Bank Capital Regulation and Risk after the Global Financial Crisis
We explore and summarize the evolution in bank capital regulations and bank risk after the global financial crisis. Using a new survey of bank regulation and supervision covering more than 120 economies, we show that regulatory capital increased, but some elements of capital regulations became laxer...
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okr-10986-356792021-07-20T18:46:11Z Bank Capital Regulation and Risk after the Global Financial Crisis Anginer, Deniz Bertay, Ata Can Cull, Robert Demirguc-Kunt, Asli Mare, Davide S. BANKING REGULATION BANKING SUPERVISION FINANCIAL POLICY BANK CAPITAL BANK RISK-TAKING FINANCIAL REGULATION We explore and summarize the evolution in bank capital regulations and bank risk after the global financial crisis. Using a new survey of bank regulation and supervision covering more than 120 economies, we show that regulatory capital increased, but some elements of capital regulations became laxer. Analyzing bank-level data, we also document the importance of defining bank regulatory capital narrowly as the quality of capital matters in reducing bank risk. This is particularly true for banks that have more discretion in the computation of regulatory capital ratios and are subject to weaker market monitoring. 2021-06-04T18:14:26Z 2021-06-04T18:14:26Z 2021-05-17 Journal Article Journal of Financial Stability http://hdl.handle.net/10986/35679 CC BY-NC-ND 3.0 IGO http://creativecommons.org/licenses/by-nc-nd/3.0/igo World Bank Elsevier Publications & Research Publications & Research :: Journal Article |
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Digital Repository |
institution_category |
Foreign Institution |
institution |
Digital Repositories |
building |
World Bank Open Knowledge Repository |
collection |
World Bank |
topic |
BANKING REGULATION BANKING SUPERVISION FINANCIAL POLICY BANK CAPITAL BANK RISK-TAKING FINANCIAL REGULATION |
spellingShingle |
BANKING REGULATION BANKING SUPERVISION FINANCIAL POLICY BANK CAPITAL BANK RISK-TAKING FINANCIAL REGULATION Anginer, Deniz Bertay, Ata Can Cull, Robert Demirguc-Kunt, Asli Mare, Davide S. Bank Capital Regulation and Risk after the Global Financial Crisis |
description |
We explore and summarize the evolution in bank capital regulations and bank risk after the global financial crisis. Using a new survey of bank regulation and supervision covering more than 120 economies, we show that regulatory capital increased, but some elements of capital regulations became laxer. Analyzing bank-level data, we also document the importance of defining bank regulatory capital narrowly as the quality of capital matters in reducing bank risk. This is particularly true for banks that have more discretion in the computation of regulatory capital ratios and are subject to weaker market monitoring. |
format |
Journal Article |
author |
Anginer, Deniz Bertay, Ata Can Cull, Robert Demirguc-Kunt, Asli Mare, Davide S. |
author_facet |
Anginer, Deniz Bertay, Ata Can Cull, Robert Demirguc-Kunt, Asli Mare, Davide S. |
author_sort |
Anginer, Deniz |
title |
Bank Capital Regulation and Risk after the Global Financial Crisis |
title_short |
Bank Capital Regulation and Risk after the Global Financial Crisis |
title_full |
Bank Capital Regulation and Risk after the Global Financial Crisis |
title_fullStr |
Bank Capital Regulation and Risk after the Global Financial Crisis |
title_full_unstemmed |
Bank Capital Regulation and Risk after the Global Financial Crisis |
title_sort |
bank capital regulation and risk after the global financial crisis |
publisher |
Elsevier |
publishDate |
2021 |
url |
http://hdl.handle.net/10986/35679 |
_version_ |
1764483558175408128 |