Access to Financial Services and the Financial Inclusion Agenda around the World : A Cross-Country Analysis with a New Data Set

Access to Financial Services and the Financial Inclusion Agenda around the World : A Cross-Country Analysis with a New Data Set

Recent empirical evidence highlights that access to basic financial services can make a substantial positive difference in improving poor people's lives. Accordingly, financial sector reforms that promote financial inclusion are increasingly a...

Full description

Bibliographic Details
Main Authors:	Ardic, Oya Pinar, Heimann, Maximilien, Mylenko, Nataliya
Format:	Policy Research Working Paper
Language:	English
Published:	2012
Subjects:	ACCESS TO CREDIT ACCESS TO FINANCE ACCESS TO FINANCIAL SERVICES ACCESS TO SAVING AFFORDABLE FINANCIAL SERVICES ATM ATM NETWORK ATMS BALANCE SHEETS BANK ACCESS BANK ACCOUNT BANK ACCOUNTS BANK BRANCH BANK BRANCH NETWORK BANK BRANCH NETWORKS BANK BRANCHES BANK DEPOSIT BANK DEPOSITS BANK INTEREST MARGINS BANK LOAN BANK LOANS BANKING MARKETS BANKING SECTOR BANKING SERVICES BANKING SYSTEM BANKS BARRIER BASIC FINANCIAL SERVICES BORROWING BUSINESS CLIMATE BUSINESS ENVIRONMENT CAPITAL ACCOUNT CAPITAL ACCOUNT TRANSACTIONS CHECKING CHECKING ACCOUNT CHECKING FEES COMMERCIAL BANK COMMERCIAL BANK BRANCHES COMMERCIAL BANK LOAN COMMERCIAL BANK LOANS COMMERCIAL BANKS CONSUMER CONSUMER LOAN CONSUMER LOANS CONSUMER PROTECTION CONTRACT ENFORCEMENT CONTRIBUTION COOPERATIVE BANKING COOPERATIVES COUNTRY TO COUNTRY CREDIT ACCESS CREDIT INFORMATION CREDIT INFORMATION SYSTEMS CREDIT PORTFOLIO CREDIT QUALITY CREDIT UNIONS CREDITOR CREDITOR RIGHTS DATA AVAILABILITY DEBT DEMOGRAPHIC DEPOSIT DEPOSIT ACCOUNT DEPOSIT ACCOUNTS DEPOSIT INSURANCE DEPOSIT INTEREST DEPOSIT INTEREST RATE DEPOSIT RATE DEPOSIT SERVICES DEPOSIT VOLUME DEPOSIT VOLUMES DEPOSITOR DEPOSITORS DEPOSITS DEVELOPING COUNTRIES DEVELOPMENT BANK ECONOMIC DEVELOPMENT ECONOMIC GROWTH ELECTRONIC TRANSACTIONS ENFORCEMENT PROCEDURES ENTREPRENEURSHIP EXCLUSION FDIC FINANCE CORPORATION FINANCIAL ACCESS FINANCIAL ACCESS INDICATORS FINANCIAL CONSUMER FINANCIAL CRISES FINANCIAL CRISIS FINANCIAL DEVELOPMENT FINANCIAL INSTITUTION FINANCIAL INSTITUTIONS FINANCIAL LITERACY FINANCIAL OPENNESS FINANCIAL REGULATOR FINANCIAL REGULATORS FINANCIAL SECTOR FINANCIAL SECTOR INFRASTRUCTURE FINANCIAL SECTOR REFORM FINANCIAL SECTOR REFORMS FINANCIAL SERVICE FINANCIAL STABILITY FINANCIAL SYSTEM FINANCIAL SYSTEMS FINANCING OBSTACLES FIRM GROWTH FOREIGN BANK FORMAL FINANCIAL SERVICES GOVERNANCE INDICATORS GOVERNMENT BANK GREATER ACCESS GROSS DOMESTIC PRODUCT GROWTH RATE HOUSEHOLD ACCESS HOUSEHOLDS INCOME INCOME DISTRIBUTION INCOME GROUPS INEQUALITY INFLATION INFLATION RATE INSURANCE SCHEME INTEREST RATE INTEREST RATE SPREAD INTEREST RATE SPREADS INTERNATIONAL BANK INTERNATIONAL DEVELOPMENT INTERNATIONAL FINANCE LEGAL CONSTRAINTS LEGAL ENVIRONMENT LEGAL RIGHTS LENDERS LENDING INTEREST RATE LEVELS OF ACCESS LEVELS OF CREDIT LIABILITY LIABILITY SIDES LIVING STANDARD LOAN LOAN AMOUNT LOAN APPLICATION LOAN APPLICATIONS LOAN VOLUME LOAN VOLUMES LOANS TO INDIVIDUALS LOW INCOME LOW-INCOME LOW-INCOME COUNTRIES LOWER INCOME LOWER INTEREST RATE MACROECONOMIC CONDITIONS MACROECONOMIC STABILITY MANDATES MEDIUM ENTERPRISES MFIS MICROFINANCE MICROFINANCE INSTITUTIONS MIDDLE-INCOME COUNTRIES MINIMUM BALANCE MONETARY FUND NONBANKS OFFSHORE BANKING OFFSHORE FINANCIAL CENTER OFFSHORE FINANCIAL CENTERS OUTPUT OUTREACH OUTSTANDING LOAN OUTSTANDING LOANS POLICY ENVIRONMENT POLITICAL STABILITY POST OFFICES PRIVATE REGISTRY PRIVATE SECTOR DEVELOPMENT PROFITABILITY PROVIDERS OF CREDIT PUBLIC POLICY PUBLIC REGISTRY RATE OF INFLATION RATES OF GROWTH REGIONAL DUMMIES REGULATORY REQUIREMENTS RESEARCH ASSISTANCE RURAL ACCESS RURAL FINANCE SAVINGS SMALL ENTERPRISES SOURCE OF CREDIT SUSTAINABLE DEVELOPMENT TAX TAX INCENTIVE TAX INCENTIVES TERMS OF LOANS TOTAL DEBT UNION URBAN AREAS
Online Access:	http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20110118141442 http://hdl.handle.net/10986/3310

Internet

http://www-wds.worldbank.org/external/default/main?menuPK=64187510&pagePK=64193027&piPK=64187937&theSitePK=523679&menuPK=64187510&searchMenuPK=64187283&siteName=WDS&entityID=000158349_20110118141442
http://hdl.handle.net/10986/3310

Cannot write session to /tmp/vufind_sessions/sess_gv0oivcbf4gor209vhuea0jsfk