Bank Capital Regulation and Risk after the Global Financial Crisis

We explore and summarize the evolution in bank capital regulations and bank risk after the global financial crisis. Using a new survey of bank regulation and supervision covering more than 120 economies, we show that regulatory capital increased, but some elements of capital regulations became laxer...

Full description

Bibliographic Details
Main Authors: Anginer, Deniz, Bertay, Ata Can, Cull, Robert, Demirguc-Kunt, Asli, Mare, Davide S.
Format: Journal Article
Published: Elsevier 2021
Subjects:
Online Access:http://hdl.handle.net/10986/35679
id okr-10986-35679
recordtype oai_dc
spelling okr-10986-356792021-07-20T18:46:11Z Bank Capital Regulation and Risk after the Global Financial Crisis Anginer, Deniz Bertay, Ata Can Cull, Robert Demirguc-Kunt, Asli Mare, Davide S. BANKING REGULATION BANKING SUPERVISION FINANCIAL POLICY BANK CAPITAL BANK RISK-TAKING FINANCIAL REGULATION We explore and summarize the evolution in bank capital regulations and bank risk after the global financial crisis. Using a new survey of bank regulation and supervision covering more than 120 economies, we show that regulatory capital increased, but some elements of capital regulations became laxer. Analyzing bank-level data, we also document the importance of defining bank regulatory capital narrowly as the quality of capital matters in reducing bank risk. This is particularly true for banks that have more discretion in the computation of regulatory capital ratios and are subject to weaker market monitoring. 2021-06-04T18:14:26Z 2021-06-04T18:14:26Z 2021-05-17 Journal Article Journal of Financial Stability http://hdl.handle.net/10986/35679 CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank Elsevier Publications & Research Publications & Research :: Journal Article
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
topic BANKING REGULATION
BANKING SUPERVISION
FINANCIAL POLICY
BANK CAPITAL
BANK RISK-TAKING
FINANCIAL REGULATION
spellingShingle BANKING REGULATION
BANKING SUPERVISION
FINANCIAL POLICY
BANK CAPITAL
BANK RISK-TAKING
FINANCIAL REGULATION
Anginer, Deniz
Bertay, Ata Can
Cull, Robert
Demirguc-Kunt, Asli
Mare, Davide S.
Bank Capital Regulation and Risk after the Global Financial Crisis
description We explore and summarize the evolution in bank capital regulations and bank risk after the global financial crisis. Using a new survey of bank regulation and supervision covering more than 120 economies, we show that regulatory capital increased, but some elements of capital regulations became laxer. Analyzing bank-level data, we also document the importance of defining bank regulatory capital narrowly as the quality of capital matters in reducing bank risk. This is particularly true for banks that have more discretion in the computation of regulatory capital ratios and are subject to weaker market monitoring.
format Journal Article
author Anginer, Deniz
Bertay, Ata Can
Cull, Robert
Demirguc-Kunt, Asli
Mare, Davide S.
author_facet Anginer, Deniz
Bertay, Ata Can
Cull, Robert
Demirguc-Kunt, Asli
Mare, Davide S.
author_sort Anginer, Deniz
title Bank Capital Regulation and Risk after the Global Financial Crisis
title_short Bank Capital Regulation and Risk after the Global Financial Crisis
title_full Bank Capital Regulation and Risk after the Global Financial Crisis
title_fullStr Bank Capital Regulation and Risk after the Global Financial Crisis
title_full_unstemmed Bank Capital Regulation and Risk after the Global Financial Crisis
title_sort bank capital regulation and risk after the global financial crisis
publisher Elsevier
publishDate 2021
url http://hdl.handle.net/10986/35679
_version_ 1764483558175408128