk of illness and its impoverishing effects in low- and middle-income countries. The authors examine frameworks for analyzing health financing and health insurance. They conclude that most studies are hampered by lack of data on the impact of private voluntary health insurance on broad social goals, such as financial protection. They find no overall consensus on the impact of voluntary health insurance on public health activities or on the quality, innovation, and efficiency of personal health services. 2012-05-30T14:19:20Z 2012-05-30T14:19:20Z 2007 http://documents.worldbank.org/curated/en/2007/01/7299487/private-voluntary-health-insurance-development-friend-or-foe 0-8213-6619-X http://hdl.handle.net/10986/6641 English en_US CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank Washington, DC: World Bank Publications & Research :: Publication Publications & Research :: Publication