Albania : Access to Finance for Enterprise Sector
This report was prepared in close collaboration with the Bank of Albania. This report focused on trade, services, and agriculture; however, the limited scope of their operations still leaves a potentially large unmet demand for credit in agricultur...
| Main Author: | |
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| Format: | Other Financial Sector Study |
| Language: | English |
| Published: |
World Bank, Washington, DC
2012
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| Subjects: | |
| Online Access: | http://documents.worldbank.org/curated/en/2007/06/9390502/albania-access-finance-enterprise-sector http://hdl.handle.net/10986/6287 |
| id |
okr-10986-6287 |
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| recordtype |
oai_dc |
| repository_type |
Digital Repository |
| institution_category |
Foreign Institution |
| institution |
Digital Repositories |
| building |
World Bank Open Knowledge Repository |
| collection |
World Bank |
| language |
English |
| topic |
ACCESS TO BANK LOANS ACCESS TO CAPITAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESSIBILITY ACCOUNTING AGRICULTURAL ACTIVITIES AGRICULTURAL SECTOR ANTI-MONEY LAUNDERING ATM NETWORK BALANCE SHEET BANK BRANCHES BANK COMPETITION BANK CREDIT BANK LENDING BANK LOAN BANKING SECTOR BANKING SERVICES BANKING SYSTEM BANKS BORROWER BORROWING BUSINESS DEVELOPMENT CAPITAL LOANS CAPITAL MARKET CAPITAL REQUIREMENTS CASH FLOWS CC COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS CONSTRAINTS ON ACCESS CONSUMER PROTECTION CORPORATE BORROWERS CORRUPTION COST OF CREDIT CREDIT ALLOCATION CREDIT ASSOCIATIONS CREDIT BANK CREDIT BUREAU CREDIT BUREAUS CREDIT CARD CREDIT CARDS CREDIT DECISION CREDIT DECISIONS CREDIT GUARANTEE CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT INSTITUTION CREDIT PORTFOLIO CREDIT PORTFOLIOS CREDIT PROCESSES CREDIT PRODUCTS CREDIT REGISTRIES CREDIT REGISTRY CREDIT RISK CREDIT RISKS CREDIT UNION CREDIT UNIONS CREDITOR CREDITORS DEBIT CARDS DEBT DEBT INSTRUMENTS DEDUCTIBLE DEMAND FOR CREDIT DEPOSIT DEPOSIT INSURANCE DEPOSITORS DEPOSITS DEVELOPMENT BANK DIVERSIFICATION DONOR FUNDING DONOR SUPPORT E-BANKING EARNINGS EARNINGS EQUITY ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIES OF SCALE ELECTRONIC BANKING ELECTRONIC PAYMENTS EMPLOYEE ENTREPRENEURS EQUAL TREATMENT EQUITY CAPITAL EXCHANGE RATE EXCHANGE RATES EXTERNAL FINANCING FACTORING FAMILIES FAMILY FARMS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENT FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LEASING FINANCIAL MARKET FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SELF-SUSTAINABILITY FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCING NEEDS FISCAL DEFICIT FIXED ASSETS FOREIGN CURRENCY FORMAL BANK FORMAL BANKING FORMAL ECONOMY FORMAL FINANCIAL INSTITUTIONS FUNDING SOURCES GROUP LOANS GROUPS OF BORROWERS GUARANTEE AGENCY GUARANTEE SCHEMES HOUSEHOLDS HUMAN CAPITAL IMMOVABLE PROPERTY INFLATION INFLATION RATES INFORMAL ECONOMY INFORMAL FINANCE INFORMAL FINANCING INFORMATION SYSTEMS INFORMATION TECHNOLOGY INSTITUTIONAL CAPACITY INSTITUTIONAL DEVELOPMENT INSTITUTIONAL INVESTORS INSTITUTIONAL REFORMS INSURANCE PENETRATION INTEREST RATE INTEREST RATES INTERNAL FINANCE INTERNAL FINANCING INTERNATIONAL FINANCE INVESTMENT BANK LAND MARKET LAND OWNERSHIP LAND REGISTRATION LAWS LEGAL AUTHORITY LEGAL FRAMEWORK LENDER LENDERS LIMITED CREDIT HISTORY LIQUID ASSETS LOAN LOAN CONTRACTS LOAN PORTFOLIO LOAN PORTFOLIOS LOAN PRODUCTS LOAN SIZE LOAN TERM MANAGEMENT INFORMATION SYSTEMS MARKET DEVELOPMENTS MFI MFIS MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTIONS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LOANS MORAL HAZARD MORTGAGE MORTGAGE LOANS MORTGAGES NATIONAL BANK NEW BUSINESS NEW MARKET NEW MARKETS NONBANK FINANCIAL INSTITUTIONS OUTREACH OUTSTANDING LOAN OUTSTANDING LOANS PAYMENT SERVICES PAYMENTS INFRASTRUCTURE POINT OF SALE PRIVATIZATION PRODUCTIVITY PROFITABILITY PUBLIC CREDIT REAL ESTATE REAL SECTOR REGULATORY POLICIES REMITTANCE REMITTANCES RENTAL PAYMENTS RISK MANAGEMENT RURAL CREDIT SAVINGS SAVINGS BANK SAVINGS INSTITUTION SECURITIES SELF-EMPLOYMENT SMALL ENTERPRISES SMALL FARMERS SMALL LOAN SMALL LOANS START-UP START-UP CAPITAL SUPPLY OF CREDIT TAX EXEMPTIONS TECHNICAL ASSISTANCE TERM CREDIT TERMS OF LOAN TRADE CREDIT TREASURY BILL TREASURY BILLS UMBRELLA ORGANIZATION UMBRELLA ORGANIZATIONS UNEMPLOYMENT UNION URBAN AREAS URBAN CREDIT VILLAGES WORKING CAPITAL |
| spellingShingle |
ACCESS TO BANK LOANS ACCESS TO CAPITAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESSIBILITY ACCOUNTING AGRICULTURAL ACTIVITIES AGRICULTURAL SECTOR ANTI-MONEY LAUNDERING ATM NETWORK BALANCE SHEET BANK BRANCHES BANK COMPETITION BANK CREDIT BANK LENDING BANK LOAN BANKING SECTOR BANKING SERVICES BANKING SYSTEM BANKS BORROWER BORROWING BUSINESS DEVELOPMENT CAPITAL LOANS CAPITAL MARKET CAPITAL REQUIREMENTS CASH FLOWS CC COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS CONSTRAINTS ON ACCESS CONSUMER PROTECTION CORPORATE BORROWERS CORRUPTION COST OF CREDIT CREDIT ALLOCATION CREDIT ASSOCIATIONS CREDIT BANK CREDIT BUREAU CREDIT BUREAUS CREDIT CARD CREDIT CARDS CREDIT DECISION CREDIT DECISIONS CREDIT GUARANTEE CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT INSTITUTION CREDIT PORTFOLIO CREDIT PORTFOLIOS CREDIT PROCESSES CREDIT PRODUCTS CREDIT REGISTRIES CREDIT REGISTRY CREDIT RISK CREDIT RISKS CREDIT UNION CREDIT UNIONS CREDITOR CREDITORS DEBIT CARDS DEBT DEBT INSTRUMENTS DEDUCTIBLE DEMAND FOR CREDIT DEPOSIT DEPOSIT INSURANCE DEPOSITORS DEPOSITS DEVELOPMENT BANK DIVERSIFICATION DONOR FUNDING DONOR SUPPORT E-BANKING EARNINGS EARNINGS EQUITY ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIES OF SCALE ELECTRONIC BANKING ELECTRONIC PAYMENTS EMPLOYEE ENTREPRENEURS EQUAL TREATMENT EQUITY CAPITAL EXCHANGE RATE EXCHANGE RATES EXTERNAL FINANCING FACTORING FAMILIES FAMILY FARMS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENT FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LEASING FINANCIAL MARKET FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SELF-SUSTAINABILITY FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCING NEEDS FISCAL DEFICIT FIXED ASSETS FOREIGN CURRENCY FORMAL BANK FORMAL BANKING FORMAL ECONOMY FORMAL FINANCIAL INSTITUTIONS FUNDING SOURCES GROUP LOANS GROUPS OF BORROWERS GUARANTEE AGENCY GUARANTEE SCHEMES HOUSEHOLDS HUMAN CAPITAL IMMOVABLE PROPERTY INFLATION INFLATION RATES INFORMAL ECONOMY INFORMAL FINANCE INFORMAL FINANCING INFORMATION SYSTEMS INFORMATION TECHNOLOGY INSTITUTIONAL CAPACITY INSTITUTIONAL DEVELOPMENT INSTITUTIONAL INVESTORS INSTITUTIONAL REFORMS INSURANCE PENETRATION INTEREST RATE INTEREST RATES INTERNAL FINANCE INTERNAL FINANCING INTERNATIONAL FINANCE INVESTMENT BANK LAND MARKET LAND OWNERSHIP LAND REGISTRATION LAWS LEGAL AUTHORITY LEGAL FRAMEWORK LENDER LENDERS LIMITED CREDIT HISTORY LIQUID ASSETS LOAN LOAN CONTRACTS LOAN PORTFOLIO LOAN PORTFOLIOS LOAN PRODUCTS LOAN SIZE LOAN TERM MANAGEMENT INFORMATION SYSTEMS MARKET DEVELOPMENTS MFI MFIS MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTIONS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LOANS MORAL HAZARD MORTGAGE MORTGAGE LOANS MORTGAGES NATIONAL BANK NEW BUSINESS NEW MARKET NEW MARKETS NONBANK FINANCIAL INSTITUTIONS OUTREACH OUTSTANDING LOAN OUTSTANDING LOANS PAYMENT SERVICES PAYMENTS INFRASTRUCTURE POINT OF SALE PRIVATIZATION PRODUCTIVITY PROFITABILITY PUBLIC CREDIT REAL ESTATE REAL SECTOR REGULATORY POLICIES REMITTANCE REMITTANCES RENTAL PAYMENTS RISK MANAGEMENT RURAL CREDIT SAVINGS SAVINGS BANK SAVINGS INSTITUTION SECURITIES SELF-EMPLOYMENT SMALL ENTERPRISES SMALL FARMERS SMALL LOAN SMALL LOANS START-UP START-UP CAPITAL SUPPLY OF CREDIT TAX EXEMPTIONS TECHNICAL ASSISTANCE TERM CREDIT TERMS OF LOAN TRADE CREDIT TREASURY BILL TREASURY BILLS UMBRELLA ORGANIZATION UMBRELLA ORGANIZATIONS UNEMPLOYMENT UNION URBAN AREAS URBAN CREDIT VILLAGES WORKING CAPITAL World Bank Albania : Access to Finance for Enterprise Sector |
| geographic_facet |
Europe and Central Asia Europe Eastern Europe Albania |
| description |
This report was prepared in close
collaboration with the Bank of Albania. This report focused
on trade, services, and agriculture; however, the limited
scope of their operations still leaves a potentially large
unmet demand for credit in agriculture. This report focuses
on problems related to the operation of Immovable Property
Registry System (IPRS) and other institutions and the
formalization of property rights and inscription of
mortgages. This study believes the reform with most optimum
impact on sustainable credit growth will be focused on (i)
improving the quality, breadth, and depth of financial
intermediation, (ii) growth and development of credit unions
and microfinance institutions, and (iii) facilitate the
development of new instruments. The authorities will also
focus on implementing reforms to become compliant with
Financial Action Task Force (FATF) recommendation. |
| format |
Economic & Sector Work :: Other Financial Sector Study |
| author |
World Bank |
| author_facet |
World Bank |
| author_sort |
World Bank |
| title |
Albania : Access to Finance for Enterprise Sector |
| title_short |
Albania : Access to Finance for Enterprise Sector |
| title_full |
Albania : Access to Finance for Enterprise Sector |
| title_fullStr |
Albania : Access to Finance for Enterprise Sector |
| title_full_unstemmed |
Albania : Access to Finance for Enterprise Sector |
| title_sort |
albania : access to finance for enterprise sector |
| publisher |
World Bank, Washington, DC |
| publishDate |
2012 |
| url |
http://documents.worldbank.org/curated/en/2007/06/9390502/albania-access-finance-enterprise-sector http://hdl.handle.net/10986/6287 |
| _version_ |
1764404465072340992 |
| spelling |
okr-10986-62872021-04-23T14:02:38Z Albania : Access to Finance for Enterprise Sector World Bank ACCESS TO BANK LOANS ACCESS TO CAPITAL ACCESS TO CREDIT ACCESS TO FINANCE ACCESSIBILITY ACCOUNTING AGRICULTURAL ACTIVITIES AGRICULTURAL SECTOR ANTI-MONEY LAUNDERING ATM NETWORK BALANCE SHEET BANK BRANCHES BANK COMPETITION BANK CREDIT BANK LENDING BANK LOAN BANKING SECTOR BANKING SERVICES BANKING SYSTEM BANKS BORROWER BORROWING BUSINESS DEVELOPMENT CAPITAL LOANS CAPITAL MARKET CAPITAL REQUIREMENTS CASH FLOWS CC COLLATERAL COLLATERAL REQUIREMENTS COMMERCIAL BANK COMMERCIAL BANKS CONSTRAINTS ON ACCESS CONSUMER PROTECTION CORPORATE BORROWERS CORRUPTION COST OF CREDIT CREDIT ALLOCATION CREDIT ASSOCIATIONS CREDIT BANK CREDIT BUREAU CREDIT BUREAUS CREDIT CARD CREDIT CARDS CREDIT DECISION CREDIT DECISIONS CREDIT GUARANTEE CREDIT INFORMATION CREDIT INFORMATION BUREAU CREDIT INSTITUTION CREDIT PORTFOLIO CREDIT PORTFOLIOS CREDIT PROCESSES CREDIT PRODUCTS CREDIT REGISTRIES CREDIT REGISTRY CREDIT RISK CREDIT RISKS CREDIT UNION CREDIT UNIONS CREDITOR CREDITORS DEBIT CARDS DEBT DEBT INSTRUMENTS DEDUCTIBLE DEMAND FOR CREDIT DEPOSIT DEPOSIT INSURANCE DEPOSITORS DEPOSITS DEVELOPMENT BANK DIVERSIFICATION DONOR FUNDING DONOR SUPPORT E-BANKING EARNINGS EARNINGS EQUITY ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC GROWTH ECONOMIES OF SCALE ELECTRONIC BANKING ELECTRONIC PAYMENTS EMPLOYEE ENTREPRENEURS EQUAL TREATMENT EQUITY CAPITAL EXCHANGE RATE EXCHANGE RATES EXTERNAL FINANCING FACTORING FAMILIES FAMILY FARMS FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL INSTRUMENT FINANCIAL INSTRUMENTS FINANCIAL INTERMEDIARIES FINANCIAL INTERMEDIATION FINANCIAL LEASING FINANCIAL MARKET FINANCIAL NEEDS FINANCIAL PRODUCTS FINANCIAL SECTOR ASSESSMENT FINANCIAL SECTOR DEVELOPMENT FINANCIAL SELF-SUSTAINABILITY FINANCIAL SERVICES FINANCIAL SUPPORT FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCING NEEDS FISCAL DEFICIT FIXED ASSETS FOREIGN CURRENCY FORMAL BANK FORMAL BANKING FORMAL ECONOMY FORMAL FINANCIAL INSTITUTIONS FUNDING SOURCES GROUP LOANS GROUPS OF BORROWERS GUARANTEE AGENCY GUARANTEE SCHEMES HOUSEHOLDS HUMAN CAPITAL IMMOVABLE PROPERTY INFLATION INFLATION RATES INFORMAL ECONOMY INFORMAL FINANCE INFORMAL FINANCING INFORMATION SYSTEMS INFORMATION TECHNOLOGY INSTITUTIONAL CAPACITY INSTITUTIONAL DEVELOPMENT INSTITUTIONAL INVESTORS INSTITUTIONAL REFORMS INSURANCE PENETRATION INTEREST RATE INTEREST RATES INTERNAL FINANCE INTERNAL FINANCING INTERNATIONAL FINANCE INVESTMENT BANK LAND MARKET LAND OWNERSHIP LAND REGISTRATION LAWS LEGAL AUTHORITY LEGAL FRAMEWORK LENDER LENDERS LIMITED CREDIT HISTORY LIQUID ASSETS LOAN LOAN CONTRACTS LOAN PORTFOLIO LOAN PORTFOLIOS LOAN PRODUCTS LOAN SIZE LOAN TERM MANAGEMENT INFORMATION SYSTEMS MARKET DEVELOPMENTS MFI MFIS MICRO-CREDIT MICRO-FINANCE MICRO-FINANCE INSTITUTIONS MICROCREDIT MICROFINANCE MICROFINANCE INSTITUTIONS MICROFINANCE LOANS MORAL HAZARD MORTGAGE MORTGAGE LOANS MORTGAGES NATIONAL BANK NEW BUSINESS NEW MARKET NEW MARKETS NONBANK FINANCIAL INSTITUTIONS OUTREACH OUTSTANDING LOAN OUTSTANDING LOANS PAYMENT SERVICES PAYMENTS INFRASTRUCTURE POINT OF SALE PRIVATIZATION PRODUCTIVITY PROFITABILITY PUBLIC CREDIT REAL ESTATE REAL SECTOR REGULATORY POLICIES REMITTANCE REMITTANCES RENTAL PAYMENTS RISK MANAGEMENT RURAL CREDIT SAVINGS SAVINGS BANK SAVINGS INSTITUTION SECURITIES SELF-EMPLOYMENT SMALL ENTERPRISES SMALL FARMERS SMALL LOAN SMALL LOANS START-UP START-UP CAPITAL SUPPLY OF CREDIT TAX EXEMPTIONS TECHNICAL ASSISTANCE TERM CREDIT TERMS OF LOAN TRADE CREDIT TREASURY BILL TREASURY BILLS UMBRELLA ORGANIZATION UMBRELLA ORGANIZATIONS UNEMPLOYMENT UNION URBAN AREAS URBAN CREDIT VILLAGES WORKING CAPITAL This report was prepared in close collaboration with the Bank of Albania. This report focused on trade, services, and agriculture; however, the limited scope of their operations still leaves a potentially large unmet demand for credit in agriculture. This report focuses on problems related to the operation of Immovable Property Registry System (IPRS) and other institutions and the formalization of property rights and inscription of mortgages. This study believes the reform with most optimum impact on sustainable credit growth will be focused on (i) improving the quality, breadth, and depth of financial intermediation, (ii) growth and development of credit unions and microfinance institutions, and (iii) facilitate the development of new instruments. The authorities will also focus on implementing reforms to become compliant with Financial Action Task Force (FATF) recommendation. 2012-05-21T15:45:30Z 2012-05-21T15:45:30Z 2007-06-29 http://documents.worldbank.org/curated/en/2007/06/9390502/albania-access-finance-enterprise-sector http://hdl.handle.net/10986/6287 English CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank World Bank, Washington, DC Economic & Sector Work :: Other Financial Sector Study Economic & Sector Work Europe and Central Asia Europe Eastern Europe Albania |