How Does Geographic Distance Affect Credit Market Access in Niger?
Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels...
| Main Authors: | , |
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| Format: | Policy Research Working Paper |
| Language: | English |
| Published: |
World Bank, Washington, DC
2012
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| Online Access: | http://documents.worldbank.org/curated/en/2008/11/10002177/geographic-distance-affect-credit-market-access-niger http://hdl.handle.net/10986/6388 |
| Summary: | Distances involved in accessing basic
services can constitute a major barrier to development. This
paper analyzes the relationship between the distance
separating households from microfinance institutions'
offices in Niger, and the low levels of development and
performance of the microfinance sector in the country. To
cope with the effects of geographical distance, microfinance
institutions adapt their policies through more restrictive
loan conditions, higher interest rates, and more intensive
screening. The authors to discuss the tension between access
and sustainability in the context of financial services for
the poor. |
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