Economic and Social Impacts of Self-help Groups in India

Although there has been considerable recent interest in micro-credit programs, rigorous evidence on the impacts of forming self-help groups to mobilize savings and foster social empowerment at the local level is virtually non-existent, despite a la...

Full description

Bibliographic Details
Main Authors:	Deininger, Klaus, Liu, Yanyan
Format:	Policy Research Working Paper
Language:	English
Published:	2012
Subjects:	ACCESS TO BANK LOANS ACCESS TO CREDIT ACCESS TO INFORMATION ACCESS TO SAVINGS ACCOUNTABILITY AGRICULTURAL INCOME ASSET ACCUMULATION BANK LOAN BANK LOANS CAPACITY BUILDING CAPITAL INJECTION CAPITAL STOCK CHECKS COLLABORATION COMMERCIAL BANK COMMUNITIES COMMUNITY ACTIVISTS COMMUNITY CENTER COMMUNITY DRIVEN DEVELOPMENT CONSUMER CONTROL GROUPS CORRUPTION COUNTERFACTUAL CREDIT ACCESS CREDIT PROGRAMS CROP FAILURES DATA COLLECTION DEPOSIT DESCRIPTION DESCRIPTIVE STATISTICS DISCRIMINATORY PRACTICES DISTRICTS DIVERSIFICATION DPIP DROUGHT DROUGHTS ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC EMPOWERMENT ECONOMIC OPPORTUNITIES ECONOMIES OF SCALE EDUCATIONAL ATTAINMENT ENDOWMENTS EQUALITY EXPENDITURES EXPLOITATION FEMALE FEMALES FIGURES FINANCIAL BENEFITS GENDER HOUSEHOLDS HOUSING HUMAN CAPITAL HUSBAND IMPACT EVALUATION INCOME SOURCES INCREASE IN INCOME INCREASE IN INCOMES INSTITUTIONAL DEVELOPMENT INSURANCE INTENDED BENEFICIARIES INTERNATIONAL BANK INTERVENTION INTERVENTIONS JOB TRAINING KEY BENEFIT KEY BENEFITS LAND OWNERSHIP LENDING PORTFOLIO LEVELS OF ACCESS LITERACY LOAN REPAYMENT LOAN SIZE LOCAL CAPACITY LOCAL GROUPS LOWER INCOME MARKETING MATCHING METHODS MICRO-CREDIT MICRO-FINANCE MOBILIZATION NGO NUTRITION OUTCOME INDICATORS OUTREACH PARTICIPATORY DEVELOPMENT PER CAPITA INCOME POVERTY ALLEVIATION POVERTY REDUCTION PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM IMPLEMENTATION PUBLIC ECONOMICS PUBLIC SAFETY QUESTIONNAIRE QUESTIONNAIRES RECEIPT RECONSTRUCTION RELIGIOUS GROUP REPAYMENT SAFETY NET SAFETY NETS SALES SAMPLE SIZE SAVINGS SELF-EMPLOYMENT SELF-HELP SERVICE DELIVERY SERVICE QUALITY SHG SOCIAL CAPITAL SOCIAL COHESION SOCIAL EMPOWERMENT SOCIAL EXCLUSION START-UP TARGET GROUP TARGET GROUPS TARGETING THRIFT TREATMENT EFFECTS URBAN DEVELOPMENT VILLAGE VILLAGE CHARACTERISTICS VILLAGE CONDITIONS VILLAGE LEVEL VILLAGE MEETINGS VILLAGES WAGES WOMAN
Online Access:	http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20090330103344 http://hdl.handle.net/10986/4079

id	okr-10986-4079
recordtype	oai_dc
spelling	okr-10986-40792021-04-23T14:02:15Z Economic and Social Impacts of Self-help Groups in India Deininger, Klaus Liu, Yanyan ACCESS TO BANK LOANS ACCESS TO CREDIT ACCESS TO INFORMATION ACCESS TO SAVINGS ACCOUNTABILITY AGRICULTURAL INCOME ASSET ACCUMULATION BANK LOAN BANK LOANS CAPACITY BUILDING CAPITAL INJECTION CAPITAL STOCK CHECKS COLLABORATION COMMERCIAL BANK COMMUNITIES COMMUNITY ACTIVISTS COMMUNITY CENTER COMMUNITY DRIVEN DEVELOPMENT CONSUMER CONTROL GROUPS CORRUPTION COUNTERFACTUAL CREDIT ACCESS CREDIT PROGRAMS CROP FAILURES DATA COLLECTION DEPOSIT DESCRIPTION DESCRIPTIVE STATISTICS DISCRIMINATORY PRACTICES DISTRICTS DIVERSIFICATION DPIP DROUGHT DROUGHTS ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC EMPOWERMENT ECONOMIC OPPORTUNITIES ECONOMIES OF SCALE EDUCATIONAL ATTAINMENT ENDOWMENTS EQUALITY EXPENDITURES EXPLOITATION FEMALE FEMALES FIGURES FINANCIAL BENEFITS GENDER HOUSEHOLDS HOUSING HUMAN CAPITAL HUSBAND IMPACT EVALUATION INCOME SOURCES INCREASE IN INCOME INCREASE IN INCOMES INSTITUTIONAL DEVELOPMENT INSURANCE INTENDED BENEFICIARIES INTERNATIONAL BANK INTERVENTION INTERVENTIONS JOB TRAINING KEY BENEFIT KEY BENEFITS LAND OWNERSHIP LENDING PORTFOLIO LEVELS OF ACCESS LITERACY LOAN REPAYMENT LOAN SIZE LOCAL CAPACITY LOCAL GROUPS LOWER INCOME MARKETING MATCHING METHODS MICRO-CREDIT MICRO-FINANCE MOBILIZATION NGO NUTRITION OUTCOME INDICATORS OUTREACH PARTICIPATORY DEVELOPMENT PER CAPITA INCOME POVERTY ALLEVIATION POVERTY REDUCTION PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM IMPLEMENTATION PUBLIC ECONOMICS PUBLIC SAFETY QUESTIONNAIRE QUESTIONNAIRES RECEIPT RECONSTRUCTION RELIGIOUS GROUP REPAYMENT SAFETY NET SAFETY NETS SALES SAMPLE SIZE SAVINGS SELF-EMPLOYMENT SELF-HELP SERVICE DELIVERY SERVICE QUALITY SHG SOCIAL CAPITAL SOCIAL COHESION SOCIAL EMPOWERMENT SOCIAL EXCLUSION START-UP TARGET GROUP TARGET GROUPS TARGETING THRIFT TREATMENT EFFECTS URBAN DEVELOPMENT VILLAGE VILLAGE CHARACTERISTICS VILLAGE CONDITIONS VILLAGE LEVEL VILLAGE MEETINGS VILLAGES WAGES WOMAN Although there has been considerable recent interest in micro-credit programs, rigorous evidence on the impacts of forming self-help groups to mobilize savings and foster social empowerment at the local level is virtually non-existent, despite a large number of programs following this pattern. The authors use a large household survey to assess the economic and social impacts of the formation of self-help groups in India. They find positive impacts on empowerment and nutritional intake in program areas overall and heterogeneity of impacts between members of pre-existing and newly formed groups, as well as non-participants. Female social and economic empowerment in program areas increased irrespective of participation status, suggesting positive externalities. Nutritional benefit was more pronounced for new participants than for members of pre-existing groups. Evidence of higher consumption - but not income or asset formation - by participants suggests that at the time of the survey, the program's main economic impact had been through consumption smoothing and diversification of income sources rather than exploitation of new income sources. Evaluation of such programs in ways that allow heterogeneity of program impact can yield highly policy-relevant insights. 2012-03-19T19:09:37Z 2012-03-19T19:09:37Z 2009-03-01 http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20090330103344 http://hdl.handle.net/10986/4079 English Policy Research working paper ; no. WPS 4884 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo/ World Bank Publications & Research :: Policy Research Working Paper South Asia South Asia South Asia Asia India
repository_type	Digital Repository
institution_category	Foreign Institution
institution	Digital Repositories
building	World Bank Open Knowledge Repository
collection	World Bank
language	English
topic	ACCESS TO BANK LOANS ACCESS TO CREDIT ACCESS TO INFORMATION ACCESS TO SAVINGS ACCOUNTABILITY AGRICULTURAL INCOME ASSET ACCUMULATION BANK LOAN BANK LOANS CAPACITY BUILDING CAPITAL INJECTION CAPITAL STOCK CHECKS COLLABORATION COMMERCIAL BANK COMMUNITIES COMMUNITY ACTIVISTS COMMUNITY CENTER COMMUNITY DRIVEN DEVELOPMENT CONSUMER CONTROL GROUPS CORRUPTION COUNTERFACTUAL CREDIT ACCESS CREDIT PROGRAMS CROP FAILURES DATA COLLECTION DEPOSIT DESCRIPTION DESCRIPTIVE STATISTICS DISCRIMINATORY PRACTICES DISTRICTS DIVERSIFICATION DPIP DROUGHT DROUGHTS ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC EMPOWERMENT ECONOMIC OPPORTUNITIES ECONOMIES OF SCALE EDUCATIONAL ATTAINMENT ENDOWMENTS EQUALITY EXPENDITURES EXPLOITATION FEMALE FEMALES FIGURES FINANCIAL BENEFITS GENDER HOUSEHOLDS HOUSING HUMAN CAPITAL HUSBAND IMPACT EVALUATION INCOME SOURCES INCREASE IN INCOME INCREASE IN INCOMES INSTITUTIONAL DEVELOPMENT INSURANCE INTENDED BENEFICIARIES INTERNATIONAL BANK INTERVENTION INTERVENTIONS JOB TRAINING KEY BENEFIT KEY BENEFITS LAND OWNERSHIP LENDING PORTFOLIO LEVELS OF ACCESS LITERACY LOAN REPAYMENT LOAN SIZE LOCAL CAPACITY LOCAL GROUPS LOWER INCOME MARKETING MATCHING METHODS MICRO-CREDIT MICRO-FINANCE MOBILIZATION NGO NUTRITION OUTCOME INDICATORS OUTREACH PARTICIPATORY DEVELOPMENT PER CAPITA INCOME POVERTY ALLEVIATION POVERTY REDUCTION PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM IMPLEMENTATION PUBLIC ECONOMICS PUBLIC SAFETY QUESTIONNAIRE QUESTIONNAIRES RECEIPT RECONSTRUCTION RELIGIOUS GROUP REPAYMENT SAFETY NET SAFETY NETS SALES SAMPLE SIZE SAVINGS SELF-EMPLOYMENT SELF-HELP SERVICE DELIVERY SERVICE QUALITY SHG SOCIAL CAPITAL SOCIAL COHESION SOCIAL EMPOWERMENT SOCIAL EXCLUSION START-UP TARGET GROUP TARGET GROUPS TARGETING THRIFT TREATMENT EFFECTS URBAN DEVELOPMENT VILLAGE VILLAGE CHARACTERISTICS VILLAGE CONDITIONS VILLAGE LEVEL VILLAGE MEETINGS VILLAGES WAGES WOMAN
spellingShingle	ACCESS TO BANK LOANS ACCESS TO CREDIT ACCESS TO INFORMATION ACCESS TO SAVINGS ACCOUNTABILITY AGRICULTURAL INCOME ASSET ACCUMULATION BANK LOAN BANK LOANS CAPACITY BUILDING CAPITAL INJECTION CAPITAL STOCK CHECKS COLLABORATION COMMERCIAL BANK COMMUNITIES COMMUNITY ACTIVISTS COMMUNITY CENTER COMMUNITY DRIVEN DEVELOPMENT CONSUMER CONTROL GROUPS CORRUPTION COUNTERFACTUAL CREDIT ACCESS CREDIT PROGRAMS CROP FAILURES DATA COLLECTION DEPOSIT DESCRIPTION DESCRIPTIVE STATISTICS DISCRIMINATORY PRACTICES DISTRICTS DIVERSIFICATION DPIP DROUGHT DROUGHTS ECONOMIC ACTIVITY ECONOMIC DEVELOPMENT ECONOMIC EMPOWERMENT ECONOMIC OPPORTUNITIES ECONOMIES OF SCALE EDUCATIONAL ATTAINMENT ENDOWMENTS EQUALITY EXPENDITURES EXPLOITATION FEMALE FEMALES FIGURES FINANCIAL BENEFITS GENDER HOUSEHOLDS HOUSING HUMAN CAPITAL HUSBAND IMPACT EVALUATION INCOME SOURCES INCREASE IN INCOME INCREASE IN INCOMES INSTITUTIONAL DEVELOPMENT INSURANCE INTENDED BENEFICIARIES INTERNATIONAL BANK INTERVENTION INTERVENTIONS JOB TRAINING KEY BENEFIT KEY BENEFITS LAND OWNERSHIP LENDING PORTFOLIO LEVELS OF ACCESS LITERACY LOAN REPAYMENT LOAN SIZE LOCAL CAPACITY LOCAL GROUPS LOWER INCOME MARKETING MATCHING METHODS MICRO-CREDIT MICRO-FINANCE MOBILIZATION NGO NUTRITION OUTCOME INDICATORS OUTREACH PARTICIPATORY DEVELOPMENT PER CAPITA INCOME POVERTY ALLEVIATION POVERTY REDUCTION PROGRAM EFFECTS PROGRAM IMPACTS PROGRAM IMPLEMENTATION PUBLIC ECONOMICS PUBLIC SAFETY QUESTIONNAIRE QUESTIONNAIRES RECEIPT RECONSTRUCTION RELIGIOUS GROUP REPAYMENT SAFETY NET SAFETY NETS SALES SAMPLE SIZE SAVINGS SELF-EMPLOYMENT SELF-HELP SERVICE DELIVERY SERVICE QUALITY SHG SOCIAL CAPITAL SOCIAL COHESION SOCIAL EMPOWERMENT SOCIAL EXCLUSION START-UP TARGET GROUP TARGET GROUPS TARGETING THRIFT TREATMENT EFFECTS URBAN DEVELOPMENT VILLAGE VILLAGE CHARACTERISTICS VILLAGE CONDITIONS VILLAGE LEVEL VILLAGE MEETINGS VILLAGES WAGES WOMAN Deininger, Klaus Liu, Yanyan Economic and Social Impacts of Self-help Groups in India
geographic_facet	South Asia South Asia South Asia Asia India
relation	Policy Research working paper ; no. WPS 4884
description	Although there has been considerable recent interest in micro-credit programs, rigorous evidence on the impacts of forming self-help groups to mobilize savings and foster social empowerment at the local level is virtually non-existent, despite a large number of programs following this pattern. The authors use a large household survey to assess the economic and social impacts of the formation of self-help groups in India. They find positive impacts on empowerment and nutritional intake in program areas overall and heterogeneity of impacts between members of pre-existing and newly formed groups, as well as non-participants. Female social and economic empowerment in program areas increased irrespective of participation status, suggesting positive externalities. Nutritional benefit was more pronounced for new participants than for members of pre-existing groups. Evidence of higher consumption - but not income or asset formation - by participants suggests that at the time of the survey, the program's main economic impact had been through consumption smoothing and diversification of income sources rather than exploitation of new income sources. Evaluation of such programs in ways that allow heterogeneity of program impact can yield highly policy-relevant insights.
format	Publications & Research :: Policy Research Working Paper
author	Deininger, Klaus Liu, Yanyan
author_facet	Deininger, Klaus Liu, Yanyan
author_sort	Deininger, Klaus
title	Economic and Social Impacts of Self-help Groups in India
title_short	Economic and Social Impacts of Self-help Groups in India
title_full	Economic and Social Impacts of Self-help Groups in India
title_fullStr	Economic and Social Impacts of Self-help Groups in India
title_full_unstemmed	Economic and Social Impacts of Self-help Groups in India
title_sort	economic and social impacts of self-help groups in india
publishDate	2012
url	http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20090330103344 http://hdl.handle.net/10986/4079
_version_	1764389823242567680

Economic and Social Impacts of Self-help Groups in India

Similar Items