Bank Regulation and Supervision Ten Years after the Global Financial Crisis

This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores and summarizes the evolution in bank capital regulations, capitalization of banks, market discipline, and supervisory power since t...

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Main Authors: Anginer, Deniz, Bertay, Ata Can, Cull, Robert, Demirguc-Kunt, Asli, Mare, Davide S.
Format: Working Paper
Language:English
Published: World Bank, Washington, DC 2019
Subjects:
Online Access:http://documents.worldbank.org/curated/en/685851571160819618/Bank-Regulation-and-Supervision-Ten-Years-after-the-Global-Financial-Crisis
http://hdl.handle.net/10986/32589
id okr-10986-32589
recordtype oai_dc
spelling okr-10986-325892022-09-20T00:12:16Z Bank Regulation and Supervision Ten Years after the Global Financial Crisis Anginer, Deniz Bertay, Ata Can Cull, Robert Demirguc-Kunt, Asli Mare, Davide S. BANKING REGULATION BANKING SUPERVISION FINANCIAL POLICY BANK CAPITAL BASEL CAPITAL REQUIREMENT FINANCIAL RISK This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores and summarizes the evolution in bank capital regulations, capitalization of banks, market discipline, and supervisory power since the global financial crisis. It shows that regulatory capital increased, but some elements of capital regulations became laxer. Market discipline may have deteriorated as the financial safety nets became more generous after the crisis. Bank supervision became stricter and more complex compared with the pre–global financial crisis period. However, supervisory capacity did not increase in proportion to the extent and complexity of new bank regulations. The paper documents the importance of defining bank regulatory capital narrowly, as the quality of capital matters in reducing bank risk. This is particularly true for large banks, because they have more discretion in the computation of risk weights and are better able to issue a variety of capital instruments. 2019-10-18T19:52:56Z 2019-10-18T19:52:56Z 2019-10 Working Paper http://documents.worldbank.org/curated/en/685851571160819618/Bank-Regulation-and-Supervision-Ten-Years-after-the-Global-Financial-Crisis http://hdl.handle.net/10986/32589 English Policy Research Working Paper;No. 9044 CC BY 3.0 IGO http://creativecommons.org/licenses/by/3.0/igo World Bank World Bank, Washington, DC Publications & Research Publications & Research :: Policy Research Working Paper
repository_type Digital Repository
institution_category Foreign Institution
institution Digital Repositories
building World Bank Open Knowledge Repository
collection World Bank
language English
topic BANKING REGULATION
BANKING SUPERVISION
FINANCIAL POLICY
BANK CAPITAL
BASEL CAPITAL REQUIREMENT
FINANCIAL RISK
spellingShingle BANKING REGULATION
BANKING SUPERVISION
FINANCIAL POLICY
BANK CAPITAL
BASEL CAPITAL REQUIREMENT
FINANCIAL RISK
Anginer, Deniz
Bertay, Ata Can
Cull, Robert
Demirguc-Kunt, Asli
Mare, Davide S.
Bank Regulation and Supervision Ten Years after the Global Financial Crisis
relation Policy Research Working Paper;No. 9044
description This paper summarizes the latest update of the World Bank Bank Regulation and Supervision Survey. The paper explores and summarizes the evolution in bank capital regulations, capitalization of banks, market discipline, and supervisory power since the global financial crisis. It shows that regulatory capital increased, but some elements of capital regulations became laxer. Market discipline may have deteriorated as the financial safety nets became more generous after the crisis. Bank supervision became stricter and more complex compared with the pre–global financial crisis period. However, supervisory capacity did not increase in proportion to the extent and complexity of new bank regulations. The paper documents the importance of defining bank regulatory capital narrowly, as the quality of capital matters in reducing bank risk. This is particularly true for large banks, because they have more discretion in the computation of risk weights and are better able to issue a variety of capital instruments.
format Working Paper
author Anginer, Deniz
Bertay, Ata Can
Cull, Robert
Demirguc-Kunt, Asli
Mare, Davide S.
author_facet Anginer, Deniz
Bertay, Ata Can
Cull, Robert
Demirguc-Kunt, Asli
Mare, Davide S.
author_sort Anginer, Deniz
title Bank Regulation and Supervision Ten Years after the Global Financial Crisis
title_short Bank Regulation and Supervision Ten Years after the Global Financial Crisis
title_full Bank Regulation and Supervision Ten Years after the Global Financial Crisis
title_fullStr Bank Regulation and Supervision Ten Years after the Global Financial Crisis
title_full_unstemmed Bank Regulation and Supervision Ten Years after the Global Financial Crisis
title_sort bank regulation and supervision ten years after the global financial crisis
publisher World Bank, Washington, DC
publishDate 2019
url http://documents.worldbank.org/curated/en/685851571160819618/Bank-Regulation-and-Supervision-Ten-Years-after-the-Global-Financial-Crisis
http://hdl.handle.net/10986/32589
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