Jobs, Access to Credit, and Informality in MENA Countries

This paper explores the link between jobs, access to Finance, and informality. Using longitudinal firm-level data for countries in the Middle East and North Africa, it documents that jobs creation is positively associated with access to finance. At...

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Main Authors: Brancati, Emanuele, Di Maio, Michele, Rahman, Aminur
Format: Working Paper
Language:English
Published: World Bank, Washington, DC 2022
Subjects:
Online Access:http://documents.worldbank.org/curated/en/099448305102214617/IDU0204b4d560c92004724082180c5bb43f94d6b
http://hdl.handle.net/10986/37529
id okr-10986-37529
recordtype oai_dc
spelling okr-10986-375292022-06-11T05:10:35Z Jobs, Access to Credit, and Informality in MENA Countries Brancati, Emanuele Di Maio, Michele Rahman, Aminur EMPLOYMENT ACCESS TO CREDIT INFORMAL COMPETITION ACCESS TO FINANCE BARRIERS TO FINANCE INFORMALITY FIRM-LEVEL DATA FOR COUNTRIES IN THE MIDDLE EAST AND NORTH AFRICA JOB CREATION This paper explores the link between jobs, access to Finance, and informality. Using longitudinal firm-level data for countries in the Middle East and North Africa, it documents that jobs creation is positively associated with access to finance. At the same time, the findings show that access to finance is lower for firms that are more exposed to competition from informal firms. As a possible mechanism underlying this result, the paper provides evidence that firms that suffer informal competition have worse expectations on future sales growth, which in turn are associated with fewer loan applications. 2022-06-10T21:12:18Z 2022-06-10T21:12:18Z 2022-06 Working Paper http://documents.worldbank.org/curated/en/099448305102214617/IDU0204b4d560c92004724082180c5bb43f94d6b http://hdl.handle.net/10986/37529 English Policy Research Working Papers;10061 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Policy Research Working Paper Publications & Research Middle East and North Africa
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic EMPLOYMENT
ACCESS TO CREDIT
INFORMAL COMPETITION
ACCESS TO FINANCE
BARRIERS TO FINANCE
INFORMALITY
FIRM-LEVEL DATA FOR COUNTRIES IN THE MIDDLE EAST AND NORTH AFRICA
JOB CREATION
spellingShingle EMPLOYMENT
ACCESS TO CREDIT
INFORMAL COMPETITION
ACCESS TO FINANCE
BARRIERS TO FINANCE
INFORMALITY
FIRM-LEVEL DATA FOR COUNTRIES IN THE MIDDLE EAST AND NORTH AFRICA
JOB CREATION
Brancati, Emanuele
Di Maio, Michele
Rahman, Aminur
Jobs, Access to Credit, and Informality in MENA Countries
geographic_facet Middle East and North Africa
relation Policy Research Working Papers;10061
description This paper explores the link between jobs, access to Finance, and informality. Using longitudinal firm-level data for countries in the Middle East and North Africa, it documents that jobs creation is positively associated with access to finance. At the same time, the findings show that access to finance is lower for firms that are more exposed to competition from informal firms. As a possible mechanism underlying this result, the paper provides evidence that firms that suffer informal competition have worse expectations on future sales growth, which in turn are associated with fewer loan applications.
format Working Paper
author Brancati, Emanuele
Di Maio, Michele
Rahman, Aminur
author_facet Brancati, Emanuele
Di Maio, Michele
Rahman, Aminur
author_sort Brancati, Emanuele
title Jobs, Access to Credit, and Informality in MENA Countries
title_short Jobs, Access to Credit, and Informality in MENA Countries
title_full Jobs, Access to Credit, and Informality in MENA Countries
title_fullStr Jobs, Access to Credit, and Informality in MENA Countries
title_full_unstemmed Jobs, Access to Credit, and Informality in MENA Countries
title_sort jobs, access to credit, and informality in mena countries
publisher World Bank, Washington, DC
publishDate 2022
url http://documents.worldbank.org/curated/en/099448305102214617/IDU0204b4d560c92004724082180c5bb43f94d6b
http://hdl.handle.net/10986/37529
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