Toward More Accessible and Inclusive Social Assistance Delivery : A Geospatial Analysis in the Philippines
The Philippines’ experience in implementing the social amelioration program (SAP) in response to the Coronavirus disease 2019 (COVID-19) pandemic highlights the pressing need for financial inclusion, especially among the poor. The absence of a nati...
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Format: | Working Paper |
Language: | English |
Published: |
World Bank, Washington, DC
2022
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Online Access: | http://documents.worldbank.org/curated/en/099710003042242656/P1733800ce311d0570943d0e269733b2a4e http://hdl.handle.net/10986/37178 |
Summary: | The Philippines’ experience in
implementing the social amelioration program (SAP) in
response to the Coronavirus disease 2019 (COVID-19) pandemic
highlights the pressing need for financial inclusion,
especially among the poor. The absence of a national
identification (ID) system and low bank account ownership
posed a challenge in the delivery of SAP. The Government of
the Philippines (GoP) expedited the development and
registration for the national ID system (PhilSys) and used
the opportunity to facilitate bank account opening. Not only
ownership of bank or mobile money accounts but also
accessibility to financial services is essential for
financial inclusion. This study assesses the challenges and
opportunities in financial inclusion, especially among the
poor in remote communities. First, the study carries out a
mapping of all financial transaction points and estimates
the travel time to the nearest point. Second, the map is
superimposed with the poverty and potential vulnerability of
families in remote communities. Finally, the study assesses
the coverage of 4Ps in remote areas in view of the potential
challenges in implementing the social assistance program in
hard-to-reach communities. |
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