Mobile Banking and Financial Inclusion : The Regulatory Lessons

Mobile Banking and Financial Inclusion : The Regulatory Lessons

Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable uncertainty about the appropriate regulatory response to this newly emerging service. This paper sets out a framework for considering the d...

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Bibliographic Details
Main Authors: Klein, Michael, Mayer, Colin
Format: Policy Research Working Paper
Language:English
Published: 2012
Subjects:
ACCESS PRICING
ACCESS TO FINANCE
ACCESS TO PAYMENTS
ACCOUNT HOLDER
ACCOUNT HOLDERS
ACCOUNT OWNERS
ACCOUNTING
ADVANCED ECONOMIES
ANTI-MONEY LAUNDERING
ANTI-MONEY LAUNDERING LEGISLATION
ASSET CLASSES
ATM
BANK ACCOUNT
BANK ACCOUNTS
BANK BRANCH
BANK BRANCHES
BANK DEPOSITS
BANK FOR INTERNATIONAL SETTLEMENTS
BANK REGULATION
BANKING MODELS
BANKING REGULATION
BANKING SERVICES
BANKING SUPERVISION
BANKING SYSTEM
BANKS
BARRIER
BARRIER TO ENTRY
BASIC
BENEFICIARY
BOOK ENTRY
BOOK-ENTRY
BORROWING
BUSINESS MODELS
CAPITAL ADEQUACY
CAPITAL CONTROL
CAPITAL REQUIREMENTS
CASH ECONOMY
CASH MANAGEMENT
CASH WITHDRAWALS
CENTRAL BANK
CHECKING ACCOUNT
CHECKS
CLEARING SYSTEMS
COLLATERAL
COMMERCIAL BANKING
COMMERCIAL LAW
COMMUNICATION TECHNOLOGIES
COMMUNITIES
COMPETITION POLICY
COMPETITIVE MARKETS
COMPONENTS
CONSUMER PROTECTION
CONTRACTUAL RELATIONSHIP
CREDIT CARD
CREDIT CARDS
CREDIT GROWTH
CREDITS
CUSTODY
CUSTOMER DEMAND
DEPOSIT
DEPOSIT INSURANCE
DEPOSITOR
DEPOSITORS
DEPOSITS
DEVELOPING COUNTRIES
DEVELOPING ECONOMIES
DEVICES
DISCLOSURE REQUIREMENTS
DISPUTE RESOLUTION
DIVERSIFICATION
E-MONEY
ECONOMIC ACTIVITY
ECONOMIC POLICY
ELECTRONIC ACCOUNT
ELECTRONIC FORMS
ELECTRONIC PAYMENTS
ELECTRONIC TRANSFERS
EMERGING MARKETS
EMPLOYEE
EXPENDITURE
EXTERNALITIES
FAIR PRICE
FINANCIAL DEVELOPMENT
FINANCIAL REGULATION
FINANCIAL REGULATORS
FINANCIAL REVOLUTION
FINANCIAL RISKS
FINANCIAL SERVICES
FINANCIAL SYSTEM
FINANCIAL SYSTEMS
FINANCIAL TRANSACTIONS
FINANCIAL VIABILITY
FOREIGN CURRENCY
FRAUD
HEALTH SERVICES
HOLDING
HOUSEHOLD APPLIANCES
INCOME LEVEL
INCUMBENT PROVIDERS
INFLATION
INNOVATIONS
INSTITUTIONAL INFRASTRUCTURE
INSTRUMENT
INSURANCE
INTEREST INCOME
INTERNATIONAL BANK
INTERNATIONAL DEVELOPMENT
INTEROPERABILITY
INVESTING
INVESTMENT BANKING
INVESTMENT RISK
INVESTMENT RISKS
LEGAL BARRIERS
LEGAL PROTECTION
LEGISLATION
LIQUIDITY
LOAN
LOAN PAYMENTS
LOAN PRODUCTS
LOCAL CURRENCY
MARGINAL COSTS
MARKET FAILURE
MARKET PARTICIPANTS
MARKET SHARE
MATURITY
MATURITY TRANSFORMATION
MEANS OF EXCHANGE
MERCHANT
MERCHANTS
MICRO-FINANCE
MICRO-LENDING
MICROCREDIT
MICROFINANCE
MOBILE BANKING
MOBILE PAYMENT SYSTEM
MOBILE PHONE
MOBILE PHONES
MODERN FINANCIAL SYSTEMS
MONETARY AUTHORITIES
MONEY SUPPLY
MONEY TRANSFER
MONOPOLY
NETWORK INDUSTRIES
NETWORKS
NEW BUSINESS
NEW ENTRANTS
NEW TECHNOLOGIES
NEW TECHNOLOGY
NOW ACCOUNTS
OPERATIONAL RISK
OUTPUT
PAYMENT MECHANISM
PAYMENT MECHANISMS
PAYMENT OBLIGATIONS
PAYMENT OF INTEREST
PAYMENT SERVICES
PAYMENT SYSTEM
PAYMENT SYSTEMS
PAYMENTS SERVICES
PAYMENTS SYSTEM
PAYMENTS SYSTEMS
PHONE BANKING
POINT OF SALE
POINT-OF-SALE
PORTFOLIOS
POST OFFICE
PRIVATE INFRASTRUCTURE
PRIVATE SECTOR DEVELOPMENT
PROFITABILITY
PRUDENTIAL REGULATION
RECEIPTS
REGISTRATION REQUIREMENTS
REGULATOR
REGULATORY APPROACHES
REGULATORY AUTHORITIES
REGULATORY REQUIREMENTS
REGULATORY SYSTEM
REGULATORY TREATMENT
REMITTANCE
REMITTANCES
REPAYMENTS
RETURN
RETURNS
RISK OF LOSS
SAFE INSTRUMENTS
SAVINGS
SETTLEMENT
SETTLEMENT SYSTEM
SUBSIDIARY
SYSTEMIC RISKS
TAX
TELECOMMUNICATIONS
TELEPHONE SERVICE
TERMINALS
TRADITIONAL BANKING
TRANSACTION
TRANSACTION COSTS
TRANSPARENCY
TRANSPORT
UNION
VILLAGES
WITHDRAWAL
WITHDRAWAL FEE
Online Access:http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20110518143113
http://hdl.handle.net/10986/3427

Internet

http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20110518143113
http://hdl.handle.net/10986/3427

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